Top Parker, MN Mortgage Lenders

RankParker Mortgage LenderParker Home Loans ProcessedParker Home Loans ApprovedParker Home Loans DeniedParker Mortgage Median Loan to Income Ratio (LTR) for Approved LoansParker Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 247 64%19%
  • 194%
  • (268,000 Loan / $138,000 Income)
  • 233%
  • (131,000 Loan / $56,000 Income)
2Jpmorgan Chase Bank 86 76%18%
  • 232%
  • (137,000 / $59,000)
  • 269%
  • (183,000 / $68,000)
3Us Bank 76 80%9%
  • 190%
  • (175,000 / $92,000)
  • 227%
  • (164,000 / $72,000)
4Citimortgage 61 68%27%
  • 275%
  • (160,000 / $58,000)
  • 49%
  • (178,000 / $360,000)
5Affinity Plus Federal Credit U 60 58%10%
  • 126%
  • (115,000 / $91,000)
  • 215%
  • (110,000 / $51,000)
6Countrywide Bank Fsb 56 62%32%
  • 194%
  • (253,000 / $130,000)
  • 187%
  • (60,000 / $32,000)
7Bell America Mortgage Llc Dba 54 55%3%
  • 318%
  • (86,000 / $27,000)
  • 305%
  • (110,000 / $36,000)
8Us Bank North Dakota 53 37%50%
  • 186%
  • (80,000 / $43,000)
  • 200%
  • (88,000 / $44,000)
9Us Bk Na Nd 48 45%41%
  • 157%
  • (88,000 / $56,000)
  • 190%
  • (181,000 / $95,000)
10Beneficial Company Llc 42 0%85% 0
  • 231%
  • (118,000 / $51,000)
11Unity Bank 34 94%2%
  • 164%
  • (150,000 / $91,000)
  • 285%
  • (100,000 / $35,000)
12Countrywide Home Loans 33 78%18%
  • 233%
  • (138,000 / $59,000)
  • 302%
  • (124,000 / $41,000)
13Bank Of America 31 67%19%
  • 301%
  • (184,000 / $61,000)
  • 175%
  • (105,000 / $60,000)
14Flagstar Bank 27 74%18%
  • 254%
  • (249,000 / $98,000)
  • 191%
  • (90,000 / $47,000)
15Home Savings Of America 26 46%34%
  • 258%
  • (93,000 / $36,000)
  • 162%
  • (130,000 / $80,000)
16Citibank 26 50%23%
  • 163%
  • (116,000 / $71,000)
  • 79%
  • (95,000 / $120,000)
17Taylor, Bean & Whitaker 25 100%0%
  • 163%
  • (80,000 / $49,000)
0
18Agstar Financial Services 24 66%12%
  • 297%
  • (247,000 / $83,000)
  • 204%
  • (200,000 / $98,000)
19Liberty Savings Bank Fsb 23 91%4%
  • 197%
  • (142,000 / $72,000)
  • 556%
  • (317,000 / $57,000)
20Bremer Bank Na (St Cloud) 22 77%9%
  • 108%
  • (120,000 / $111,000)
  • 86%
  • (59,000 / $68,000)

Parker, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,832
  2. Loan Applications Denied: 390
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 1,123
  5. % of Loan Applications Originated 61

Parker, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Credit history14
Debt-to-income ratio10
Credit application incomplete4
Unverifiable information2

Parker, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000579 5724
$100,000 - $300,0001,159 6319
$300,000 - $500,00087 6117
$500,000 - $1,000,0007 2857

Parker, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,402 5922
$100,000 - $300,000379 6815
$300,000 - $500,00031 4438
$500,000 - $1,000,00018 5050
$1,000,000 - $1,500,0001 1000
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Parker, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%5955 32
30 - 60%10658 29
60 - 100%19664 21
100 - 200%49164 18
200 - 300%49463 17
300 - 400%28358 20
> 400%20347 29

Parker, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,433 5822
Not Owner-Occupied As A Principal Dwelling380 6918
Not Applicable6 6633

Home Owner Property Type Statistics in Parker, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,670 6121
Manufactured Housing90 4434
One To Four-Family72 751
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