Top Oteneagen, MN Mortgage Lenders

RankOteneagen Mortgage LenderOteneagen Home Loans ProcessedOteneagen Home Loans ApprovedOteneagen Home Loans DeniedOteneagen Mortgage Median Loan to Income Ratio (LTR) for Approved LoansOteneagen Mortgage Median LTR for Denied Loans
1Affinity Plus Federal Credit U 337 70%6%
  • 159%
  • (91,000 Loan / $57,000 Income)
  • 250%
  • (50,000 Loan / $20,000 Income)
2Wells Fargo Bank 258 64%17%
  • 192%
  • (100,000 / $52,000)
  • 206%
  • (122,000 / $59,000)
3Northview Bank 70 71%20%
  • 152%
  • (70,000 / $46,000)
  • 281%
  • (124,000 / $44,000)
4American Bank Of The North 58 72%18%
  • 165%
  • (136,000 / $82,000)
  • 94%
  • (98,000 / $104,000)
5Us Bank 50 76%12%
  • 268%
  • (134,000 / $50,000)
  • 423%
  • (195,000 / $46,000)
6Countrywide Bank Fsb 45 68%24%
  • 236%
  • (170,000 / $72,000)
  • 275%
  • (193,000 / $70,000)
7Jpmorgan Chase Bank 44 79%13%
  • 241%
  • (210,000 / $87,000)
  • 250%
  • (133,000 / $53,000)
8Citimortgage 39 76%10%
  • 139%
  • (417,000 / $300,000)
  • 473%
  • (270,000 / $57,000)
9Bank Of America 31 61%22%
  • 224%
  • (245,000 / $109,000)
  • 304%
  • (152,000 / $50,000)
10Us Bank North Dakota 28 39%46%
  • 93%
  • (58,000 / $62,000)
  • 213%
  • (81,000 / $38,000)
11Citifinancial Services Inc 23 34%43%
  • 187%
  • (45,000 / $24,000)
  • 61%
  • (37,000 / $60,000)
12Countrywide Home Loans 20 85%10%
  • 233%
  • (112,000 / $48,000)
  • 176%
  • (292,000 / $165,000)
13Cmg Mortgage Insurance Co. 20 80%5%
  • 228%
  • (105,000 / $46,000)
  • 168%
  • (135,000 / $80,000)
14Citibank 17 64%23%
  • 173%
  • (139,000 / $80,000)
  • 536%
  • (134,000 / $25,000)
15Us Bk Na Nd 16 43%56%
  • 117%
  • (89,000 / $76,000)
  • 218%
  • (72,000 / $33,000)
16Freedom Mortgage Corp. 15 66%20%
  • 195%
  • (90,000 / $46,000)
  • 154%
  • (74,000 / $48,000)
17Mortgage Guaranty Insurance Co 13 61%7%
  • 285%
  • (200,000 / $70,000)
  • 365%
  • (128,000 / $35,000)
18Merchants Bank 13 92%7%
  • 242%
  • (138,000 / $57,000)
  • 143%
  • (344,000 / $240,000)
19First Suburban National Bank 12 16%41%
  • 345%
  • (145,000 / $42,000)
  • 302%
  • (145,000 / $48,000)
20Embrace Home Loans, 11 18%9%
  • 541%
  • (184,000 / $34,000)
  • 372%
  • (82,000 / $22,000)

Oteneagen, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,513
  2. Loan Applications Denied: 259
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 979
  5. % of Loan Applications Originated 64

Oteneagen, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Credit history15
Debt-to-income ratio8
Credit application incomplete3
Unverifiable information2

Oteneagen, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000606 6516
$100,000 - $300,000820 6415
$300,000 - $500,00077 4829
$500,000 - $1,000,00010 4050

Oteneagen, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,217 6317
$100,000 - $300,000259 6814
$300,000 - $500,00019 5715
$500,000 - $1,000,00011 3645
$1,000,000 - $1,500,0004 5050
$1,500,000 - $2,000,0003 660

Loan to Income Ratios Research for Mortgage in Oteneagen, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6577 12
30 - 60%12065 17
60 - 100%14866 14
100 - 200%40168 13
200 - 300%40563 15
300 - 400%22260 17
> 400%15252 32

Oteneagen, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,277 6416
Not Owner-Occupied As A Principal Dwelling222 6619
Not Applicable3 3333

Home Owner Property Type Statistics in Oteneagen, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,324 6417
Manufactured Housing122 5920
One To Four-Family67 762
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