Top Roseland, MN Mortgage Lenders

RankRoseland Mortgage LenderRoseland Home Loans ProcessedRoseland Home Loans ApprovedRoseland Home Loans DeniedRoseland Mortgage Median Loan to Income Ratio (LTR) for Approved LoansRoseland Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 125 60%16%
  • 173%
  • (118,000 Loan / $68,000 Income)
  • 151%
  • (50,000 Loan / $33,000 Income)
2Jpmorgan Chase Bank 54 88%11%
  • 168%
  • (84,000 / $50,000)
  • 186%
  • (300,000 / $161,000)
3Phh Mortgage Corporation 40 90%2%
  • 141%
  • (115,000 / $81,000)
  • 201%
  • (125,000 / $62,000)
4Beneficial Company Llc 29 3%68%
  • 207%
  • (118,000 / $57,000)
  • 198%
  • (113,000 / $57,000)
5Citimortgage 23 86%0%
  • 196%
  • (198,000 / $101,000)
0
6Hometown Bank 22 72%9%
  • 154%
  • (68,000 / $44,000)
  • 148%
  • (61,000 / $41,000)
7Countrywide Bank Fsb 22 54%36%
  • 500%
  • (160,000 / $32,000)
  • 378%
  • (106,000 / $28,000)
8Trustone Financial Fcu 21 47%23%
  • 63%
  • (35,000 / $55,000)
  • 137%
  • (125,000 / $91,000)
9Citifinancial Services Inc 19 42%26%
  • 144%
  • (111,000 / $77,000)
  • 104%
  • (26,000 / $25,000)
10Us Bank 18 72%16%
  • 151%
  • (106,000 / $70,000)
  • 77%
  • (60,000 / $77,000)
11Embrace Home Loans, 18 11%38%
  • 244%
  • (83,000 / $34,000)
  • 250%
  • (140,000 / $56,000)
12Wealthbridge Mortgage Corp. 16 75%12%
  • 216%
  • (104,000 / $48,000)
  • 243%
  • (100,000 / $41,000)
13Mortgage Services Iii, L.L.C. 16 68%12%
  • 176%
  • (60,000 / $34,000)
  • 280%
  • (87,000 / $31,000)
14North American State Bank 14 78%21%
  • 147%
  • (106,000 / $72,000)
  • 239%
  • (146,000 / $61,000)
15Citibank 14 92%7%
  • 127%
  • (75,000 / $59,000)
  • 68%
  • (51,000 / $75,000)
16Bremer Bank Na (Willmar) 13 92%0%
  • 202%
  • (192,000 / $95,000)
0
17Us Bk Na Nd 11 72%18%
  • 175%
  • (112,000 / $64,000)
  • 263%
  • (95,000 / $36,000)
18Genworth Mortgage Insurance Co 11 72%0%
  • 225%
  • (153,000 / $68,000)
0
19Countrywide Home Loans 11 63%27%
  • 136%
  • (120,000 / $88,000)
  • 327%
  • (180,000 / $55,000)
20Wells Fargo Fin'l Minnesota 10 30%40%
  • 192%
  • (102,000 / $53,000)
  • 234%
  • (75,000 / $32,000)

Roseland, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 800
  2. Loan Applications Denied: 162
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 497
  5. % of Loan Applications Originated 62

Roseland, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Credit history12
Debt-to-income ratio10
Credit application incomplete3
Unverifiable information2

Roseland, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000390 6022
$100,000 - $300,000399 6218
$300,000 - $500,0008 1000
$500,000 - $1,000,0003 6633

Roseland, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000702 6021
$100,000 - $300,00084 7111
$300,000 - $500,0007 990
$500,000 - $1,000,0007 8514

Loan to Income Ratios Research for Mortgage in Roseland, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2975 17
30 - 60%4967 22
60 - 100%9464 13
100 - 200%27563 20
200 - 300%21458 21
300 - 400%8461 22
> 400%5551 25

Roseland, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling732 6021
Not Owner-Occupied As A Principal Dwelling63 7611
Not Applicable4 750

Home Owner Property Type Statistics in Roseland, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)741 6220
One To Four-Family38 735
Manufactured Housing21 4233
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