Top Minnetrista, MN Mortgage Lenders

RankMinnetrista Mortgage LenderMinnetrista Home Loans ProcessedMinnetrista Home Loans ApprovedMinnetrista Home Loans DeniedMinnetrista Mortgage Median Loan to Income Ratio (LTR) for Approved LoansMinnetrista Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,380 67%12%
  • 223%
  • (201,000 Loan / $90,000 Income)
  • 230%
  • (348,000 Loan / $151,000 Income)
2Jpmorgan Chase Bank 330 84%12%
  • 203%
  • (130,000 / $64,000)
  • 224%
  • (164,000 / $73,000)
3Us Bank 232 82%9%
  • 232%
  • (174,000 / $75,000)
  • 302%
  • (127,000 / $42,000)
4Citimortgage 228 82%7%
  • 207%
  • (239,000 / $115,000)
  • 255%
  • (153,000 / $60,000)
5Countrywide Bank Fsb 164 71%14%
  • 205%
  • (247,000 / $120,000)
  • 267%
  • (417,000 / $156,000)
6Bank Of America 163 73%13%
  • 250%
  • (250,000 / $100,000)
  • 369%
  • (373,000 / $101,000)
7Wells Fargo Funding 157 98%1%
  • 294%
  • (206,000 / $70,000)
  • 613%
  • (417,000 / $68,000)
8Citibank 142 73%15%
  • 170%
  • (222,000 / $130,000)
  • 129%
  • (192,000 / $148,000)
9Phh Home Loans 139 81%5%
  • 283%
  • (417,000 / $147,000)
  • 330%
  • (416,000 / $126,000)
10Kleinbank 112 66%12%
  • 195%
  • (417,000 / $213,000)
  • 263%
  • (137,000 / $52,000)
11Tcf National Bank 110 26%32%
  • 250%
  • (426,000 / $170,000)
  • 396%
  • (246,000 / $62,000)
12The Business Bank 104 96%0%
  • 237%
  • (107,000 / $45,000)
  • 213%
  • (250,000 / $117,000)
13Bell America Mortgage Llc Dba 101 74%0%
  • 267%
  • (163,000 / $61,000)
0
14Provident Funding Associates 95 61%23%
  • 255%
  • (337,000 / $132,000)
  • 275%
  • (160,000 / $58,000)
15Countrywide Home Loans 91 85%12%
  • 277%
  • (460,000 / $166,000)
  • 311%
  • (560,000 / $180,000)
16Radian Guaranty 68 82%1%
  • 269%
  • (305,000 / $113,000)
  • 397%
  • (366,000 / $92,000)
17Mortgage Guaranty Insurance Co 63 73%9%
  • 293%
  • (258,000 / $88,000)
  • 340%
  • (102,000 / $30,000)
18United Guaranty Corporation 58 81%3%
  • 287%
  • (405,000 / $141,000)
  • 259%
  • (337,000 / $130,000)
19State Bank & Trust 52 84%5%
  • 242%
  • (194,000 / $80,000)
  • 203%
  • (155,000 / $76,000)
20Genworth Mortgage Insurance Co 50 72%6%
  • 280%
  • (199,000 / $71,000)
  • 262%
  • (226,000 / $86,000)

Minnetrista, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 6,245
  2. Loan Applications Denied: 918
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 4,289
  5. % of Loan Applications Originated 68

Minnetrista, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Debt-to-income ratio9
Credit history5
Credit application incomplete5
Unverifiable information2

Minnetrista, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000746 6318
$100,000 - $300,0003,366 6913
$300,000 - $500,0001,751 7012
$500,000 - $1,000,000286 5327
$1,000,000 - $1,500,00067 5823
$1,500,000 - $2,000,00019 4231
> $2,000,00010 6020

Minnetrista, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,065 6616
$100,000 - $300,0002,790 7012
$300,000 - $500,000227 6118
$500,000 - $1,000,000122 659
$1,000,000 - $1,500,00028 4921
$1,500,000 - $2,000,0006 830
> $2,000,0007 570

Loan to Income Ratios Research for Mortgage in Minnetrista, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%16961 22
30 - 60%27265 15
60 - 100%38765 15
100 - 200%1,43973 10
200 - 300%1,99771 12
300 - 400%1,13367 16
> 400%84858 21

Minnetrista, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling5,943 6814
Not Owner-Occupied As A Principal Dwelling294 6517
Not Applicable1 1000

Home Owner Property Type Statistics in Minnetrista, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)5,928 6815
One To Four-Family315 765
Manufactured Housing2 0100
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