Top North Loup City, NE Mortgage Lenders

RankNorth Loup City Mortgage LenderNorth Loup City Home Loans ProcessedNorth Loup City Home Loans ApprovedNorth Loup City Home Loans DeniedNorth Loup City Mortgage Median Loan to Income Ratio (LTR) for Approved LoansNorth Loup City Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 36 50%30%
  • 101%
  • (56,000 Loan / $55,000 Income)
  • 84%
  • (69,000 Loan / $82,000 Income)
2Tierone Bank 23 78%17%
  • 166%
  • (60,000 / $36,000)
  • 14%
  • (8,000 / $54,000)
3Embrace Home Loans, 20 15%45%
  • 119%
  • (67,000 / $56,000)
  • 200%
  • (126,000 / $63,000)
4Great Western Bank 15 73%13%
  • 252%
  • (58,000 / $23,000)
  • 73%
  • (30,000 / $41,000)
5Citifinancial, 15 26%46%
  • 95%
  • (42,000 / $44,000)
  • 81%
  • (40,000 / $49,000)
6Beneficial Company Llc 15 0%93% 0
  • 139%
  • (74,000 / $53,000)
7West Gate Bank 13 92%0%
  • 137%
  • (142,000 / $103,000)
0
8Us Bank 12 58%33%
  • 242%
  • (148,000 / $61,000)
  • 280%
  • (70,000 / $25,000)
9Mortgage Guaranty Insurance Co 12 75%16%
  • 170%
  • (46,000 / $27,000)
  • 204%
  • (96,000 / $47,000)
10Republic Mortgage Insurance Co 11 63%9%
  • 87%
  • (36,000 / $41,000)
  • 189%
  • (172,000 / $91,000)
11Quicken Loans 11 72%18%
  • 131%
  • (29,000 / $22,000)
  • 484%
  • (92,000 / $19,000)
12Jpmorgan Chase Bank 9 77%11%
  • 850%
  • (102,000 / $12,000)
  • 59%
  • (38,000 / $64,000)
13First National Bank Of Omaha 9 33%22%
  • 142%
  • (144,000 / $101,000)
  • 208%
  • (48,000 / $23,000)
14Farm Credit Services Of Americ 8 87%0%
  • 99%
  • (225,000 / $227,000)
0
15Union Bank & Trust Company 7 71%14%
  • 26%
  • (49,000 / $185,000)
  • 5%
  • (3,000 / $60,000)
16Security State Bank 6 83%16%
  • 66%
  • (16,000 / $24,000)
  • 578%
  • (191,000 / $33,000)
17Mutual Of Omaha Bank 6 33%0%
  • 137%
  • (136,000 / $99,000)
0
18Gmac Mortgage Llc 6 16%66%
  • 131%
  • (38,000 / $29,000)
  • 94%
  • (67,000 / $71,000)
19First Suburban National Bank 6 0%83% 0
  • 102%
  • (50,000 / $49,000)
20Equitable Bank 6 83%0%
  • 139%
  • (78,000 / $56,000)
0

North Loup City, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 346
  2. Loan Applications Denied: 103
  3. % of Loan Applications Denied: 29
  4. # of Loan Originations: 181
  5. % of Loan Applications Originated 52

North Loup City, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Credit history13
Unverifiable information2
Credit application incomplete2
Debt-to-income ratio1

North Loup City, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000262 4931
$100,000 - $300,00082 5724
$300,000 - $500,0001 1000
> $2,000,0001 1000

North Loup City, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000304 5030
$100,000 - $300,00038 5726
$300,000 - $500,0003 1000
$1,500,000 - $2,000,0001 00

Loan to Income Ratios Research for Mortgage in North Loup City, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2245 45
30 - 60%3938 30
60 - 100%7254 30
100 - 200%12555 25
200 - 300%6253 29
300 - 400%1849 33
> 400%862 37

North Loup City, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling330 5130
Not Owner-Occupied As A Principal Dwelling15 7320

Home Owner Property Type Statistics in North Loup City, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)301 5031
One To Four-Family32 689
Manufactured Housing13 5330
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