Top Pilot Mound, MN Mortgage Lenders

RankPilot Mound Mortgage LenderPilot Mound Home Loans ProcessedPilot Mound Home Loans ApprovedPilot Mound Home Loans DeniedPilot Mound Mortgage Median Loan to Income Ratio (LTR) for Approved LoansPilot Mound Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 425 68%16%
  • 198%
  • (119,000 Loan / $60,000 Income)
  • 195%
  • (145,000 Loan / $74,000 Income)
2Associated Bank 408 71%14%
  • 157%
  • (93,000 / $59,000)
  • 170%
  • (85,000 / $50,000)
3F & M Community Bank 399 98%1%
  • 167%
  • (199,000 / $119,000)
  • 108%
  • (40,000 / $37,000)
4Home Federal Savings Bank 220 60%12%
  • 180%
  • (132,000 / $73,000)
  • 218%
  • (142,000 / $65,000)
5Marine Credit Union 178 79%14%
  • 153%
  • (97,000 / $63,000)
  • 212%
  • (202,000 / $95,000)
6Associated Bank Na 145 62%28%
  • 207%
  • (27,000 / $13,000)
  • 215%
  • (127,000 / $59,000)
7Think Mutual Bank 138 72%6%
  • 137%
  • (92,000 / $67,000)
  • 154%
  • (96,000 / $62,000)
8Eastwood Bank 138 80%7%
  • 185%
  • (180,000 / $97,000)
  • 152%
  • (108,000 / $71,000)
9Agstar Financial Services 135 64%5%
  • 153%
  • (600,000 / $391,000)
  • 221%
  • (237,000 / $107,000)
10Affinity Plus Federal Credit U 94 73%5%
  • 98%
  • (145,000 / $147,000)
  • 210%
  • (40,000 / $19,000)
11Rushford State Bank 88 86%9%
  • 137%
  • (44,000 / $32,000)
  • 198%
  • (101,000 / $51,000)
12Genworth Mortgage Insurance Co 71 43%7%
  • 234%
  • (176,000 / $75,000)
  • 256%
  • (82,000 / $32,000)
13Bank Of The West 71 60%19%
  • 156%
  • (58,000 / $37,000)
  • 200%
  • (80,000 / $40,000)
14Merchants Bank 69 75%8%
  • 203%
  • (59,000 / $29,000)
  • 321%
  • (90,000 / $28,000)
15Bank Of America 68 69%13%
  • 208%
  • (71,000 / $34,000)
  • 207%
  • (87,000 / $42,000)
16Qr Lending Inc 59 49%18%
  • 160%
  • (133,000 / $83,000)
  • 218%
  • (83,000 / $38,000)
17Altra Federal Credit Union 55 76%3%
  • 131%
  • (116,000 / $88,000)
  • 154%
  • (119,000 / $77,000)
18Countrywide Bank Fsb 51 74%17%
  • 152%
  • (104,000 / $68,000)
  • 307%
  • (117,000 / $38,000)
19United Guaranty Corporation 45 82%8%
  • 247%
  • (89,000 / $36,000)
  • 169%
  • (66,000 / $39,000)
20Mortgage Guaranty Insurance Co 45 75%20%
  • 215%
  • (71,000 / $33,000)
  • 265%
  • (146,000 / $55,000)

Pilot Mound, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,960
  2. Loan Applications Denied: 628
  3. % of Loan Applications Denied: 15
  4. # of Loan Originations: 2,698
  5. % of Loan Applications Originated 68

Pilot Mound, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Credit history11
Debt-to-income ratio9
Credit application incomplete3
Unverifiable information2

Pilot Mound, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,910 6817
$100,000 - $300,0001,933 6614
$300,000 - $500,00098 7016
$500,000 - $1,000,00017 7617
$1,000,000 - $1,500,0002 5050

Pilot Mound, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,324 6716
$100,000 - $300,000589 7013
$300,000 - $500,00025 8812
$500,000 - $1,000,00010 7010
$1,000,000 - $1,500,0007 850
$1,500,000 - $2,000,0002 1000
> $2,000,0003 1000

Loan to Income Ratios Research for Mortgage in Pilot Mound, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%26173 15
30 - 60%27873 15
60 - 100%37071 15
100 - 200%1,27170 13
200 - 300%99269 14
300 - 400%47559 22
> 400%31350 23

Pilot Mound, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,734 6715
Not Owner-Occupied As A Principal Dwelling218 7214
Not Applicable2 00

Home Owner Property Type Statistics in Pilot Mound, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,675 6816
One To Four-Family224 699
Manufactured Housing61 5729
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