Top Osage, MN Mortgage Lenders

RankOsage Mortgage LenderOsage Home Loans ProcessedOsage Home Loans ApprovedOsage Home Loans DeniedOsage Mortgage Median Loan to Income Ratio (LTR) for Approved LoansOsage Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 55 50%21%
  • 190%
  • (274,000 Loan / $144,000 Income)
  • 180%
  • (90,000 Loan / $50,000 Income)
2Northwoods Bank Of Minnesota 53 88%11%
  • 136%
  • (75,000 / $55,000)
  • 186%
  • (97,000 / $52,000)
3Nationstar Mortgage Llc 32 3%50%
  • 420%
  • (282,000 / $67,000)
  • 425%
  • (298,000 / $70,000)
4Jpmorgan Chase Bank 25 56%36%
  • 276%
  • (105,000 / $38,000)
  • 233%
  • (56,000 / $24,000)
5Us Bank 16 81%18%
  • 268%
  • (172,000 / $64,000)
  • 489%
  • (186,000 / $38,000)
6Merchants Bank 15 100%0%
  • 220%
  • (110,000 / $50,000)
0
7Citimortgage 14 64%0%
  • 241%
  • (280,000 / $116,000)
0
8Bank Of America 14 57%28%
  • 186%
  • (168,000 / $90,000)
  • 353%
  • (223,000 / $63,000)
9Bremer Bank Na (Fargo) 10 80%10%
  • 171%
  • (60,000 / $35,000)
  • 220%
  • (55,000 / $25,000)
10Countrywide Home Loans 8 37%62% 0
  • 220%
  • (297,000 / $135,000)
11Countrywide Bank Fsb 8 62%12%
  • 270%
  • (162,000 / $60,000)
  • 415%
  • (237,000 / $57,000)
12Taylor, Bean & Whitaker 7 100%0%
  • 216%
  • (145,000 / $67,000)
0
13Mortgage Guaranty Insurance Co 7 71%14%
  • 184%
  • (140,000 / $76,000)
  • 287%
  • (167,000 / $58,000)
14Genworth Mortgage Insurance Co 7 42%0%
  • 160%
  • (53,000 / $33,000)
0
15Affinity Plus Federal Credit U 7 28%14%
  • 265%
  • (122,000 / $46,000)
  • 207%
  • (106,000 / $51,000)
16Us Bank North Dakota 6 16%16%
  • 185%
  • (113,000 / $61,000)
  • 93%
  • (120,000 / $128,000)
17Qr Lending Inc 6 66%16% 0
  • 258%
  • (75,000 / $29,000)
18Primary Residential Mortgage 6 83%16%
  • 273%
  • (164,000 / $60,000)
  • 182%
  • (115,000 / $63,000)
19Citifinancial Services Inc 6 50%50%
  • 312%
  • (147,000 / $47,000)
  • 112%
  • (44,000 / $39,000)
20State Bank & Trust 5 80%20%
  • 120%
  • (48,000 / $40,000)
  • 203%
  • (110,000 / $54,000)

Osage, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 469
  2. Loan Applications Denied: 105
  3. % of Loan Applications Denied: 22
  4. # of Loan Originations: 278
  5. % of Loan Applications Originated 59

Osage, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Credit history13
Debt-to-income ratio8
Credit application incomplete5
Unverifiable information3

Osage, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000140 5924
$100,000 - $300,000306 5822
$300,000 - $500,00022 689
$500,000 - $1,000,0001 1000

Osage, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000372 5525
$100,000 - $300,00092 7213
$300,000 - $500,0002 1000
$500,000 - $1,000,0001 00
$1,000,000 - $1,500,0002 1000

Loan to Income Ratios Research for Mortgage in Osage, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1457 21
30 - 60%1861 33
60 - 100%4067 17
100 - 200%13268 15
200 - 300%11563 18
300 - 400%8255 20
> 400%6831 44

Osage, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling390 5524
Not Owner-Occupied As A Principal Dwelling73 7813
Not Applicable2 1000

Home Owner Property Type Statistics in Osage, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)436 5823
One To Four-Family20 655
Manufactured Housing13 7615
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