Top Rosewood, MN Mortgage Lenders

RankRosewood Mortgage LenderRosewood Home Loans ProcessedRosewood Home Loans ApprovedRosewood Home Loans DeniedRosewood Mortgage Median Loan to Income Ratio (LTR) for Approved LoansRosewood Mortgage Median LTR for Denied Loans
1Kleinbank 183 72%12%
  • 128%
  • (137,000 Loan / $107,000 Income)
  • 200%
  • (132,000 Loan / $66,000 Income)
2Wells Fargo Bank 112 66%20%
  • 168%
  • (101,000 / $60,000)
  • 151%
  • (53,000 / $35,000)
3C.U. Mortgage Services, 80 76%2%
  • 160%
  • (175,000 / $109,000)
  • 153%
  • (49,000 / $32,000)
4Minnwest Mortgage Corporation 71 83%11%
  • 170%
  • (145,000 / $85,000)
  • 167%
  • (89,000 / $53,000)
5Jpmorgan Chase Bank 33 78%21%
  • 148%
  • (67,000 / $45,000)
  • 130%
  • (108,000 / $83,000)
6Bank Of America 29 79%17%
  • 204%
  • (96,000 / $47,000)
  • 144%
  • (71,000 / $49,000)
7Wells Fargo Funding 28 96%3% 0
  • 289%
  • (162,000 / $56,000)
8Suntrust Mortgage 27 96%0%
  • 170%
  • (114,000 / $67,000)
0
9Mortgage Guaranty Insurance Co 23 60%13%
  • 226%
  • (147,000 / $65,000)
  • 250%
  • (145,000 / $58,000)
10Genworth Mortgage Insurance Co 23 95%0%
  • 189%
  • (148,000 / $78,000)
0
11Us Bank 16 75%6%
  • 155%
  • (76,000 / $49,000)
  • 303%
  • (185,000 / $61,000)
12Citibank 16 81%0%
  • 78%
  • (117,000 / $150,000)
0
13Embrace Home Loans, 15 13%33%
  • 355%
  • (96,000 / $27,000)
  • 88%
  • (15,000 / $17,000)
14Countrywide Bank Fsb 15 66%20%
  • 205%
  • (115,000 / $56,000)
  • 328%
  • (148,000 / $45,000)
15Citimortgage 15 80%6%
  • 259%
  • (96,000 / $37,000)
  • 280%
  • (132,000 / $47,000)
16Citifinancial Services Inc 13 38%46%
  • 165%
  • (48,000 / $29,000)
  • 49%
  • (26,000 / $53,000)
17Us Bank North Dakota 12 25%58%
  • 204%
  • (86,000 / $42,000)
  • 202%
  • (89,000 / $44,000)
18United Guaranty Corporation 12 58%25%
  • 204%
  • (200,000 / $98,000)
  • 201%
  • (147,000 / $73,000)
19Nationwide Advantage Mortgage 11 100%0%
  • 182%
  • (73,000 / $40,000)
0
20Cmg Mortgage Insurance Co. 10 90%0%
  • 143%
  • (162,000 / $113,000)
0

Rosewood, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 983
  2. Loan Applications Denied: 164
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 664
  5. % of Loan Applications Originated 67

Rosewood, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral8
Credit history7
Debt-to-income ratio3
Credit application incomplete3
Unverifiable information2

Rosewood, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000630 6716
$100,000 - $300,000347 6516
$300,000 - $500,0006 3333

Rosewood, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000868 6617
$100,000 - $300,000111 769
$300,000 - $500,0001 00
$500,000 - $1,000,0003 6633

Loan to Income Ratios Research for Mortgage in Rosewood, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6463 20
30 - 60%8670 18
60 - 100%10170 13
100 - 200%39670 15
200 - 300%23068 14
300 - 400%7554 24
> 400%3144 22

Rosewood, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling955 6716
Not Owner-Occupied As A Principal Dwelling25 648

Home Owner Property Type Statistics in Rosewood, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)886 6617
One To Four-Family85 807
Manufactured Housing12 2558
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