Top Osseo, MN Mortgage Lenders

RankOsseo Mortgage LenderOsseo Home Loans ProcessedOsseo Home Loans ApprovedOsseo Home Loans DeniedOsseo Mortgage Median Loan to Income Ratio (LTR) for Approved LoansOsseo Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 141 60%12%
  • 172%
  • (131,000 Loan / $76,000 Income)
  • 164%
  • (123,000 Loan / $75,000 Income)
2Jpmorgan Chase Bank 34 91%8%
  • 344%
  • (155,000 / $45,000)
  • 329%
  • (188,000 / $57,000)
3Tcf National Bank 27 29%48%
  • 97%
  • (41,000 / $42,000)
  • 390%
  • (160,000 / $41,000)
4Us Bank 25 80%12%
  • 187%
  • (122,000 / $65,000)
  • 354%
  • (156,000 / $44,000)
5Citimortgage 24 83%0%
  • 367%
  • (191,000 / $52,000)
0
6Wells Fargo Funding 22 100%0% 0 0
7Citibank 20 90%0%
  • 163%
  • (80,000 / $49,000)
0
8Topline Federal Credit Union 19 73%10%
  • 193%
  • (120,000 / $62,000)
  • 369%
  • (192,000 / $52,000)
9Mortgage Guaranty Insurance Co 12 75%0%
  • 290%
  • (183,000 / $63,000)
0
10Us Bk Na Nd 11 36%27%
  • 150%
  • (120,000 / $80,000)
  • 320%
  • (128,000 / $40,000)
11Countrywide Bank Fsb 11 72%18%
  • 224%
  • (168,000 / $75,000)
  • 558%
  • (190,000 / $34,000)
12Bank Of America 11 100%0%
  • 145%
  • (179,000 / $123,000)
0
13United Guaranty Corporation 10 90%0%
  • 293%
  • (141,000 / $48,000)
0
14Bell America Mortgage Llc Dba 10 90%0%
  • 258%
  • (181,000 / $70,000)
0
15Trustone Financial Fcu 8 62%12%
  • 80%
  • (52,000 / $65,000)
  • 264%
  • (222,000 / $84,000)
16Phh Home Loans 8 75%0%
  • 358%
  • (183,000 / $51,000)
0
17Beneficial Company Llc 8 12%75%
  • 241%
  • (215,000 / $89,000)
  • 346%
  • (225,000 / $65,000)
18Waterstone Mortgage Corp 7 57%14%
  • 290%
  • (90,000 / $31,000)
  • 165%
  • (217,000 / $131,000)
19The Business Bank 7 85%0%
  • 286%
  • (132,000 / $46,000)
0
20Republic Mortgage Insurance Co 7 71%28%
  • 250%
  • (195,000 / $78,000)
  • 461%
  • (194,000 / $42,000)

Osseo, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 679
  2. Loan Applications Denied: 99
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 460
  5. % of Loan Applications Originated 67

Osseo, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Debt-to-income ratio9
Credit history8
Credit application incomplete4
Unverifiable information2

Osseo, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000190 6316
$100,000 - $300,000482 6913
$300,000 - $500,0007 2857

Osseo, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000561 6715
$100,000 - $300,000112 6711
$300,000 - $500,0004 750
$1,000,000 - $1,500,0002 050

Loan to Income Ratios Research for Mortgage in Osseo, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3151 19
30 - 60%3360 15
60 - 100%6368 15
100 - 200%16471 12
200 - 300%19673 11
300 - 400%12766 14
> 400%6550 26

Osseo, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling638 6813
Not Owner-Occupied As A Principal Dwelling38 5223

Home Owner Property Type Statistics in Osseo, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)633 6715
One To Four-Family45 776
Manufactured Housing1 0100
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