Top Platford-Springfield I, NE Mortgage Lenders

RankPlatford-Springfield I Mortgage LenderPlatford-Springfield I Home Loans ProcessedPlatford-Springfield I Home Loans ApprovedPlatford-Springfield I Home Loans DeniedPlatford-Springfield I Mortgage Median Loan to Income Ratio (LTR) for Approved LoansPlatford-Springfield I Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 478 69%11%
  • 189%
  • (180,000 Loan / $95,000 Income)
  • 190%
  • (76,000 Loan / $40,000 Income)
2First National Bank Of Omaha 223 78%9%
  • 187%
  • (308,000 / $164,000)
  • 65%
  • (56,000 / $86,000)
3American National Bank 195 86%7%
  • 145%
  • (134,000 / $92,000)
  • 151%
  • (85,000 / $56,000)
4Pinnacle Bank 139 78%11%
  • 161%
  • (380,000 / $235,000)
  • 269%
  • (170,000 / $63,000)
5Tierone Bank 110 84%8%
  • 213%
  • (224,000 / $105,000)
  • 11%
  • (5,000 / $43,000)
6Citimortgage 97 86%4%
  • 183%
  • (114,000 / $62,000)
  • 185%
  • (405,000 / $218,000)
7Bank Of America 88 88%7%
  • 229%
  • (197,000 / $86,000)
  • 174%
  • (383,000 / $220,000)
8First Mortgage Company Llc 80 98%0%
  • 237%
  • (145,000 / $61,000)
0
9Centris Federal Credit Union 72 83%5%
  • 131%
  • (121,000 / $92,000)
  • 198%
  • (153,000 / $77,000)
10Home State Bank 64 73%15%
  • 137%
  • (77,000 / $56,000)
  • 236%
  • (59,000 / $25,000)
11Countrywide Bank Fsb 60 81%3%
  • 147%
  • (155,000 / $105,000)
  • 881%
  • (291,000 / $33,000)
12Us Bank 58 87%3%
  • 198%
  • (149,000 / $75,000)
  • 158%
  • (192,000 / $121,000)
13Jpmorgan Chase Bank 56 87%8%
  • 157%
  • (71,000 / $45,000)
  • 176%
  • (191,000 / $108,000)
14Union Bank & Trust Company 51 86%3%
  • 220%
  • (260,000 / $118,000)
  • 160%
  • (122,000 / $76,000)
15United Guaranty Corporation 50 86%2%
  • 216%
  • (320,000 / $148,000)
  • 277%
  • (394,000 / $142,000)
16Wells Fargo Funding 45 93%4%
  • 232%
  • (235,000 / $101,000)
  • 315%
  • (417,000 / $132,000)
17Bank Of The West 40 67%10%
  • 149%
  • (124,000 / $83,000)
  • 51%
  • (15,000 / $29,000)
18Bank Of Nebraska 40 87%5%
  • 210%
  • (265,000 / $126,000)
  • 610%
  • (244,000 / $40,000)
19Great Western Bank 37 70%10%
  • 187%
  • (262,000 / $140,000)
  • 318%
  • (417,000 / $131,000)
20Mortgage Guaranty Insurance Co 34 85%2%
  • 272%
  • (128,000 / $47,000)
  • 189%
  • (140,000 / $74,000)

Platford-Springfield I, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,260
  2. Loan Applications Denied: 416
  3. % of Loan Applications Denied: 12
  4. # of Loan Originations: 2,383
  5. % of Loan Applications Originated 73

Platford-Springfield I, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Debt-to-income ratio9
Credit history9
Unverifiable information2
Credit application incomplete2

Platford-Springfield I, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000786 6816
$100,000 - $300,0002,026 7410
$300,000 - $500,000423 7013
$500,000 - $1,000,00021 4233
$1,000,000 - $1,500,0004 5050

Platford-Springfield I, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,979 7114
$100,000 - $300,0001,204 7510
$300,000 - $500,00052 769
$500,000 - $1,000,00021 6119
$1,500,000 - $2,000,0002 1000
> $2,000,0002 5050

Loan to Income Ratios Research for Mortgage in Platford-Springfield I, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%20666 21
30 - 60%16667 12
60 - 100%24172 13
100 - 200%1,07875 10
200 - 300%1,00876 9
300 - 400%39066 17
> 400%17160 25

Platford-Springfield I, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,169 7212
Not Owner-Occupied As A Principal Dwelling86 8010
Not Applicable3 3333

Home Owner Property Type Statistics in Platford-Springfield I, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,108 7213
One To Four-Family143 796
Manufactured Housing9 770
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