Top Pliny, MN Mortgage Lenders

RankPliny Mortgage LenderPliny Home Loans ProcessedPliny Home Loans ApprovedPliny Home Loans DeniedPliny Mortgage Median Loan to Income Ratio (LTR) for Approved LoansPliny Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 260 61%17%
  • 186%
  • (230,000 Loan / $123,000 Income)
  • 220%
  • (198,000 Loan / $90,000 Income)
2Us Bank 121 81%9%
  • 179%
  • (165,000 / $92,000)
  • 281%
  • (296,000 / $105,000)
3Countrywide Bank Fsb 80 67%17%
  • 228%
  • (240,000 / $105,000)
  • 406%
  • (118,000 / $29,000)
4Jpmorgan Chase Bank 79 88%11%
  • 284%
  • (145,000 / $51,000)
  • 142%
  • (334,000 / $235,000)
5Citimortgage 76 71%6%
  • 281%
  • (417,000 / $148,000)
  • 400%
  • (92,000 / $23,000)
6Members Cooperative Credit Uni 61 75%9%
  • 162%
  • (112,000 / $69,000)
  • 632%
  • (158,000 / $25,000)
7Beneficial Company Llc 58 1%72%
  • 150%
  • (101,000 / $67,000)
  • 220%
  • (99,000 / $45,000)
8Northview Bank 56 57%30%
  • 179%
  • (52,000 / $29,000)
  • 207%
  • (116,000 / $56,000)
9Phh Mortgage Corporation 44 81%4%
  • 294%
  • (171,000 / $58,000)
  • 411%
  • (144,000 / $35,000)
10Bank Of America 39 76%17%
  • 240%
  • (96,000 / $40,000)
  • 258%
  • (240,000 / $93,000)
11Mortgage Guaranty Insurance Co 37 51%10%
  • 211%
  • (38,000 / $18,000)
  • 268%
  • (161,000 / $60,000)
12Countrywide Home Loans 36 80%8%
  • 306%
  • (221,000 / $72,000)
  • 112%
  • (188,000 / $167,000)
13Affinity Plus Federal Credit U 29 75%6%
  • 84%
  • (50,000 / $59,000)
  • 139%
  • (57,000 / $41,000)
14C.U. Mortgage Services, 27 48%11%
  • 202%
  • (140,000 / $69,000)
  • 210%
  • (40,000 / $19,000)
15First National Bank Of Milaca 26 88%7%
  • 113%
  • (34,000 / $30,000)
  • 155%
  • (45,000 / $29,000)
16Citibank 25 76%12%
  • 67%
  • (25,000 / $37,000)
  • 115%
  • (60,000 / $52,000)
17Ally Bank F/K/A/ Gmac Bank 20 45%25%
  • 268%
  • (405,000 / $151,000)
  • 118%
  • (150,000 / $127,000)
18Embrace Home Loans, 19 15%42%
  • 256%
  • (113,000 / $44,000)
  • 533%
  • (128,000 / $24,000)
19Woodlands National Bank 18 27%50%
  • 155%
  • (70,000 / $45,000)
  • 244%
  • (149,000 / $61,000)
20Us Bank North Dakota 18 33%38%
  • 128%
  • (100,000 / $78,000)
  • 201%
  • (109,000 / $54,000)

Pliny, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,955
  2. Loan Applications Denied: 398
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 1,195
  5. % of Loan Applications Originated 61

Pliny, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Debt-to-income ratio12
Credit history10
Unverifiable information2
Employment history1

Pliny, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000533 5825
$100,000 - $300,0001,245 6217
$300,000 - $500,000169 5723
$500,000 - $1,000,0008 750

Pliny, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,305 5623
$100,000 - $300,000583 6812
$300,000 - $500,00036 6327
$500,000 - $1,000,00026 807
$1,000,000 - $1,500,0002 5050
$1,500,000 - $2,000,0003 1000

Loan to Income Ratios Research for Mortgage in Pliny, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6460 32
30 - 60%11262 20
60 - 100%23861 18
100 - 200%58867 15
200 - 300%42660 17
300 - 400%24459 21
> 400%28344 32

Pliny, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,221 5523
Not Owner-Occupied As A Principal Dwelling688 7014
Not Applicable2 500

Home Owner Property Type Statistics in Pliny, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,730 6120
Manufactured Housing123 5326
One To Four-Family102 636
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