Top Odin, MN Mortgage Lenders

RankOdin Mortgage LenderOdin Home Loans ProcessedOdin Home Loans ApprovedOdin Home Loans DeniedOdin Mortgage Median Loan to Income Ratio (LTR) for Approved LoansOdin Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 66 42%25%
  • 145%
  • (51,000 Loan / $35,000 Income)
  • 182%
  • (75,000 Loan / $41,000 Income)
2Pioneer Bank 52 92%3%
  • 35%
  • (32,000 / $91,000)
  • 244%
  • (110,000 / $45,000)
3Citizens Bank Minnesota 26 96%3%
  • 179%
  • (52,000 / $29,000)
  • 50%
  • (16,000 / $32,000)
4Wells Federal Bank 23 47%26%
  • 164%
  • (160,000 / $97,000)
  • 207%
  • (56,000 / $27,000)
5Agstar Financial Services 16 62%12%
  • 133%
  • (75,000 / $56,000)
  • 522%
  • (94,000 / $18,000)
6Us Bank 15 46%20%
  • 151%
  • (142,000 / $94,000)
  • 254%
  • (89,000 / $35,000)
7Wells Fargo Fin'l Minnesota 13 46%30%
  • 108%
  • (40,000 / $37,000)
  • 201%
  • (105,000 / $52,000)
8Beneficial Company Llc 10 10%80%
  • 337%
  • (108,000 / $32,000)
  • 343%
  • (110,000 / $32,000)
9Alliance Bank 9 66%0%
  • 192%
  • (144,000 / $75,000)
0
10Affinity Plus Federal Credit U 9 55%0%
  • 211%
  • (55,000 / $26,000)
0
11Hfc Company Llc 8 12%87%
  • 189%
  • (233,000 / $123,000)
  • 206%
  • (95,000 / $46,000)
12Citifinancial Services Inc 7 42%14%
  • 113%
  • (41,000 / $36,000)
  • 56%
  • (26,000 / $46,000)
13United Prairie Bank 6 66%33%
  • 226%
  • (43,000 / $19,000)
  • 405%
  • (150,000 / $37,000)
14Citibank 6 50%0%
  • 164%
  • (164,000 / $100,000)
0
15Quicken Loans 5 80%20%
  • 209%
  • (115,000 / $55,000)
  • 225%
  • (81,000 / $36,000)
16Phh Mortgage Corporation 5 100%0%
  • 147%
  • (78,000 / $53,000)
0
17First National Bank Of America 5 20%60%
  • 125%
  • (15,000 / $12,000)
  • 49%
  • (27,000 / $55,000)
18Jpmorgan Chase Bank 4 75%25%
  • 108%
  • (92,000 / $85,000)
  • 360%
  • (83,000 / $23,000)
19Citizens Community Federal 4 25%50%
  • 88%
  • (96,000 / $108,000)
  • 121%
  • (113,000 / $93,000)
20Bank Of America 4 25%25% 0
  • 500%
  • (70,000 / $14,000)

Odin, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 386
  2. Loan Applications Denied: 90
  3. % of Loan Applications Denied: 23
  4. # of Loan Originations: 219
  5. % of Loan Applications Originated 56

Odin, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history22
Debt-to-income ratio16
Collateral10
Credit application incomplete5
Employment history2

Odin, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000242 5724
$100,000 - $300,000138 5222
$300,000 - $500,0005 1000
$500,000 - $1,000,0001 1000

Odin, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000327 5225
$100,000 - $300,00036 7213
$300,000 - $500,00010 8010
$500,000 - $1,000,0006 8316
$1,000,000 - $1,500,0003 1000
$1,500,000 - $2,000,0004 1000

Loan to Income Ratios Research for Mortgage in Odin, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3677 13
30 - 60%3262 21
60 - 100%4463 18
100 - 200%14157 19
200 - 300%7842 28
300 - 400%3158 29
> 400%2441 45

Odin, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling370 5524
Not Owner-Occupied As A Principal Dwelling15 860
Not Applicable1 00

Home Owner Property Type Statistics in Odin, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)373 5723
One To Four-Family13 4615
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