Top Lowville, MN Mortgage Lenders

RankLowville Mortgage LenderLowville Home Loans ProcessedLowville Home Loans ApprovedLowville Home Loans DeniedLowville Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLowville Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 86 69%13%
  • 187%
  • (159,000 Loan / $85,000 Income)
  • 191%
  • (311,000 Loan / $162,000 Income)
2Agstar Financial Services 54 53%11%
  • 122%
  • (138,000 / $113,000)
  • 242%
  • (170,000 / $70,000)
3Jpmorgan Chase Bank 35 80%17%
  • 214%
  • (122,000 / $57,000)
  • 172%
  • (81,000 / $47,000)
4Us Bank 19 57%15%
  • 200%
  • (100,000 / $50,000)
  • 164%
  • (250,000 / $152,000)
5Genworth Mortgage Insurance Co 19 52%0%
  • 184%
  • (157,000 / $85,000)
0
6First National Bank 19 73%10%
  • 75%
  • (30,000 / $40,000)
  • 61%
  • (13,000 / $21,000)
7Citimortgage 19 73%5%
  • 150%
  • (63,000 / $42,000)
  • 282%
  • (65,000 / $23,000)
8Citibank 16 62%6%
  • 153%
  • (75,000 / $49,000)
  • 82%
  • (28,000 / $34,000)
9Bank Of America 16 81%18%
  • 121%
  • (91,000 / $75,000)
  • 131%
  • (135,000 / $103,000)
10Countrywide Bank Fsb 15 60%26%
  • 112%
  • (70,000 / $62,000)
  • 233%
  • (126,000 / $54,000)
11Guaranteed Rate Inc 14 85%0%
  • 177%
  • (126,000 / $71,000)
0
12Phh Mortgage Corporation 13 46%0%
  • 230%
  • (129,000 / $56,000)
0
13Mortgage Guaranty Insurance Co 13 84%0%
  • 197%
  • (162,000 / $82,000)
0
14Minnwest Mortgage Corporation 12 33%25%
  • 188%
  • (130,000 / $69,000)
  • 276%
  • (199,000 / $72,000)
15Embrace Home Loans, 12 0%58% 0
  • 142%
  • (54,000 / $38,000)
16United Guaranty Corporation 10 70%0%
  • 162%
  • (251,000 / $154,000)
0
17Quicken Loans 10 60%30%
  • 183%
  • (108,000 / $59,000)
  • 113%
  • (168,000 / $148,000)
18Home Federal Bank 10 50%40%
  • 47%
  • (58,000 / $123,000)
  • 269%
  • (267,000 / $99,000)
19Wells Fargo Fin'l Minnesota 9 22%55%
  • 216%
  • (214,000 / $99,000)
  • 145%
  • (90,000 / $62,000)
20United Prairie Bank 9 33%33%
  • 32%
  • (26,000 / $81,000)
  • 303%
  • (85,000 / $28,000)

Lowville, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 657
  2. Loan Applications Denied: 127
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 397
  5. % of Loan Applications Originated 60

Lowville, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Credit history8
Debt-to-income ratio6
Unverifiable information2
Credit application incomplete1

Lowville, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000331 5722
$100,000 - $300,000298 6116
$300,000 - $500,00027 6211
$500,000 - $1,000,0001 1000

Lowville, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000529 5720
$100,000 - $300,000110 6715
$300,000 - $500,0009 770
$500,000 - $1,000,0008 1000
$1,500,000 - $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Lowville, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2777 14
30 - 60%4452 22
60 - 100%8964 22
100 - 200%23961 17
200 - 300%15057 20
300 - 400%6858 16
> 400%4049 22

Lowville, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling589 6019
Not Owner-Occupied As A Principal Dwelling65 6321

Home Owner Property Type Statistics in Lowville, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)589 5921
One To Four-Family58 750
Manufactured Housing10 4030
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