Top Reiner, MN Mortgage Lenders

RankReiner Mortgage LenderReiner Home Loans ProcessedReiner Home Loans ApprovedReiner Home Loans DeniedReiner Mortgage Median Loan to Income Ratio (LTR) for Approved LoansReiner Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 67 59%22%
  • 149%
  • (158,000 Loan / $106,000 Income)
  • 132%
  • (33,000 Loan / $25,000 Income)
2Us Bank 16 62%18%
  • 227%
  • (123,000 / $54,000)
  • 235%
  • (235,000 / $100,000)
3Jpmorgan Chase Bank 12 66%25%
  • 248%
  • (72,000 / $29,000)
  • 83%
  • (15,000 / $18,000)
4Citimortgage 11 72%18% 0
  • 509%
  • (209,000 / $41,000)
5National City Bank 10 100%0%
  • 202%
  • (184,000 / $91,000)
0
6Metlife Bank 10 90%10%
  • 250%
  • (85,000 / $34,000)
  • 234%
  • (150,000 / $64,000)
7Bank Of America 8 62%37%
  • 154%
  • (116,000 / $75,000)
  • 163%
  • (141,000 / $86,000)
8Unity Bank North 7 100%0%
  • 150%
  • (69,000 / $46,000)
0
9Mortgage Guaranty Insurance Co 7 57%0%
  • 162%
  • (250,000 / $154,000)
0
10Genworth Mortgage Insurance Co 7 28%0%
  • 500%
  • (190,000 / $38,000)
0
11Countrywide Home Loans 7 42%57% 0
  • 221%
  • (73,000 / $33,000)
12Countrywide Bank Fsb 6 50%33% 0
  • 224%
  • (74,000 / $33,000)
13Embrace Home Loans, 5 20%60%
  • 124%
  • (123,000 / $99,000)
  • 173%
  • (156,000 / $90,000)
14Citibank 5 60%20%
  • 100%
  • (35,000 / $35,000)
  • 458%
  • (110,000 / $24,000)
15C.U. Mortgage Services, 5 40%20%
  • 178%
  • (139,000 / $78,000)
  • 450%
  • (117,000 / $26,000)
16Wealthbridge Mortgage Corp. 4 100%0%
  • 207%
  • (85,000 / $41,000)
0
17Republic Mortgage Insurance Co 4 75%0%
  • 174%
  • (103,000 / $59,000)
0
18Radian Guaranty 4 75%0%
  • 163%
  • (181,000 / $111,000)
0
19Mortgage Services Iii, L.L.C. 4 100%0%
  • 300%
  • (138,000 / $46,000)
0
20Merchants Bank 4 100%0%
  • 258%
  • (209,000 / $81,000)
0

Reiner, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 289
  2. Loan Applications Denied: 59
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 172
  5. % of Loan Applications Originated 59

Reiner, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history13
Collateral9
Debt-to-income ratio8
Credit application incomplete2
Unverifiable information1

Reiner, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000109 5226
$100,000 - $300,000179 6316
> $2,000,0001 1000

Reiner, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000254 5522
$100,000 - $300,00034 845
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Reiner, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%911 44
30 - 60%1675 18
60 - 100%3375 18
100 - 200%10853 18
200 - 300%8063 18
300 - 400%2769 14
> 400%1637 43

Reiner, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling284 5820
Not Owner-Occupied As A Principal Dwelling4 1000

Home Owner Property Type Statistics in Reiner, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)241 6119
Manufactured Housing24 3745
One To Four-Family24 580
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