Top Longville, MN Mortgage Lenders

RankLongville Mortgage LenderLongville Home Loans ProcessedLongville Home Loans ApprovedLongville Home Loans DeniedLongville Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLongville Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 3,751 68%14%
  • 182%
  • (133,000 Loan / $73,000 Income)
  • 162%
  • (145,000 Loan / $89,000 Income)
2Jpmorgan Chase Bank 804 86%12%
  • 248%
  • (184,000 / $74,000)
  • 230%
  • (157,000 / $68,000)
3Us Bank 548 77%11%
  • 191%
  • (90,000 / $47,000)
  • 213%
  • (130,000 / $61,000)
4Countrywide Bank Fsb 428 73%14%
  • 187%
  • (417,000 / $222,000)
  • 227%
  • (141,000 / $62,000)
5Citimortgage 414 82%7%
  • 212%
  • (138,000 / $65,000)
  • 265%
  • (77,000 / $29,000)
6Mortgage Guaranty Insurance Co 360 78%6%
  • 220%
  • (75,000 / $34,000)
  • 243%
  • (207,000 / $85,000)
7Bank Of America 313 76%13%
  • 198%
  • (119,000 / $60,000)
  • 245%
  • (147,000 / $60,000)
8Frandsen Bank & Trust 304 95%2%
  • 157%
  • (90,000 / $57,000)
  • 285%
  • (80,000 / $28,000)
9Citizens Bank Minnesota 271 97%1%
  • 146%
  • (79,000 / $54,000)
  • 205%
  • (107,000 / $52,000)
10Genworth Mortgage Insurance Co 266 58%2%
  • 222%
  • (160,000 / $72,000)
  • 215%
  • (71,000 / $33,000)
11Countrywide Home Loans 252 82%11%
  • 202%
  • (146,000 / $72,000)
  • 212%
  • (85,000 / $40,000)
12Home Federal Savings Bank 224 59%10%
  • 175%
  • (140,000 / $80,000)
  • 103%
  • (60,000 / $58,000)
13Beneficial Company Llc 222 4%81%
  • 161%
  • (50,000 / $31,000)
  • 200%
  • (70,000 / $35,000)
14Embrace Home Loans, 221 8%45%
  • 189%
  • (131,000 / $69,000)
  • 194%
  • (70,000 / $36,000)
15Wells Fargo Fin'l Minnesota 201 19%47%
  • 241%
  • (133,000 / $55,000)
  • 204%
  • (133,000 / $65,000)
16Bank Of The West 199 79%15%
  • 175%
  • (133,000 / $76,000)
  • 189%
  • (106,000 / $56,000)
17State Bank & Trust 195 71%14%
  • 106%
  • (106,000 / $100,000)
  • 166%
  • (35,000 / $21,000)
18Wells Fargo Funding 193 97%0%
  • 152%
  • (191,000 / $125,000)
  • 463%
  • (417,000 / $90,000)
19Affinity Plus Federal Credit U 183 73%2%
  • 104%
  • (160,000 / $153,000)
  • 172%
  • (138,000 / $80,000)
20Agstar Financial Services 175 64%9%
  • 157%
  • (96,000 / $61,000)
  • 277%
  • (147,000 / $53,000)

Longville, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 17,151
  2. Loan Applications Denied: 2,794
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 11,569
  5. % of Loan Applications Originated 67

Longville, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Credit history9
Debt-to-income ratio8
Credit application incomplete2
Unverifiable information1

Longville, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0006,954 6319
$100,000 - $300,0009,412 6914
$300,000 - $500,000728 6815
$500,000 - $1,000,00050 6822
$1,000,000 - $1,500,0005 6020
$1,500,000 - $2,000,0002 500

Longville, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00013,433 6417
$100,000 - $300,0003,418 7411
$300,000 - $500,000223 807
$500,000 - $1,000,00063 687
$1,000,000 - $1,500,0008 6225
$1,500,000 - $2,000,0004 1000
> $2,000,0002 1000

Loan to Income Ratios Research for Mortgage in Longville, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%82663 19
30 - 60%1,14765 17
60 - 100%1,66170 16
100 - 200%5,59469 13
200 - 300%4,54869 14
300 - 400%2,15862 19
> 400%1,21751 25

Longville, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling14,825 6517
Not Owner-Occupied As A Principal Dwelling2,209 7711
Not Applicable26 5026

Home Owner Property Type Statistics in Longville, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)15,699 6716
One To Four-Family1,164 764
Manufactured Housing288 5529
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