Top Nebish, MN Mortgage Lenders

RankNebish Mortgage LenderNebish Home Loans ProcessedNebish Home Loans ApprovedNebish Home Loans DeniedNebish Mortgage Median Loan to Income Ratio (LTR) for Approved LoansNebish Mortgage Median LTR for Denied Loans
1Affinity Plus Federal Credit U 118 64%11%
  • 135%
  • (100,000 Loan / $74,000 Income)
  • 214%
  • (75,000 Loan / $35,000 Income)
2Wells Fargo Bank 99 47%19%
  • 180%
  • (159,000 / $88,000)
  • 159%
  • (75,000 / $47,000)
3Countrywide Bank Fsb 19 63%31%
  • 372%
  • (82,000 / $22,000)
  • 143%
  • (99,000 / $69,000)
4First Suburban National Bank 14 21%21%
  • 251%
  • (113,000 / $45,000)
  • 260%
  • (130,000 / $50,000)
5Jpmorgan Chase Bank 13 76%23%
  • 188%
  • (115,000 / $61,000)
  • 166%
  • (25,000 / $15,000)
6Mortgage Guaranty Insurance Co 12 66%0%
  • 216%
  • (115,000 / $53,000)
0
7Cmg Mortgage Insurance Co. 10 100%0%
  • 300%
  • (123,000 / $41,000)
0
8Freedom Mortgage Corp. 9 77%22%
  • 387%
  • (93,000 / $24,000)
  • 476%
  • (186,000 / $39,000)
9Citimortgage 9 66%22%
  • 295%
  • (207,000 / $70,000)
  • 723%
  • (188,000 / $26,000)
10Bank Forward 8 37%25%
  • 300%
  • (180,000 / $60,000)
  • 243%
  • (178,000 / $73,000)
11Wells Fargo Fin'l Minnesota 6 0%66% 0
  • 144%
  • (75,000 / $52,000)
12Us Bank 6 50%50%
  • 153%
  • (100,000 / $65,000)
  • 300%
  • (201,000 / $67,000)
13First National Bank Of America 6 50%50%
  • 191%
  • (23,000 / $12,000)
  • 150%
  • (48,000 / $32,000)
14Countrywide Home Loans 6 83%16%
  • 258%
  • (80,000 / $31,000)
  • 221%
  • (124,000 / $56,000)
15Quicken Loans 5 20%60%
  • 346%
  • (201,000 / $58,000)
  • 468%
  • (150,000 / $32,000)
16Gmac Mortgage Llc 5 20%20%
  • 240%
  • (72,000 / $30,000)
  • 280%
  • (70,000 / $25,000)
17First Nlc Financial Services, 5 0%40% 0
  • 597%
  • (215,000 / $36,000)
18Citifinancial Services Inc 5 80%20%
  • 183%
  • (88,000 / $48,000)
  • 116%
  • (21,000 / $18,000)
19Bank Of America 5 40%60%
  • 240%
  • (84,000 / $35,000)
  • 277%
  • (244,000 / $88,000)
20Us Bank North Dakota 4 0%50% 0
  • 600%
  • (360,000 / $60,000)

Nebish, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 492
  2. Loan Applications Denied: 102
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 273
  5. % of Loan Applications Originated 55

Nebish, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Credit history12
Debt-to-income ratio8
Credit application incomplete1
Unverifiable information1

Nebish, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000233 5021
$100,000 - $300,000244 6018
$300,000 - $500,00015 3340

Nebish, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000436 5221
$100,000 - $300,00053 6911
$300,000 - $500,0003 6633

Loan to Income Ratios Research for Mortgage in Nebish, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1163 18
30 - 60%4042 25
60 - 100%4451 15
100 - 200%16562 15
200 - 300%11659 21
300 - 400%6158 19
> 400%5530 38

Nebish, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling440 5321
Not Owner-Occupied As A Principal Dwelling50 6818

Home Owner Property Type Statistics in Nebish, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)415 5421
Manufactured Housing46 4126
One To Four-Family31 870
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