Top Paradise Hills, NM Mortgage Lenders

RankParadise Hills Mortgage LenderParadise Hills Home Loans ProcessedParadise Hills Home Loans ApprovedParadise Hills Home Loans DeniedParadise Hills Mortgage Median Loan to Income Ratio (LTR) for Approved LoansParadise Hills Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 225 80%12%
  • 196%
  • (130,000 Loan / $66,000 Income)
  • 267%
  • (91,000 Loan / $34,000 Income)
2Bokf Na 99 62%19%
  • 183%
  • (195,000 / $106,000)
  • 194%
  • (165,000 / $85,000)
3Jpmorgan Chase Bank 82 84%13%
  • 175%
  • (202,000 / $115,000)
  • 191%
  • (65,000 / $34,000)
4Bank Of America 77 77%14%
  • 170%
  • (92,000 / $54,000)
  • 283%
  • (119,000 / $42,000)
5Quicken Loans 48 68%25%
  • 235%
  • (172,000 / $73,000)
  • 270%
  • (119,000 / $44,000)
6Legacy Mortgage, Llc 44 54%13%
  • 240%
  • (147,000 / $61,000)
  • 250%
  • (75,000 / $30,000)
7Peoples Bank 43 76%11%
  • 202%
  • (93,000 / $46,000)
  • 256%
  • (264,000 / $103,000)
8Superior Mortgage Services Llc 40 80%2%
  • 263%
  • (200,000 / $76,000)
  • 187%
  • (163,000 / $87,000)
9New Mexico Educators Fcu 37 72%8%
  • 176%
  • (207,000 / $117,000)
  • 247%
  • (181,000 / $73,000)
10Citibank 33 57%15%
  • 166%
  • (83,000 / $50,000)
  • 122%
  • (119,000 / $97,000)
11Radian Guaranty 30 96%0%
  • 226%
  • (181,000 / $80,000)
0
12Usaa Federal Savings Bank 29 41%48%
  • 216%
  • (247,000 / $114,000)
  • 211%
  • (152,000 / $72,000)
13Suntrust Mortgage 24 70%12%
  • 212%
  • (181,000 / $85,000)
  • 157%
  • (164,000 / $104,000)
14Sandia Laboratory Fcu 24 62%0%
  • 115%
  • (148,000 / $128,000)
0
15Primary Residential Mortgage 24 75%12%
  • 284%
  • (219,000 / $77,000)
  • 252%
  • (169,000 / $67,000)
16Hometrust Mortgage Company 24 91%0%
  • 293%
  • (185,000 / $63,000)
0
17Citimortgage 24 87%0%
  • 156%
  • (136,000 / $87,000)
0
18Flagstar Bank 21 76%9%
  • 264%
  • (204,000 / $77,000)
  • 268%
  • (344,000 / $128,000)
19Main Bank 20 70%10%
  • 280%
  • (146,000 / $52,000)
  • 274%
  • (162,000 / $59,000)
20Kirtland Federal Credit Union 20 65%10%
  • 173%
  • (156,000 / $90,000)
  • 219%
  • (224,000 / $102,000)

Paradise Hills, NM Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,620
  2. Loan Applications Denied: 217
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 1,109
  5. % of Loan Applications Originated 68

Paradise Hills, NM Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Debt-to-income ratio9
Credit history9
Credit application incomplete7
Unverifiable information2

Paradise Hills, NM Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000257 6613
$100,000 - $300,0001,333 6813
$300,000 - $500,00029 5520
$500,000 - $1,000,0001 0100

Paradise Hills, NM Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,214 6813
$100,000 - $300,000401 6513
$300,000 - $500,0004 2550
$500,000 - $1,000,0001 1000

Loan to Income Ratios Research for Mortgage in Paradise Hills, NM

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4850 22
30 - 60%4261 21
60 - 100%9271 8
100 - 200%49068 11
200 - 300%50872 11
300 - 400%28564 14
> 400%15562 21

Paradise Hills, NM Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,498 6813
Not Owner-Occupied As A Principal Dwelling120 6813
Not Applicable1 0100

Home Owner Property Type Statistics in Paradise Hills, NM for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,549 6713
One To Four-Family70 921
Manufactured Housing1 0100
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