Top Plymouth, MN Mortgage Lenders

RankPlymouth Mortgage LenderPlymouth Home Loans ProcessedPlymouth Home Loans ApprovedPlymouth Home Loans DeniedPlymouth Mortgage Median Loan to Income Ratio (LTR) for Approved LoansPlymouth Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 7,385 74%9%
  • 194%
  • (245,000 Loan / $126,000 Income)
  • 202%
  • (328,000 Loan / $162,000 Income)
2Jpmorgan Chase Bank 2,001 92%6%
  • 206%
  • (268,000 / $130,000)
  • 206%
  • (169,000 / $82,000)
3Us Bank 1,768 84%7%
  • 208%
  • (290,000 / $139,000)
  • 240%
  • (77,000 / $32,000)
4Citimortgage 1,125 83%5%
  • 219%
  • (244,000 / $111,000)
  • 282%
  • (277,000 / $98,000)
5Bank Of America 835 78%9%
  • 246%
  • (170,000 / $69,000)
  • 257%
  • (286,000 / $111,000)
6The Business Bank 741 94%3%
  • 223%
  • (94,000 / $42,000)
  • 239%
  • (417,000 / $174,000)
7Wells Fargo Funding 724 98%0%
  • 198%
  • (398,000 / $201,000)
  • 231%
  • (243,000 / $105,000)
8Countrywide Bank Fsb 609 79%8%
  • 248%
  • (417,000 / $168,000)
  • 324%
  • (344,000 / $106,000)
9Tcf National Bank 601 40%29%
  • 205%
  • (152,000 / $74,000)
  • 286%
  • (332,000 / $116,000)
10Citibank 569 73%10%
  • 142%
  • (240,000 / $169,000)
  • 112%
  • (180,000 / $160,000)
11Universal American Mtg. Co.Llc 531 82%9%
  • 262%
  • (367,000 / $140,000)
  • 263%
  • (417,000 / $158,000)
12Us Bk Na Nd 530 52%31%
  • 121%
  • (125,000 / $103,000)
  • 177%
  • (87,000 / $49,000)
13Bell America Mortgage Llc Dba 457 80%0%
  • 260%
  • (180,000 / $69,000)
  • 181%
  • (200,000 / $110,000)
14Provident Funding Associates 455 73%12%
  • 225%
  • (201,000 / $89,000)
  • 288%
  • (297,000 / $103,000)
15Phh Home Loans 437 81%3%
  • 248%
  • (288,000 / $116,000)
  • 263%
  • (324,000 / $123,000)
16Radian Guaranty 377 87%1%
  • 276%
  • (246,000 / $89,000)
  • 320%
  • (205,000 / $64,000)
17State Bank & Trust 375 87%1%
  • 225%
  • (126,000 / $56,000)
  • 287%
  • (334,000 / $116,000)
18Alerus Financial 375 94%0%
  • 217%
  • (417,000 / $192,000)
  • 166%
  • (90,000 / $54,000)
19United Guaranty Corporation 373 85%2%
  • 244%
  • (409,000 / $167,000)
  • 328%
  • (279,000 / $85,000)
20Mortgage Guaranty Insurance Co 349 73%5%
  • 263%
  • (116,000 / $44,000)
  • 286%
  • (349,000 / $122,000)

Plymouth, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 32,756
  2. Loan Applications Denied: 3,275
  3. % of Loan Applications Denied: 9
  4. # of Loan Originations: 24,523
  5. % of Loan Applications Originated 74

Plymouth, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Debt-to-income ratio7
Credit history5
Credit application incomplete3
Unverifiable information2

Plymouth, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,991 6614
$100,000 - $300,00019,857 759
$300,000 - $500,0008,382 768
$500,000 - $1,000,000493 5920
$1,000,000 - $1,500,00024 5333
$1,500,000 - $2,000,0008 3750
> $2,000,0001 1000

Plymouth, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00015,541 7111
$100,000 - $300,00016,091 778
$300,000 - $500,000836 738
$500,000 - $1,000,000236 6715
$1,000,000 - $1,500,00037 6116
$1,500,000 - $2,000,0009 5511
> $2,000,0006 990

Loan to Income Ratios Research for Mortgage in Plymouth, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%88359 19
30 - 60%1,43267 12
60 - 100%2,30072 10
100 - 200%9,70977 7
200 - 300%10,24376 8
300 - 400%5,37274 10
> 400%2,81763 18

Plymouth, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling31,641 759
Not Owner-Occupied As A Principal Dwelling1,055 6516
Not Applicable7 570

Home Owner Property Type Statistics in Plymouth, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)31,036 7410
One To Four-Family1,695 822
Manufactured Housing25 1252
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