Top Marble, MN Mortgage Lenders

RankMarble Mortgage LenderMarble Home Loans ProcessedMarble Home Loans ApprovedMarble Home Loans DeniedMarble Mortgage Median Loan to Income Ratio (LTR) for Approved LoansMarble Mortgage Median LTR for Denied Loans
1Affinity Plus Federal Credit U 364 63%9%
  • 115%
  • (60,000 Loan / $52,000 Income)
  • 222%
  • (20,000 Loan / $9,000 Income)
2Wells Fargo Bank 328 60%19%
  • 186%
  • (240,000 / $129,000)
  • 120%
  • (77,000 / $64,000)
3American Bank Of The North 141 78%17%
  • 130%
  • (95,000 / $73,000)
  • 155%
  • (92,000 / $59,000)
4Countrywide Bank Fsb 91 78%13%
  • 197%
  • (203,000 / $103,000)
  • 294%
  • (150,000 / $51,000)
5Jpmorgan Chase Bank 78 84%15%
  • 264%
  • (111,000 / $42,000)
  • 282%
  • (65,000 / $23,000)
6Citifinancial Services Inc 75 33%40%
  • 206%
  • (122,000 / $59,000)
  • 227%
  • (107,000 / $47,000)
7Citimortgage 63 79%6%
  • 228%
  • (137,000 / $60,000)
  • 417%
  • (121,000 / $29,000)
8Us Bank North Dakota 50 44%32%
  • 86%
  • (38,000 / $44,000)
  • 217%
  • (135,000 / $62,000)
9Us Bank 50 82%10%
  • 248%
  • (139,000 / $56,000)
  • 280%
  • (340,000 / $121,000)
10Beneficial Company Llc 50 8%76%
  • 183%
  • (183,000 / $100,000)
  • 203%
  • (61,000 / $30,000)
11Countrywide Home Loans 39 76%15%
  • 197%
  • (93,000 / $47,000)
  • 164%
  • (69,000 / $42,000)
12Mortgage Guaranty Insurance Co 34 70%8%
  • 269%
  • (140,000 / $52,000)
  • 200%
  • (200,000 / $100,000)
13Wells Fargo Fin'l Minnesota 32 9%31%
  • 299%
  • (299,000 / $100,000)
  • 155%
  • (163,000 / $105,000)
14Phh Mortgage Corporation 32 81%3%
  • 150%
  • (144,000 / $96,000)
  • 320%
  • (109,000 / $34,000)
15Freedom Mortgage Corp. 30 76%10%
  • 247%
  • (161,000 / $65,000)
  • 126%
  • (139,000 / $110,000)
16Northview Bank 28 57%21%
  • 160%
  • (136,000 / $85,000)
  • 190%
  • (116,000 / $61,000)
17Bank Of America 28 57%17%
  • 266%
  • (80,000 / $30,000)
  • 194%
  • (107,000 / $55,000)
18United Guaranty Corporation 25 84%0%
  • 225%
  • (158,000 / $70,000)
0
19Agstar Financial Services 25 56%4%
  • 211%
  • (131,000 / $62,000)
  • 101%
  • (140,000 / $138,000)
20Embrace Home Loans, 22 13%45%
  • 350%
  • (196,000 / $56,000)
  • 253%
  • (170,000 / $67,000)

Marble, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,330
  2. Loan Applications Denied: 422
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 1,435
  5. % of Loan Applications Originated 61

Marble, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history15
Collateral10
Debt-to-income ratio7
Credit application incomplete2
Unverifiable information1

Marble, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,213 5919
$100,000 - $300,0001,064 6216
$300,000 - $500,00051 5713
$500,000 - $1,000,0002 1000

Marble, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,025 5918
$100,000 - $300,000290 6812
$300,000 - $500,00010 800
$500,000 - $1,000,0003 6633
$1,500,000 - $2,000,0001 1000
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Marble, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%13068 16
30 - 60%18460 17
60 - 100%19862 20
100 - 200%77661 16
200 - 300%56761 15
300 - 400%32558 22
> 400%15050 27

Marble, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,136 6018
Not Owner-Occupied As A Principal Dwelling175 7610
Not Applicable8 5025

Home Owner Property Type Statistics in Marble, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,128 6018
One To Four-Family138 755
Manufactured Housing64 5423
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