Top Rose Creek, MN Mortgage Lenders

RankRose Creek Mortgage LenderRose Creek Home Loans ProcessedRose Creek Home Loans ApprovedRose Creek Home Loans DeniedRose Creek Mortgage Median Loan to Income Ratio (LTR) for Approved LoansRose Creek Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 765 70%13%
  • 200%
  • (78,000 Loan / $39,000 Income)
  • 186%
  • (166,000 Loan / $89,000 Income)
2Think Mutual Bank 145 75%11%
  • 126%
  • (96,000 / $76,000)
  • 75%
  • (55,000 / $73,000)
3Home Federal Savings Bank 139 64%13%
  • 151%
  • (50,000 / $33,000)
  • 238%
  • (119,000 / $50,000)
4Us Bank 135 82%8%
  • 226%
  • (145,000 / $64,000)
  • 169%
  • (73,000 / $43,000)
5Bank Of America 86 79%12%
  • 250%
  • (140,000 / $56,000)
  • 293%
  • (244,000 / $83,000)
6United Guaranty Corporation 72 81%11%
  • 248%
  • (112,000 / $45,000)
  • 253%
  • (413,000 / $163,000)
7Affinity Plus Federal Credit U 72 70%0%
  • 144%
  • (147,000 / $102,000)
0
8Jpmorgan Chase Bank 70 74%21%
  • 210%
  • (80,000 / $38,000)
  • 161%
  • (116,000 / $72,000)
9Countrywide Bank Fsb 69 76%13%
  • 255%
  • (148,000 / $58,000)
  • 252%
  • (169,000 / $67,000)
10Mayo Employees Federal Cu 66 92%4%
  • 49%
  • (33,000 / $67,000)
  • 166%
  • (65,000 / $39,000)
11Citimortgage 66 84%4%
  • 270%
  • (138,000 / $51,000)
  • 339%
  • (417,000 / $123,000)
12Mortgage Guaranty Insurance Co 65 75%10%
  • 253%
  • (413,000 / $163,000)
  • 167%
  • (184,000 / $110,000)
13Eastwood Bank 60 76%10%
  • 197%
  • (91,000 / $46,000)
  • 105%
  • (120,000 / $114,000)
14Qr Lending Inc 57 61%15%
  • 233%
  • (126,000 / $54,000)
  • 163%
  • (93,000 / $57,000)
15North Shore Bank Of Commerce 57 82%10%
  • 192%
  • (108,000 / $56,000)
  • 240%
  • (228,000 / $95,000)
16Genworth Mortgage Insurance Co 50 68%2%
  • 255%
  • (102,000 / $40,000)
  • 325%
  • (114,000 / $35,000)
17Citibank 44 77%11%
  • 111%
  • (127,000 / $114,000)
  • 217%
  • (50,000 / $23,000)
18First Alliance Credit Union 43 74%16%
  • 160%
  • (122,000 / $76,000)
  • 200%
  • (150,000 / $75,000)
19Countrywide Home Loans 43 86%11%
  • 157%
  • (63,000 / $40,000)
  • 310%
  • (146,000 / $47,000)
20Prime Lending 42 83%11%
  • 241%
  • (152,000 / $63,000)
  • 227%
  • (100,000 / $44,000)

Rose Creek, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,463
  2. Loan Applications Denied: 531
  3. % of Loan Applications Denied: 15
  4. # of Loan Originations: 2,380
  5. % of Loan Applications Originated 68

Rose Creek, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral9
Credit history8
Debt-to-income ratio6
Credit application incomplete2
Unverifiable information1

Rose Creek, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,390 6617
$100,000 - $300,0001,991 6913
$300,000 - $500,00081 6517
$500,000 - $1,000,0001 1000

Rose Creek, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,850 6715
$100,000 - $300,000563 7112
$300,000 - $500,00037 725
$500,000 - $1,000,00011 6327
$1,000,000 - $1,500,0002 1000

Loan to Income Ratios Research for Mortgage in Rose Creek, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%18573 15
30 - 60%22961 19
60 - 100%34167 16
100 - 200%99671 12
200 - 300%98869 13
300 - 400%49967 16
> 400%22551 27

Rose Creek, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,184 6815
Not Owner-Occupied As A Principal Dwelling253 6718
Not Applicable6 6616

Home Owner Property Type Statistics in Rose Creek, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,155 6816
One To Four-Family292 786
Manufactured Housing16 2543
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