Top Maplewood, MN Mortgage Lenders

RankMaplewood Mortgage LenderMaplewood Home Loans ProcessedMaplewood Home Loans ApprovedMaplewood Home Loans DeniedMaplewood Mortgage Median Loan to Income Ratio (LTR) for Approved LoansMaplewood Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 3,242 63%14%
  • 222%
  • (167,000 Loan / $75,000 Income)
  • 222%
  • (165,000 Loan / $74,000 Income)
2Us Bank 783 76%13%
  • 246%
  • (143,000 / $58,000)
  • 245%
  • (228,000 / $93,000)
3Jpmorgan Chase Bank 774 87%10%
  • 210%
  • (137,000 / $65,000)
  • 240%
  • (298,000 / $124,000)
4Citimortgage 637 80%7%
  • 250%
  • (401,000 / $160,000)
  • 251%
  • (78,000 / $31,000)
5Tcf National Bank 631 26%43%
  • 197%
  • (79,000 / $40,000)
  • 300%
  • (198,000 / $66,000)
6Countrywide Bank Fsb 613 74%12%
  • 231%
  • (218,000 / $94,000)
  • 311%
  • (140,000 / $45,000)
7Bank Of America 490 80%10%
  • 256%
  • (164,000 / $64,000)
  • 279%
  • (190,000 / $68,000)
8Affinity Plus Federal Credit U 484 61%2%
  • 129%
  • (120,000 / $93,000)
  • 313%
  • (116,000 / $37,000)
9Wells Fargo Funding 355 97%1%
  • 217%
  • (148,000 / $68,000)
  • 418%
  • (180,000 / $43,000)
10Citibank 349 75%11%
  • 156%
  • (72,000 / $46,000)
  • 116%
  • (97,000 / $83,000)
11Countrywide Home Loans 346 79%13%
  • 271%
  • (163,000 / $60,000)
  • 214%
  • (144,000 / $67,000)
12Phh Home Loans 315 85%2%
  • 282%
  • (82,000 / $29,000)
  • 294%
  • (221,000 / $75,000)
13Mortgage Guaranty Insurance Co 310 70%8%
  • 312%
  • (284,000 / $91,000)
  • 304%
  • (228,000 / $75,000)
14St. Paul Postal Employees Cu 291 75%16%
  • 169%
  • (163,000 / $96,000)
  • 188%
  • (245,000 / $130,000)
15Us Bk Na Nd 281 48%41%
  • 129%
  • (92,000 / $71,000)
  • 197%
  • (148,000 / $75,000)
16Hiway Federal Credit Union 240 76%7%
  • 114%
  • (64,000 / $56,000)
  • 14%
  • (8,000 / $55,000)
17Us Bank North Dakota 231 34%42%
  • 127%
  • (89,000 / $70,000)
  • 170%
  • (128,000 / $75,000)
18C.U. Mortgage Services, 220 61%10%
  • 182%
  • (128,000 / $70,000)
  • 350%
  • (112,000 / $32,000)
19Bell America Mortgage Llc Dba 207 73%2%
  • 306%
  • (900,000 / $294,000)
  • 359%
  • (115,000 / $32,000)
20United Guaranty Corporation 203 76%3%
  • 267%
  • (235,000 / $88,000)
  • 352%
  • (264,000 / $75,000)

Maplewood, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 19,312
  2. Loan Applications Denied: 3,300
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 12,380
  5. % of Loan Applications Originated 64

Maplewood, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Debt-to-income ratio9
Credit history9
Credit application incomplete3
Unverifiable information2

Maplewood, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0004,466 6020
$100,000 - $300,00013,774 6515
$300,000 - $500,0001,008 5421
$500,000 - $1,000,00062 3335
$1,000,000 - $1,500,0001 0100
$1,500,000 - $2,000,0001 1000

Maplewood, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00015,254 6317
$100,000 - $300,0003,890 6414
$300,000 - $500,000126 5121
$500,000 - $1,000,00034 3132
$1,000,000 - $1,500,0004 250
$1,500,000 - $2,000,0002 050
> $2,000,0002 1000

Loan to Income Ratios Research for Mortgage in Maplewood, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%77756 26
30 - 60%1,10857 22
60 - 100%1,37964 17
100 - 200%4,32966 13
200 - 300%5,47966 14
300 - 400%3,73865 16
> 400%2,50252 26

Maplewood, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling18,476 6416
Not Owner-Occupied As A Principal Dwelling770 5823
Not Applicable10 6020

Home Owner Property Type Statistics in Maplewood, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)17,801 6317
One To Four-Family1,230 764
Manufactured Housing281 2550
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