Top Marine On St. Croix, MN Mortgage Lenders

RankMarine On St. Croix Mortgage LenderMarine On St. Croix Home Loans ProcessedMarine On St. Croix Home Loans ApprovedMarine On St. Croix Home Loans DeniedMarine On St. Croix Mortgage Median Loan to Income Ratio (LTR) for Approved LoansMarine On St. Croix Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 348 63%12%
  • 222%
  • (169,000 Loan / $76,000 Income)
  • 241%
  • (417,000 Loan / $173,000 Income)
2Us Bank 133 74%9%
  • 295%
  • (145,000 / $49,000)
  • 287%
  • (374,000 / $130,000)
3Jpmorgan Chase Bank 84 86%10%
  • 269%
  • (302,000 / $112,000)
  • 208%
  • (350,000 / $168,000)
4Citimortgage 84 85%3%
  • 281%
  • (186,000 / $66,000)
  • 233%
  • (308,000 / $132,000)
5Countrywide Bank Fsb 45 73%17%
  • 251%
  • (350,000 / $139,000)
  • 301%
  • (301,000 / $100,000)
6Central Bank 42 57%7%
  • 249%
  • (628,000 / $252,000)
  • 344%
  • (910,000 / $264,000)
7Lake Elmo Bank 41 68%12%
  • 149%
  • (112,000 / $75,000)
  • 375%
  • (417,000 / $111,000)
8Bank Of America 38 84%5%
  • 269%
  • (202,000 / $75,000)
  • 354%
  • (280,000 / $79,000)
9Us Bk Na Nd 31 74%9%
  • 120%
  • (94,000 / $78,000)
  • 174%
  • (115,000 / $66,000)
10Tcf National Bank 31 38%22%
  • 269%
  • (248,000 / $92,000)
  • 490%
  • (294,000 / $60,000)
11The Business Bank 28 96%3%
  • 311%
  • (218,000 / $70,000)
  • 126%
  • (137,000 / $108,000)
12Security State Bank Of Marine 28 85%14%
  • 137%
  • (70,000 / $51,000)
  • 296%
  • (350,000 / $118,000)
13Affinity Plus Federal Credit U 26 76%0%
  • 178%
  • (340,000 / $190,000)
0
14Us Bank North Dakota 24 54%37%
  • 94%
  • (106,000 / $112,000)
  • 260%
  • (130,000 / $50,000)
15Wells Fargo Funding 23 100%0%
  • 248%
  • (87,000 / $35,000)
0
16First State Bank And Trust 23 69%4%
  • 235%
  • (400,000 / $170,000)
  • 406%
  • (415,000 / $102,000)
17Citibank 20 75%10%
  • 293%
  • (335,000 / $114,000)
  • 102%
  • (50,000 / $49,000)
18Phh Home Loans 19 89%5%
  • 251%
  • (413,000 / $164,000)
  • 313%
  • (295,000 / $94,000)
19Countrywide Home Loans 19 84%0%
  • 242%
  • (484,000 / $200,000)
0
20C.U. Mortgage Services, 18 61%0%
  • 196%
  • (167,000 / $85,000)
0

Marine On St. Croix, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,761
  2. Loan Applications Denied: 231
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 1,221
  5. % of Loan Applications Originated 69

Marine On St. Croix, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral22
Debt-to-income ratio15
Credit history8
Credit application incomplete4
Unverifiable information3

Marine On St. Croix, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000185 6611
$100,000 - $300,000860 739
$300,000 - $500,000596 6715
$500,000 - $1,000,000105 4529
$1,000,000 - $1,500,00010 1050
$1,500,000 - $2,000,0005 200

Marine On St. Croix, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000808 6813
$100,000 - $300,000864 7011
$300,000 - $500,00070 5524
$500,000 - $1,000,00018 5516
$1,000,000 - $1,500,0001 00

Loan to Income Ratios Research for Mortgage in Marine On St. Croix, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%5268 15
30 - 60%7068 12
60 - 100%11769 15
100 - 200%42374 7
200 - 300%45370 10
300 - 400%32970 12
> 400%31757 24

Marine On St. Croix, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,668 6913
Not Owner-Occupied As A Principal Dwelling90 7115
Not Applicable1 1000

Home Owner Property Type Statistics in Marine On St. Croix, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,721 6813
One To Four-Family39 872
Manufactured Housing1 0100
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