Top Pleasant Valley, MN Mortgage Lenders

RankPleasant Valley Mortgage LenderPleasant Valley Home Loans ProcessedPleasant Valley Home Loans ApprovedPleasant Valley Home Loans DeniedPleasant Valley Mortgage Median Loan to Income Ratio (LTR) for Approved LoansPleasant Valley Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 195 72%11%
  • 200%
  • (46,000 Loan / $23,000 Income)
  • 216%
  • (212,000 Loan / $98,000 Income)
2Home Federal Savings Bank 110 65%9%
  • 146%
  • (60,000 / $41,000)
  • 236%
  • (142,000 / $60,000)
3Think Mutual Bank 82 59%7%
  • 112%
  • (65,000 / $58,000)
  • 229%
  • (124,000 / $54,000)
4Agstar Financial Services 75 57%4%
  • 189%
  • (125,000 / $66,000)
  • 208%
  • (71,000 / $34,000)
5Eastwood Bank 44 86%6%
  • 196%
  • (102,000 / $52,000)
  • 208%
  • (200,000 / $96,000)
6Qr Lending Inc 40 60%15%
  • 181%
  • (96,000 / $53,000)
  • 228%
  • (130,000 / $57,000)
7Beneficial Company Llc 33 6%90%
  • 278%
  • (256,000 / $92,000)
  • 271%
  • (258,000 / $95,000)
8Mayo Employees Federal Cu 28 96%0%
  • 45%
  • (94,000 / $207,000)
0
9Affinity Plus Federal Credit U 27 74%7%
  • 76%
  • (53,000 / $69,000)
  • 315%
  • (259,000 / $82,000)
10Wells Federal Bank 25 36%20%
  • 202%
  • (85,000 / $42,000)
  • 314%
  • (195,000 / $62,000)
11Jpmorgan Chase Bank 24 79%20%
  • 289%
  • (139,000 / $48,000)
  • 83%
  • (57,000 / $68,000)
12Bank Of America 23 65%8%
  • 328%
  • (128,000 / $39,000)
  • 340%
  • (150,000 / $44,000)
13United Guaranty Corporation 22 59%18%
  • 310%
  • (115,000 / $37,000)
  • 495%
  • (198,000 / $40,000)
14Citimortgage 22 95%0%
  • 125%
  • (49,000 / $39,000)
0
15Us Bank 21 76%14%
  • 327%
  • (154,000 / $47,000)
  • 104%
  • (394,000 / $376,000)
16Embrace Home Loans, 17 0%47% 0
  • 252%
  • (111,000 / $44,000)
17Genworth Mortgage Insurance Co 16 87%0%
  • 236%
  • (52,000 / $22,000)
0
18Countrywide Bank Fsb 16 75%18%
  • 248%
  • (102,000 / $41,000)
  • 277%
  • (122,000 / $44,000)
19Associated Bank 16 56%18%
  • 257%
  • (170,000 / $66,000)
  • 330%
  • (119,000 / $36,000)
20First Suburban National Bank 14 7%64%
  • 51%
  • (32,000 / $62,000)
  • 159%
  • (142,000 / $89,000)

Pleasant Valley, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,135
  2. Loan Applications Denied: 183
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 708
  5. % of Loan Applications Originated 62

Pleasant Valley, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Credit history9
Debt-to-income ratio7
Credit application incomplete3
Unverifiable information2

Pleasant Valley, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000416 6315
$100,000 - $300,000675 6017
$300,000 - $500,00040 6912
$500,000 - $1,000,0003 1000
> $2,000,0001 1000

Pleasant Valley, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000931 5917
$100,000 - $300,000186 738
$300,000 - $500,0005 2060
$500,000 - $1,000,0003 3333
$1,000,000 - $1,500,0004 5025
$1,500,000 - $2,000,0001 1000
> $2,000,0005 1000

Loan to Income Ratios Research for Mortgage in Pleasant Valley, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%7763 14
30 - 60%7268 13
60 - 100%8077 10
100 - 200%33561 15
200 - 300%30460 15
300 - 400%17558 20
> 400%9251 21

Pleasant Valley, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,110 6216
Not Owner-Occupied As A Principal Dwelling24 704

Home Owner Property Type Statistics in Pleasant Valley, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,060 6116
One To Four-Family67 7016
Manufactured Housing8 7525
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