Top Onamia, MN Mortgage Lenders

RankOnamia Mortgage LenderOnamia Home Loans ProcessedOnamia Home Loans ApprovedOnamia Home Loans DeniedOnamia Mortgage Median Loan to Income Ratio (LTR) for Approved LoansOnamia Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 2,172 67%13%
  • 197%
  • (83,000 Loan / $42,000 Income)
  • 183%
  • (160,000 Loan / $87,000 Income)
2Jpmorgan Chase Bank 402 83%13%
  • 220%
  • (172,000 / $78,000)
  • 219%
  • (265,000 / $121,000)
3Us Bank 350 77%13%
  • 210%
  • (135,000 / $64,000)
  • 241%
  • (326,000 / $135,000)
4Bank Of America 340 82%9%
  • 210%
  • (116,000 / $55,000)
  • 261%
  • (144,000 / $55,000)
5Affinity Plus Federal Credit U 298 66%3%
  • 116%
  • (90,000 / $77,000)
  • 306%
  • (285,000 / $93,000)
6Citimortgage 278 74%9%
  • 173%
  • (59,000 / $34,000)
  • 278%
  • (64,000 / $23,000)
7Countrywide Bank Fsb 247 70%19%
  • 197%
  • (192,000 / $97,000)
  • 243%
  • (608,000 / $250,000)
8Wells Fargo Funding 197 98%1%
  • 349%
  • (269,000 / $77,000)
  • 228%
  • (174,000 / $76,000)
9Mortgage Guaranty Insurance Co 195 73%5%
  • 228%
  • (144,000 / $63,000)
  • 179%
  • (158,000 / $88,000)
10Woodlands National Bank 185 35%43%
  • 171%
  • (120,000 / $70,000)
  • 220%
  • (95,000 / $43,000)
11Genworth Mortgage Insurance Co 181 66%2%
  • 229%
  • (94,000 / $41,000)
  • 221%
  • (162,000 / $73,000)
12Countrywide Home Loans 158 82%13%
  • 218%
  • (218,000 / $100,000)
  • 268%
  • (102,000 / $38,000)
13Beneficial Company Llc 152 7%76%
  • 175%
  • (151,000 / $86,000)
  • 219%
  • (158,000 / $72,000)
14United Guaranty Corporation 134 83%3%
  • 240%
  • (300,000 / $125,000)
  • 157%
  • (71,000 / $45,000)
15Frandsen Bank & Trust 124 90%4%
  • 190%
  • (116,000 / $61,000)
  • 237%
  • (178,000 / $75,000)
16Us Bank North Dakota 123 37%42%
  • 98%
  • (82,000 / $83,000)
  • 140%
  • (42,000 / $30,000)
17Embrace Home Loans, 108 10%44%
  • 203%
  • (112,000 / $55,000)
  • 276%
  • (130,000 / $47,000)
18Agstar Financial Services 106 57%8%
  • 225%
  • (174,000 / $77,000)
  • 410%
  • (275,000 / $67,000)
19Northwoods Bank Of Minnesota 105 84%15%
  • 181%
  • (163,000 / $90,000)
  • 175%
  • (95,000 / $54,000)
20Quicken Loans 98 63%27%
  • 243%
  • (161,000 / $66,000)
  • 211%
  • (38,000 / $18,000)

Onamia, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 10,813
  2. Loan Applications Denied: 1,785
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 7,131
  5. % of Loan Applications Originated 65

Onamia, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Credit history10
Debt-to-income ratio7
Credit application incomplete3
Unverifiable information1

Onamia, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0004,004 6318
$100,000 - $300,0006,132 6614
$300,000 - $500,000628 6116
$500,000 - $1,000,00049 5914

Onamia, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0008,647 6317
$100,000 - $300,0001,982 7012
$300,000 - $500,000104 758
$500,000 - $1,000,00065 807
$1,000,000 - $1,500,00010 7010
$1,500,000 - $2,000,0001 1000
> $2,000,0004 1000

Loan to Income Ratios Research for Mortgage in Onamia, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%43468 18
30 - 60%64165 18
60 - 100%93562 18
100 - 200%3,27968 14
200 - 300%2,99567 13
300 - 400%1,53863 16
> 400%99151 28

Onamia, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling9,781 6516
Not Owner-Occupied As A Principal Dwelling973 7115
Not Applicable9 660

Home Owner Property Type Statistics in Onamia, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)9,809 6517
One To Four-Family771 773
Manufactured Housing233 4835
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