Top New Dosey, MN Mortgage Lenders

RankNew Dosey Mortgage LenderNew Dosey Home Loans ProcessedNew Dosey Home Loans ApprovedNew Dosey Home Loans DeniedNew Dosey Mortgage Median Loan to Income Ratio (LTR) for Approved LoansNew Dosey Mortgage Median LTR for Denied Loans
1Northview Bank 375 56%24%
  • 153%
  • (120,000 Loan / $78,000 Income)
  • 197%
  • (166,000 Loan / $84,000 Income)
2Wells Fargo Bank 275 58%18%
  • 172%
  • (205,000 / $119,000)
  • 154%
  • (88,000 / $57,000)
3Lake State Federal Credit Unio 249 22%22%
  • 200%
  • (144,000 / $72,000)
  • 290%
  • (61,000 / $21,000)
4Woodlands National Bank 155 38%36%
  • 179%
  • (122,000 / $68,000)
  • 232%
  • (86,000 / $37,000)
5Phh Mortgage Corporation 114 85%4%
  • 230%
  • (164,000 / $71,000)
  • 244%
  • (213,000 / $87,000)
6Jpmorgan Chase Bank 97 85%10%
  • 277%
  • (241,000 / $87,000)
  • 264%
  • (185,000 / $70,000)
7Us Bank 66 72%19%
  • 191%
  • (69,000 / $36,000)
  • 244%
  • (120,000 / $49,000)
8Bank Of America 59 66%20%
  • 238%
  • (148,000 / $62,000)
  • 225%
  • (169,000 / $75,000)
9Citimortgage 58 72%10%
  • 281%
  • (107,000 / $38,000)
  • 258%
  • (80,000 / $31,000)
10Mortgage Guaranty Insurance Co 56 67%5%
  • 260%
  • (112,000 / $43,000)
  • 286%
  • (152,000 / $53,000)
11Countrywide Bank Fsb 52 69%19%
  • 259%
  • (122,000 / $47,000)
  • 413%
  • (285,000 / $69,000)
12Affinity Plus Federal Credit U 48 50%8%
  • 119%
  • (50,000 / $42,000)
  • 240%
  • (132,000 / $55,000)
13Us Bank North Dakota 43 27%46%
  • 102%
  • (44,000 / $43,000)
  • 122%
  • (43,000 / $35,000)
14Beneficial Company Llc 39 12%71%
  • 55%
  • (15,000 / $27,000)
  • 228%
  • (121,000 / $53,000)
15Towne Mortgage Company 38 89%7%
  • 209%
  • (109,000 / $52,000)
  • 293%
  • (170,000 / $58,000)
16Countrywide Home Loans 38 68%28%
  • 211%
  • (182,000 / $86,000)
  • 240%
  • (108,000 / $45,000)
17Us Bk Na Nd 37 40%54%
  • 116%
  • (65,000 / $56,000)
  • 141%
  • (75,000 / $53,000)
18Embrace Home Loans, 37 10%40%
  • 546%
  • (175,000 / $32,000)
  • 323%
  • (123,000 / $38,000)
19Wealthbridge Mortgage Corp. 35 68%20%
  • 235%
  • (132,000 / $56,000)
  • 295%
  • (59,000 / $20,000)
20Agstar Financial Services 35 57%14%
  • 188%
  • (81,000 / $43,000)
  • 201%
  • (105,000 / $52,000)

New Dosey, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,941
  2. Loan Applications Denied: 680
  3. % of Loan Applications Denied: 23
  4. # of Loan Originations: 1,589
  5. % of Loan Applications Originated 54

New Dosey, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history16
Collateral15
Debt-to-income ratio12
Credit application incomplete2
Unverifiable information1

New Dosey, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,073 5027
$100,000 - $300,0001,798 5520
$300,000 - $500,00066 5319
$500,000 - $1,000,0004 750

New Dosey, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,349 5125
$100,000 - $300,000544 5916
$300,000 - $500,00029 8510
$500,000 - $1,000,00017 870
$1,500,000 - $2,000,0001 00
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in New Dosey, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6957 28
30 - 60%17957 26
60 - 100%27959 17
100 - 200%87057 19
200 - 300%79451 24
300 - 400%42452 20
> 400%32640 34

New Dosey, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,413 5124
Not Owner-Occupied As A Principal Dwelling502 6616
Not Applicable7 4214

Home Owner Property Type Statistics in New Dosey, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,582 5423
Manufactured Housing208 3936
One To Four-Family151 725
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