Top Minnewaska, MN Mortgage Lenders

RankMinnewaska Mortgage LenderMinnewaska Home Loans ProcessedMinnewaska Home Loans ApprovedMinnewaska Home Loans DeniedMinnewaska Mortgage Median Loan to Income Ratio (LTR) for Approved LoansMinnewaska Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 452 73%12%
  • 193%
  • (195,000 Loan / $101,000 Income)
  • 175%
  • (184,000 Loan / $105,000 Income)
2Jpmorgan Chase Bank 172 86%13%
  • 210%
  • (61,000 / $29,000)
  • 289%
  • (110,000 / $38,000)
3Citimortgage 94 82%2%
  • 202%
  • (154,000 / $76,000)
  • 845%
  • (93,000 / $11,000)
4Riverwood Bank 89 69%8%
  • 173%
  • (175,000 / $101,000)
  • 185%
  • (65,000 / $35,000)
5C.U. Mortgage Services, 86 70%13%
  • 202%
  • (176,000 / $87,000)
  • 216%
  • (184,000 / $85,000)
6Us Bank 77 81%12%
  • 183%
  • (77,000 / $42,000)
  • 269%
  • (340,000 / $126,000)
7Bank Of America 71 80%11%
  • 216%
  • (91,000 / $42,000)
  • 255%
  • (153,000 / $60,000)
8Countrywide Bank Fsb 65 69%21%
  • 200%
  • (62,000 / $31,000)
  • 262%
  • (131,000 / $50,000)
9Crescent Mortgage Company 47 78%19%
  • 203%
  • (206,000 / $101,000)
  • 190%
  • (160,000 / $84,000)
10Citibank 45 71%15%
  • 101%
  • (100,000 / $99,000)
  • 70%
  • (98,000 / $140,000)
11Bank Of The West 45 77%17%
  • 175%
  • (344,000 / $196,000)
  • 206%
  • (101,000 / $49,000)
12Amerisave Mortgage Corporation 45 66%24%
  • 171%
  • (91,000 / $53,000)
  • 226%
  • (319,000 / $141,000)
13Affinity Plus Federal Credit U 42 76%4%
  • 104%
  • (67,000 / $64,000)
  • 1312%
  • (210,000 / $16,000)
14Countrywide Home Loans 35 85%11%
  • 334%
  • (294,000 / $88,000)
  • 325%
  • (117,000 / $36,000)
15Embrace Home Loans, 33 6%48%
  • 243%
  • (134,000 / $55,000)
  • 250%
  • (45,000 / $18,000)
16Us Bank North Dakota 32 37%43%
  • 107%
  • (100,000 / $93,000)
  • 202%
  • (95,000 / $47,000)
17Mortgage Guaranty Insurance Co 31 64%3%
  • 245%
  • (255,000 / $104,000)
  • 378%
  • (314,000 / $83,000)
18Wells Fargo Funding 29 100%0%
  • 562%
  • (242,000 / $43,000)
0
19Us Bk Na Nd 29 55%24%
  • 149%
  • (200,000 / $134,000)
  • 247%
  • (119,000 / $48,000)
20Soo Line Credit Union 26 100%0%
  • 56%
  • (59,000 / $104,000)
0

Minnewaska, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,305
  2. Loan Applications Denied: 355
  3. % of Loan Applications Denied: 15
  4. # of Loan Originations: 1,600
  5. % of Loan Applications Originated 69

Minnewaska, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Debt-to-income ratio10
Credit history10
Credit application incomplete4
Unverifiable information1

Minnewaska, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000861 6817
$100,000 - $300,0001,291 6913
$300,000 - $500,000146 6417
$500,000 - $1,000,0005 6040
$1,000,000 - $1,500,0001 1000
> $2,000,0001 0100

Minnewaska, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,799 6716
$100,000 - $300,000443 7213
$300,000 - $500,00040 702
$500,000 - $1,000,00012 910
$1,000,000 - $1,500,0006 830
$1,500,000 - $2,000,0001 1000
> $2,000,0004 2575

Loan to Income Ratios Research for Mortgage in Minnewaska, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6566 23
30 - 60%11066 20
60 - 100%23669 13
100 - 200%77372 12
200 - 300%62067 16
300 - 400%31266 16
> 400%18963 19

Minnewaska, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,952 6816
Not Owner-Occupied As A Principal Dwelling323 7410
Not Applicable4 750

Home Owner Property Type Statistics in Minnewaska, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,156 6915
One To Four-Family114 743
Manufactured Housing35 5420
More Minnewaska, MN Mortgage Research: