Top Rushford Village, MN Mortgage Lenders

RankRushford Village Mortgage LenderRushford Village Home Loans ProcessedRushford Village Home Loans ApprovedRushford Village Home Loans DeniedRushford Village Mortgage Median Loan to Income Ratio (LTR) for Approved LoansRushford Village Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 3,249 65%15%
  • 185%
  • (187,000 Loan / $101,000 Income)
  • 180%
  • (112,000 Loan / $62,000 Income)
2Jpmorgan Chase Bank 784 86%11%
  • 252%
  • (126,000 / $50,000)
  • 234%
  • (75,000 / $32,000)
3Us Bank 582 73%13%
  • 215%
  • (157,000 / $73,000)
  • 233%
  • (124,000 / $53,000)
4Citimortgage 475 71%11%
  • 239%
  • (91,000 / $38,000)
  • 262%
  • (118,000 / $45,000)
5Bank Of America 384 72%16%
  • 197%
  • (85,000 / $43,000)
  • 217%
  • (61,000 / $28,000)
6Bank Of The West 382 75%14%
  • 128%
  • (50,000 / $39,000)
  • 117%
  • (155,000 / $132,000)
7Associated Bank 365 71%16%
  • 150%
  • (75,000 / $50,000)
  • 170%
  • (85,000 / $50,000)
8Countrywide Bank Fsb 355 74%16%
  • 215%
  • (136,000 / $63,000)
  • 280%
  • (146,000 / $52,000)
9Bremer Bank Na (Fargo) 310 75%6%
  • 135%
  • (61,000 / $45,000)
  • 105%
  • (90,000 / $85,000)
10State Bank & Trust 308 77%12%
  • 113%
  • (417,000 / $366,000)
  • 186%
  • (147,000 / $79,000)
11Affinity Plus Federal Credit U 305 65%3%
  • 114%
  • (77,000 / $67,000)
  • 230%
  • (145,000 / $63,000)
12Mortgage Guaranty Insurance Co 272 71%8%
  • 221%
  • (62,000 / $28,000)
  • 252%
  • (184,000 / $73,000)
13Agstar Financial Services 261 59%8%
  • 173%
  • (104,000 / $60,000)
  • 279%
  • (176,000 / $63,000)
14Embrace Home Loans, 249 8%50%
  • 238%
  • (62,000 / $26,000)
  • 222%
  • (80,000 / $36,000)
15Wells Federal Bank 241 60%19%
  • 160%
  • (152,000 / $95,000)
  • 190%
  • (156,000 / $82,000)
16Genworth Mortgage Insurance Co 240 53%3%
  • 225%
  • (271,000 / $120,000)
  • 226%
  • (104,000 / $46,000)
17Wells Fargo Funding 219 97%1%
  • 185%
  • (111,000 / $60,000)
  • 215%
  • (140,000 / $65,000)
18Countrywide Home Loans 209 78%14%
  • 220%
  • (99,000 / $45,000)
  • 156%
  • (50,000 / $32,000)
19Phh Mortgage Corporation 206 88%1%
  • 191%
  • (140,000 / $73,000)
  • 337%
  • (182,000 / $54,000)
20Beneficial Company Llc 206 7%80%
  • 187%
  • (107,000 / $57,000)
  • 207%
  • (106,000 / $51,000)

Rushford Village, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 17,400
  2. Loan Applications Denied: 3,227
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 11,186
  5. % of Loan Applications Originated 64

Rushford Village, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Credit history13
Debt-to-income ratio9
Credit application incomplete3
Unverifiable information2

Rushford Village, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0007,513 6121
$100,000 - $300,0009,046 6516
$300,000 - $500,000779 6513
$500,000 - $1,000,00050 4832
$1,000,000 - $1,500,00012 5033

Rushford Village, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00013,933 6120
$100,000 - $300,0003,068 7012
$300,000 - $500,000223 7211
$500,000 - $1,000,000144 7412
$1,000,000 - $1,500,00015 7313
$1,500,000 - $2,000,0005 1000
> $2,000,00012 750

Loan to Income Ratios Research for Mortgage in Rushford Village, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%85764 21
30 - 60%1,20964 19
60 - 100%1,76366 17
100 - 200%5,48266 16
200 - 300%4,33965 16
300 - 400%2,24660 20
> 400%1,50450 27

Rushford Village, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling15,024 6219
Not Owner-Occupied As A Principal Dwelling2,281 7511
Not Applicable18 5038

Home Owner Property Type Statistics in Rushford Village, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)15,974 6418
One To Four-Family942 705
Manufactured Housing484 5134
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