Top Oxford, MN Mortgage Lenders

RankOxford Mortgage LenderOxford Home Loans ProcessedOxford Home Loans ApprovedOxford Home Loans DeniedOxford Mortgage Median Loan to Income Ratio (LTR) for Approved LoansOxford Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 246 59%21%
  • 211%
  • (188,000 Loan / $89,000 Income)
  • 216%
  • (195,000 Loan / $90,000 Income)
2Jpmorgan Chase Bank 73 73%21%
  • 268%
  • (384,000 / $143,000)
  • 264%
  • (148,000 / $56,000)
3Affinity Plus Federal Credit U 69 66%4%
  • 150%
  • (114,000 / $76,000)
  • 177%
  • (110,000 / $62,000)
4Us Bank 65 67%23%
  • 314%
  • (110,000 / $35,000)
  • 320%
  • (205,000 / $64,000)
5Associated Bank 58 51%27%
  • 131%
  • (25,000 / $19,000)
  • 176%
  • (83,000 / $47,000)
6Citimortgage 49 73%10%
  • 218%
  • (210,000 / $96,000)
  • 325%
  • (169,000 / $52,000)
7Bank Of America 41 68%4%
  • 250%
  • (198,000 / $79,000)
  • 462%
  • (231,000 / $50,000)
8Countrywide Bank Fsb 37 62%32%
  • 254%
  • (117,000 / $46,000)
  • 323%
  • (417,000 / $129,000)
9Us Bk Na Nd 32 43%37%
  • 154%
  • (113,000 / $73,000)
  • 118%
  • (160,000 / $135,000)
10Us Bank North Dakota 32 40%43%
  • 197%
  • (87,000 / $44,000)
  • 180%
  • (170,000 / $94,000)
11Lake State Federal Credit Unio 32 25%40%
  • 194%
  • (187,000 / $96,000)
  • 285%
  • (120,000 / $42,000)
12Phh Mortgage Corporation 28 82%3%
  • 247%
  • (136,000 / $55,000)
  • 427%
  • (398,000 / $93,000)
13Citibank 27 66%25%
  • 224%
  • (112,000 / $50,000)
  • 156%
  • (80,000 / $51,000)
14Wells Fargo Funding 26 96%3%
  • 191%
  • (159,000 / $83,000)
  • 167%
  • (161,000 / $96,000)
15First Suburban National Bank 26 11%53%
  • 360%
  • (101,000 / $28,000)
  • 538%
  • (210,000 / $39,000)
16Associated Bank Na 26 69%26%
  • 169%
  • (230,000 / $136,000)
  • 312%
  • (150,000 / $48,000)
17Countrywide Home Loans 20 60%35%
  • 475%
  • (190,000 / $40,000)
  • 346%
  • (180,000 / $52,000)
18Tcf National Bank 19 42%36%
  • 71%
  • (50,000 / $70,000)
  • 265%
  • (202,000 / $76,000)
19Bell America Mortgage Llc Dba 19 68%0%
  • 320%
  • (324,000 / $101,000)
0
20Agstar Financial Services 19 47%31%
  • 200%
  • (138,000 / $69,000)
  • 232%
  • (200,000 / $86,000)

Oxford, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,647
  2. Loan Applications Denied: 354
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 937
  5. % of Loan Applications Originated 56

Oxford, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral21
Credit history14
Debt-to-income ratio13
Credit application incomplete5
Unverifiable information1

Oxford, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000386 5721
$100,000 - $300,0001,086 5820
$300,000 - $500,000164 4627
$500,000 - $1,000,00011 2736

Oxford, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,272 5622
$100,000 - $300,000363 5719
$300,000 - $500,00010 6020
$1,000,000 - $1,500,0001 1000
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Oxford, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6855 16
30 - 60%8461 22
60 - 100%11454 21
100 - 200%35065 17
200 - 300%43157 22
300 - 400%33455 20
> 400%26644 28

Oxford, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,595 5621
Not Owner-Occupied As A Principal Dwelling50 7014

Home Owner Property Type Statistics in Oxford, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,566 5621
One To Four-Family60 638
Manufactured Housing21 4723
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