Top Reynolds, NE Mortgage Lenders

RankReynolds Mortgage LenderReynolds Home Loans ProcessedReynolds Home Loans ApprovedReynolds Home Loans DeniedReynolds Mortgage Median Loan to Income Ratio (LTR) for Approved LoansReynolds Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 65 58%15%
  • 146%
  • (92,000 Loan / $63,000 Income)
  • 135%
  • (121,000 Loan / $89,000 Income)
2Union Bank & Trust Company 50 62%16%
  • 72%
  • (8,000 / $11,000)
  • 133%
  • (104,000 / $78,000)
3American National Bank 42 85%11%
  • 50%
  • (23,000 / $46,000)
  • 62%
  • (22,000 / $35,000)
4First National Bank Of Omaha 32 81%9%
  • 143%
  • (53,000 / $37,000)
  • 68%
  • (50,000 / $73,000)
5Citifinancial, 24 20%41%
  • 169%
  • (22,000 / $13,000)
  • 164%
  • (23,000 / $14,000)
6Pinnacle Bank 18 61%27%
  • 165%
  • (38,000 / $23,000)
  • 176%
  • (125,000 / $71,000)
7West Gate Bank 17 94%5%
  • 225%
  • (232,000 / $103,000)
  • 101%
  • (90,000 / $89,000)
8Citimortgage 16 62%12%
  • 206%
  • (68,000 / $33,000)
  • 363%
  • (171,000 / $47,000)
9Beneficial Company Llc 15 6%86%
  • 30%
  • (26,000 / $86,000)
  • 133%
  • (80,000 / $60,000)
10Mortgage Guaranty Insurance Co 14 64%14%
  • 178%
  • (34,000 / $19,000)
  • 378%
  • (140,000 / $37,000)
11Jpmorgan Chase Bank 14 78%14%
  • 108%
  • (65,000 / $60,000)
  • 173%
  • (73,000 / $42,000)
12Farm Credit Services Of Americ 12 91%0%
  • 62%
  • (34,000 / $54,000)
0
13Embrace Home Loans, 12 0%50% 0
  • 234%
  • (101,000 / $43,000)
14Quicken Loans 11 45%54%
  • 278%
  • (89,000 / $32,000)
  • 243%
  • (117,000 / $48,000)
15Citibank 10 80%10%
  • 95%
  • (47,000 / $49,000)
  • 96%
  • (25,000 / $26,000)
16Countrywide Bank Fsb 9 88%11%
  • 281%
  • (121,000 / $43,000)
  • 355%
  • (135,000 / $38,000)
17Bank Of The West 9 66%22%
  • 159%
  • (110,000 / $69,000)
  • 29%
  • (5,000 / $17,000)
18Flagstar Bank 8 62%25%
  • 274%
  • (74,000 / $27,000)
  • 277%
  • (150,000 / $54,000)
19Bank Of America 8 75%12%
  • 144%
  • (98,000 / $68,000)
  • 176%
  • (23,000 / $13,000)
20United Guaranty Corporation 7 85%0%
  • 252%
  • (58,000 / $23,000)
0

Reynolds, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 578
  2. Loan Applications Denied: 128
  3. % of Loan Applications Denied: 22
  4. # of Loan Originations: 336
  5. % of Loan Applications Originated 58

Reynolds, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history16
Collateral15
Debt-to-income ratio7
Credit application incomplete3
Unverifiable information1

Reynolds, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000384 5622
$100,000 - $300,000187 5820
$300,000 - $500,0007 8514

Reynolds, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000508 5523
$100,000 - $300,00066 7513
$300,000 - $500,0003 6633
$500,000 - $1,000,0001 1000

Loan to Income Ratios Research for Mortgage in Reynolds, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%5264 26
30 - 60%5470 9
60 - 100%9252 27
100 - 200%20757 20
200 - 300%11657 18
300 - 400%4251 35
> 400%1539 33

Reynolds, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling551 5822
Not Owner-Occupied As A Principal Dwelling25 5620
Not Applicable2 5050

Home Owner Property Type Statistics in Reynolds, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)542 5722
One To Four-Family28 717
Manufactured Housing8 3737
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