Top Maine Prairie, MN Mortgage Lenders

RankMaine Prairie Mortgage LenderMaine Prairie Home Loans ProcessedMaine Prairie Home Loans ApprovedMaine Prairie Home Loans DeniedMaine Prairie Mortgage Median Loan to Income Ratio (LTR) for Approved LoansMaine Prairie Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 964 72%11%
  • 196%
  • (153,000 Loan / $78,000 Income)
  • 226%
  • (77,000 Loan / $34,000 Income)
2Liberty Savings Bank Fsb 653 92%3%
  • 230%
  • (175,000 / $76,000)
  • 231%
  • (250,000 / $108,000)
3Us Bank 302 84%10%
  • 216%
  • (199,000 / $92,000)
  • 309%
  • (170,000 / $55,000)
4Phh Mortgage Corporation 284 89%1%
  • 229%
  • (163,000 / $71,000)
  • 397%
  • (163,000 / $41,000)
5Jpmorgan Chase Bank 277 85%12%
  • 252%
  • (225,000 / $89,000)
  • 256%
  • (149,000 / $58,000)
6Bremer Bank Na (St Cloud) 262 90%1%
  • 206%
  • (136,000 / $66,000)
  • 42%
  • (55,000 / $130,000)
7First Natl Bank Of Cold Spring 163 80%8%
  • 197%
  • (156,000 / $79,000)
  • 312%
  • (100,000 / $32,000)
8Bank Of America 160 78%11%
  • 263%
  • (298,000 / $113,000)
  • 298%
  • (278,000 / $93,000)
9State Bank Of Kimball 153 73%10%
  • 111%
  • (135,000 / $121,000)
  • 239%
  • (213,000 / $89,000)
10Citimortgage 122 77%7%
  • 232%
  • (128,000 / $55,000)
  • 412%
  • (194,000 / $47,000)
11Affinity Plus Federal Credit U 118 66%2%
  • 150%
  • (250,000 / $166,000)
  • 320%
  • (157,000 / $49,000)
12Mortgage Guaranty Insurance Co 102 81%7%
  • 253%
  • (226,000 / $89,000)
  • 224%
  • (157,000 / $70,000)
13Tcf National Bank 95 14%47%
  • 305%
  • (296,000 / $97,000)
  • 341%
  • (140,000 / $41,000)
14Central Mn Cu 89 58%13%
  • 213%
  • (124,000 / $58,000)
  • 193%
  • (147,000 / $76,000)
15Annandale State Bank 83 74%13%
  • 200%
  • (70,000 / $35,000)
  • 168%
  • (185,000 / $110,000)
16Bankvista 81 93%2%
  • 192%
  • (177,000 / $92,000)
  • 422%
  • (169,000 / $40,000)
17Wells Fargo Funding 80 97%1%
  • 206%
  • (417,000 / $202,000)
  • 170%
  • (111,000 / $65,000)
18Great River Federal Cu 75 50%22%
  • 56%
  • (30,000 / $53,000)
  • 236%
  • (222,000 / $94,000)
19Countrywide Bank Fsb 72 75%12%
  • 215%
  • (220,000 / $102,000)
  • 355%
  • (370,000 / $104,000)
20Us Bk Na Nd 70 52%31%
  • 126%
  • (82,000 / $65,000)
  • 161%
  • (116,000 / $72,000)

Maine Prairie, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 6,507
  2. Loan Applications Denied: 845
  3. % of Loan Applications Denied: 12
  4. # of Loan Originations: 4,712
  5. % of Loan Applications Originated 72

Maine Prairie, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Debt-to-income ratio12
Credit history9
Unverifiable information2
Credit application incomplete2

Maine Prairie, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,467 7114
$100,000 - $300,0004,476 7212
$300,000 - $500,000510 7015
$500,000 - $1,000,00050 6212
$1,000,000 - $1,500,0004 2575

Maine Prairie, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0004,891 6914
$100,000 - $300,0001,484 779
$300,000 - $500,00082 7312
$500,000 - $1,000,00045 836
$1,000,000 - $1,500,0003 330
$1,500,000 - $2,000,0001 1000
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Maine Prairie, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%19468 17
30 - 60%29277 12
60 - 100%53373 9
100 - 200%1,69977 10
200 - 300%1,88374 9
300 - 400%1,10468 15
> 400%80257 25

Maine Prairie, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling6,137 7213
Not Owner-Occupied As A Principal Dwelling357 7510
Not Applicable3 6633

Home Owner Property Type Statistics in Maine Prairie, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)6,196 7213
One To Four-Family255 805
Manufactured Housing56 4133
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