Top Maple Lake, MN Mortgage Lenders

RankMaple Lake Mortgage LenderMaple Lake Home Loans ProcessedMaple Lake Home Loans ApprovedMaple Lake Home Loans DeniedMaple Lake Mortgage Median Loan to Income Ratio (LTR) for Approved LoansMaple Lake Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 689 70%14%
  • 205%
  • (154,000 Loan / $75,000 Income)
  • 247%
  • (171,000 Loan / $69,000 Income)
2Kleinbank 222 70%13%
  • 243%
  • (146,000 / $60,000)
  • 295%
  • (328,000 / $111,000)
3Us Bank 154 75%14%
  • 254%
  • (232,000 / $91,000)
  • 296%
  • (237,000 / $80,000)
4Jpmorgan Chase Bank 137 83%13%
  • 259%
  • (259,000 / $100,000)
  • 276%
  • (152,000 / $55,000)
5Citimortgage 107 68%13%
  • 235%
  • (226,000 / $96,000)
  • 226%
  • (261,000 / $115,000)
6Wells Fargo Funding 89 96%3%
  • 275%
  • (259,000 / $94,000)
  • 246%
  • (352,000 / $143,000)
7Countrywide Bank Fsb 89 67%23%
  • 236%
  • (417,000 / $176,000)
  • 247%
  • (84,000 / $34,000)
8Bank Of America 84 76%13%
  • 283%
  • (312,000 / $110,000)
  • 159%
  • (1,000,000 / $627,000)
9Citibank 65 69%13%
  • 188%
  • (185,000 / $98,000)
  • 137%
  • (140,000 / $102,000)
10Phh Home Loans 63 55%14%
  • 237%
  • (69,000 / $29,000)
  • 236%
  • (293,000 / $124,000)
11First National Bank Of Elk Riv 62 77%12%
  • 181%
  • (89,000 / $49,000)
  • 263%
  • (250,000 / $95,000)
12Countrywide Home Loans 56 83%8%
  • 225%
  • (124,000 / $55,000)
  • 296%
  • (196,000 / $66,000)
13Mortgage Guaranty Insurance Co 54 66%12%
  • 309%
  • (136,000 / $44,000)
  • 249%
  • (417,000 / $167,000)
14Liberty Savings Bank Fsb 46 80%13%
  • 209%
  • (151,000 / $72,000)
  • 276%
  • (130,000 / $47,000)
15Merchants Bank 38 94%5%
  • 234%
  • (75,000 / $32,000)
  • 551%
  • (320,000 / $58,000)
16Republic Mortgage Insurance Co 36 47%8%
  • 301%
  • (205,000 / $68,000)
  • 236%
  • (417,000 / $176,000)
17Bell America Mortgage Llc Dba 35 60%0%
  • 297%
  • (113,000 / $38,000)
0
18The Business Bank 32 87%6%
  • 238%
  • (119,000 / $50,000)
  • 351%
  • (197,000 / $56,000)
19Radian Guaranty 31 90%0%
  • 257%
  • (180,000 / $70,000)
0
20Quicken Loans 31 67%29%
  • 295%
  • (195,000 / $66,000)
  • 345%
  • (276,000 / $80,000)

Maple Lake, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,653
  2. Loan Applications Denied: 638
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 2,350
  5. % of Loan Applications Originated 64

Maple Lake, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Debt-to-income ratio9
Credit history7
Credit application incomplete5
Unverifiable information2

Maple Lake, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000649 6715
$100,000 - $300,0002,521 6316
$300,000 - $500,000410 6119
$500,000 - $1,000,00064 3048
$1,000,000 - $1,500,0005 4020
$1,500,000 - $2,000,0004 500

Maple Lake, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,522 6417
$100,000 - $300,0001,047 6516
$300,000 - $500,00051 4533
$500,000 - $1,000,00027 6611
$1,000,000 - $1,500,0001 00
$1,500,000 - $2,000,0001 1000
> $2,000,0004 750

Loan to Income Ratios Research for Mortgage in Maple Lake, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%12762 22
30 - 60%18662 15
60 - 100%22869 16
100 - 200%87968 13
200 - 300%1,01766 17
300 - 400%66763 15
> 400%54951 26

Maple Lake, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,365 6417
Not Owner-Occupied As A Principal Dwelling265 6316

Home Owner Property Type Statistics in Maple Lake, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,438 6418
One To Four-Family211 647
Manufactured Housing4 2550
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