Top Plummer, MN Mortgage Lenders

RankPlummer Mortgage LenderPlummer Home Loans ProcessedPlummer Home Loans ApprovedPlummer Home Loans DeniedPlummer Mortgage Median Loan to Income Ratio (LTR) for Approved LoansPlummer Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,319 67%13%
  • 194%
  • (134,000 Loan / $69,000 Income)
  • 162%
  • (154,000 Loan / $95,000 Income)
2Liberty Savings Bank Fsb 654 92%2%
  • 229%
  • (400,000 / $174,000)
  • 274%
  • (140,000 / $51,000)
3Bremer Bank Na (St Cloud) 322 86%1%
  • 172%
  • (140,000 / $81,000)
  • 165%
  • (38,000 / $23,000)
4Us Bank 285 82%11%
  • 211%
  • (152,000 / $72,000)
  • 233%
  • (233,000 / $100,000)
5Jpmorgan Chase Bank 264 90%7%
  • 265%
  • (244,000 / $92,000)
  • 129%
  • (70,000 / $54,000)
6Mortgage Guaranty Insurance Co 209 84%4%
  • 271%
  • (231,000 / $85,000)
  • 293%
  • (126,000 / $43,000)
7Citimortgage 195 82%5%
  • 212%
  • (166,000 / $78,000)
  • 237%
  • (147,000 / $62,000)
8Bankvista 178 89%5%
  • 200%
  • (118,000 / $59,000)
  • 327%
  • (144,000 / $44,000)
9Bank Of America 174 85%6%
  • 223%
  • (192,000 / $86,000)
  • 202%
  • (188,000 / $93,000)
10Affinity Plus Federal Credit U 163 65%5%
  • 125%
  • (144,000 / $115,000)
  • 300%
  • (60,000 / $20,000)
11Countrywide Bank Fsb 157 70%19%
  • 221%
  • (133,000 / $60,000)
  • 269%
  • (151,000 / $56,000)
12Phh Mortgage Corporation 154 92%1%
  • 221%
  • (186,000 / $84,000)
  • 254%
  • (214,000 / $84,000)
13Wells Fargo Funding 119 100%0%
  • 213%
  • (207,000 / $97,000)
0
14Genworth Mortgage Insurance Co 94 71%5%
  • 259%
  • (140,000 / $54,000)
  • 206%
  • (238,000 / $115,000)
15Us Bank North Dakota 91 39%46%
  • 122%
  • (70,000 / $57,000)
  • 180%
  • (162,000 / $90,000)
16North Shore Bank Of Commerce 75 86%8%
  • 224%
  • (164,000 / $73,000)
  • 225%
  • (124,000 / $55,000)
17Beneficial Company Llc 75 8%81%
  • 228%
  • (137,000 / $60,000)
  • 260%
  • (245,000 / $94,000)
18Suntrust Mortgage 72 90%2%
  • 221%
  • (135,000 / $61,000)
  • 389%
  • (179,000 / $46,000)
19United Guaranty Corporation 71 77%4%
  • 272%
  • (180,000 / $66,000)
  • 322%
  • (284,000 / $88,000)
20Countrywide Home Loans 71 83%14%
  • 253%
  • (124,000 / $49,000)
  • 254%
  • (135,000 / $53,000)

Plummer, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 6,847
  2. Loan Applications Denied: 890
  3. % of Loan Applications Denied: 12
  4. # of Loan Originations: 4,979
  5. % of Loan Applications Originated 72

Plummer, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history9
Collateral8
Debt-to-income ratio5
Credit application incomplete2
Unverifiable information1

Plummer, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,619 6418
$100,000 - $300,0004,814 7411
$300,000 - $500,000400 7510
$500,000 - $1,000,00012 4141
$1,000,000 - $1,500,0002 500

Plummer, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0005,308 7014
$100,000 - $300,0001,423 768
$300,000 - $500,00078 855
$500,000 - $1,000,00026 910
$1,000,000 - $1,500,0006 6616
$1,500,000 - $2,000,0003 3333
> $2,000,0003 660

Loan to Income Ratios Research for Mortgage in Plummer, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%25467 18
30 - 60%35064 17
60 - 100%53069 15
100 - 200%1,91675 10
200 - 300%2,16373 11
300 - 400%1,09573 11
> 400%53963 23

Plummer, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling6,651 7212
Not Owner-Occupied As A Principal Dwelling183 6318
Not Applicable3 1000

Home Owner Property Type Statistics in Plummer, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)6,248 7213
One To Four-Family525 804
Manufactured Housing74 5136
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