Top Rocksbury, MN Mortgage Lenders

RankRocksbury Mortgage LenderRocksbury Home Loans ProcessedRocksbury Home Loans ApprovedRocksbury Home Loans DeniedRocksbury Mortgage Median Loan to Income Ratio (LTR) for Approved LoansRocksbury Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 460 65%21%
  • 161%
  • (100,000 Loan / $62,000 Income)
  • 95%
  • (38,000 Loan / $40,000 Income)
2Jpmorgan Chase Bank 81 85%11%
  • 233%
  • (56,000 / $24,000)
  • 136%
  • (30,000 / $22,000)
3Genworth Mortgage Insurance Co 78 41%3%
  • 229%
  • (154,000 / $67,000)
  • 204%
  • (170,000 / $83,000)
4Citimortgage 47 82%8%
  • 167%
  • (117,000 / $70,000)
  • 200%
  • (164,000 / $82,000)
5Unity Bank North 45 95%0%
  • 70%
  • (22,000 / $31,000)
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6National City Bank 43 76%11%
  • 206%
  • (89,000 / $43,000)
  • 364%
  • (113,000 / $31,000)
7Mortgage Services Iii, L.L.C. 43 88%0%
  • 219%
  • (112,000 / $51,000)
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8Us Bank 40 75%12%
  • 212%
  • (191,000 / $90,000)
  • 235%
  • (235,000 / $100,000)
9C.U. Mortgage Services, 40 62%15%
  • 178%
  • (139,000 / $78,000)
  • 348%
  • (108,000 / $31,000)
10Countrywide Bank Fsb 35 60%14%
  • 119%
  • (172,000 / $144,000)
  • 224%
  • (74,000 / $33,000)
11Metlife Bank 29 93%3%
  • 192%
  • (171,000 / $89,000)
  • 234%
  • (150,000 / $64,000)
12Embrace Home Loans, 28 17%42%
  • 215%
  • (136,000 / $63,000)
  • 150%
  • (15,000 / $10,000)
13Republic Mortgage Insurance Co 26 65%7%
  • 214%
  • (204,000 / $95,000)
  • 257%
  • (116,000 / $45,000)
14Mortgage Guaranty Insurance Co 26 73%3%
  • 176%
  • (138,000 / $78,000)
  • 257%
  • (116,000 / $45,000)
15Wealthbridge Mortgage Corp. 24 91%4%
  • 186%
  • (123,000 / $66,000)
  • 185%
  • (132,000 / $71,000)
16Countrywide Home Loans 23 69%21%
  • 221%
  • (73,000 / $33,000)
  • 121%
  • (73,000 / $60,000)
17Wells Fargo Fin'l Minnesota 22 13%45%
  • 203%
  • (112,000 / $55,000)
  • 228%
  • (105,000 / $46,000)
18Bremer Bank Na (Grand Forks) 22 86%4%
  • 237%
  • (107,000 / $45,000)
  • 17%
  • (15,000 / $84,000)
19Citibank 20 75%10%
  • 100%
  • (41,000 / $41,000)
  • 458%
  • (110,000 / $24,000)
20Radian Guaranty 16 81%0%
  • 187%
  • (163,000 / $87,000)
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Rocksbury, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,653
  2. Loan Applications Denied: 256
  3. % of Loan Applications Denied: 15
  4. # of Loan Originations: 1,079
  5. % of Loan Applications Originated 65

Rocksbury, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history8
Collateral7
Debt-to-income ratio4
Credit application incomplete2
Unverifiable information1

Rocksbury, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000858 6019
$100,000 - $300,000783 6911
$300,000 - $500,00010 600
$500,000 - $1,000,0001 0100
> $2,000,0001 1000

Rocksbury, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,488 6316
$100,000 - $300,000159 758
$300,000 - $500,0004 500
$500,000 - $1,000,0001 1000
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Rocksbury, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%7241 33
30 - 60%11855 24
60 - 100%14665 23
100 - 200%63867 10
200 - 300%44469 12
300 - 400%16168 12
> 400%7441 35

Rocksbury, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,607 6515
Not Owner-Occupied As A Principal Dwelling40 5527
Not Applicable1 1000

Home Owner Property Type Statistics in Rocksbury, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,376 6615
One To Four-Family183 633
Manufactured Housing94 4338
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