Top North Germany, MN Mortgage Lenders

RankNorth Germany Mortgage LenderNorth Germany Home Loans ProcessedNorth Germany Home Loans ApprovedNorth Germany Home Loans DeniedNorth Germany Mortgage Median Loan to Income Ratio (LTR) for Approved LoansNorth Germany Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 88 59%17%
  • 226%
  • (195,000 Loan / $86,000 Income)
  • 234%
  • (178,000 Loan / $76,000 Income)
2First Hawaiian Bank 51 94%3%
  • 64%
  • (34,000 / $53,000)
  • 59%
  • (35,000 / $59,000)
3Countrywide Bank Fsb 45 75%13%
  • 272%
  • (150,000 / $55,000)
  • 242%
  • (291,000 / $120,000)
4Jpmorgan Chase Bank 40 85%15%
  • 251%
  • (68,000 / $27,000)
  • 195%
  • (47,000 / $24,000)
5Unity Bank 28 78%21%
  • 179%
  • (174,000 / $97,000)
  • 188%
  • (117,000 / $62,000)
6Citimortgage 27 77%7%
  • 156%
  • (64,000 / $41,000)
  • 556%
  • (89,000 / $16,000)
7Beneficial Company Llc 27 7%74%
  • 350%
  • (77,000 / $22,000)
  • 269%
  • (167,000 / $62,000)
8Countrywide Home Loans 23 82%13%
  • 181%
  • (181,000 / $100,000)
  • 329%
  • (79,000 / $24,000)
9Citibank 21 66%14%
  • 176%
  • (69,000 / $39,000)
  • 30%
  • (30,000 / $99,000)
10Us Bank 17 76%5%
  • 192%
  • (100,000 / $52,000)
  • 249%
  • (142,000 / $57,000)
11Citifinancial Services Inc 17 41%52%
  • 141%
  • (41,000 / $29,000)
  • 566%
  • (255,000 / $45,000)
12Quicken Loans 15 53%40%
  • 225%
  • (126,000 / $56,000)
  • 326%
  • (287,000 / $88,000)
13Genworth Mortgage Insurance Co 15 66%6%
  • 206%
  • (128,000 / $62,000)
  • 96%
  • (55,000 / $57,000)
14Freedom Mortgage Corp. 15 73%6%
  • 318%
  • (121,000 / $38,000)
  • 250%
  • (40,000 / $16,000)
15Affinity Plus Federal Credit U 14 71%7%
  • 161%
  • (144,000 / $89,000)
  • 129%
  • (31,000 / $24,000)
16Mortgage Guaranty Insurance Co 13 76%7%
  • 264%
  • (119,000 / $45,000)
  • 147%
  • (118,000 / $80,000)
17Gmac Mortgage Llc 13 0%69% 0
  • 305%
  • (165,000 / $54,000)
18Agstar Financial Services 13 69%15%
  • 229%
  • (200,000 / $87,000)
  • 435%
  • (335,000 / $77,000)
19Radian Guaranty 12 75%0%
  • 177%
  • (85,000 / $48,000)
0
20First Suburban National Bank 12 16%25%
  • 274%
  • (129,000 / $47,000)
  • 217%
  • (100,000 / $46,000)

North Germany, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 838
  2. Loan Applications Denied: 177
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 506
  5. % of Loan Applications Originated 60

North Germany, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history9
Collateral8
Debt-to-income ratio6
Credit application incomplete3
Unverifiable information1

North Germany, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000380 5924
$100,000 - $300,000446 6018
$300,000 - $500,00011 549
> $2,000,0001 0100

North Germany, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000763 6021
$100,000 - $300,00072 6013
$300,000 - $500,0001 0100
$500,000 - $1,000,0002 050

Loan to Income Ratios Research for Mortgage in North Germany, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3460 29
30 - 60%4853 25
60 - 100%7461 22
100 - 200%23863 15
200 - 300%23159 21
300 - 400%11967 15
> 400%9442 36

North Germany, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling784 6120
Not Owner-Occupied As A Principal Dwelling52 5025
Not Applicable1 0100

Home Owner Property Type Statistics in North Germany, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)735 5922
One To Four-Family71 782
Manufactured Housing32 5037
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