Top Pembina, MN Mortgage Lenders

RankPembina Mortgage LenderPembina Home Loans ProcessedPembina Home Loans ApprovedPembina Home Loans DeniedPembina Mortgage Median Loan to Income Ratio (LTR) for Approved LoansPembina Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 29 44%31%
  • 136%
  • (75,000 Loan / $55,000 Income)
  • 162%
  • (65,000 Loan / $40,000 Income)
2Citifinancial Services Inc 22 27%59%
  • 113%
  • (41,000 / $36,000)
  • 54%
  • (17,000 / $31,000)
3Citimortgage 17 70%23% 0
  • 321%
  • (61,000 / $19,000)
4Midwest Bank 15 100%0%
  • 112%
  • (200,000 / $177,000)
0
5Embrace Home Loans, 15 6%60%
  • 78%
  • (15,000 / $19,000)
  • 166%
  • (15,000 / $9,000)
6Jpmorgan Chase Bank 13 84%0%
  • 246%
  • (96,000 / $39,000)
0
7Ultima Bank Minnesota 11 72%18%
  • 85%
  • (53,000 / $62,000)
  • 97%
  • (44,000 / $45,000)
8Us Bank 10 80%20%
  • 165%
  • (96,000 / $58,000)
  • 213%
  • (169,000 / $79,000)
9Countrywide Bank Fsb 10 70%20%
  • 183%
  • (68,000 / $37,000)
  • 270%
  • (119,000 / $44,000)
10Bremer Bank Na (Fargo) 10 50%20%
  • 204%
  • (151,000 / $74,000)
  • 279%
  • (81,000 / $29,000)
11Hfc Company Llc 7 14%71%
  • 286%
  • (66,000 / $23,000)
  • 300%
  • (72,000 / $24,000)
12Washington Mutual Bank 6 66%33%
  • 285%
  • (60,000 / $21,000)
  • 217%
  • (61,000 / $28,000)
13Republic Mortgage Insurance Co 6 66%0%
  • 275%
  • (88,000 / $32,000)
0
14State Bank & Trust 5 20%40%
  • 10%
  • (6,000 / $55,000)
  • 42%
  • (24,000 / $57,000)
15Mortgage Guaranty Insurance Co 5 60%0%
  • 222%
  • (49,000 / $22,000)
0
16Beneficial Company Llc 5 0%100% 0
  • 234%
  • (89,000 / $38,000)
17Wells Fargo Fin'l Minnesota 4 0%75% 0
  • 212%
  • (168,000 / $79,000)
18Countrywide Home Loans 4 75%25% 0
  • 285%
  • (60,000 / $21,000)
19Citibank 4 75%25%
  • 12%
  • (10,000 / $82,000)
  • 202%
  • (71,000 / $35,000)
20Affinity Plus Federal Credit U 4 75%0%
  • 49%
  • (25,000 / $51,000)
0

Pembina, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 299
  2. Loan Applications Denied: 81
  3. % of Loan Applications Denied: 27
  4. # of Loan Originations: 159
  5. % of Loan Applications Originated 53

Pembina, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Credit history11
Debt-to-income ratio7
Credit application incomplete1
Unverifiable information0

Pembina, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000205 4829
$100,000 - $300,00089 6220
$300,000 - $500,0005 4040

Pembina, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000266 5227
$100,000 - $300,00032 4921
$500,000 - $1,000,0001 1000

Loan to Income Ratios Research for Mortgage in Pembina, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1442 35
30 - 60%2838 39
60 - 100%4362 23
100 - 200%9954 23
200 - 300%7251 31
300 - 400%2449 20
> 400%1962 21

Pembina, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling270 5229
Not Owner-Occupied As A Principal Dwelling28 647

Home Owner Property Type Statistics in Pembina, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)270 5229
One To Four-Family19 680
Manufactured Housing10 5020
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