Top Little Rock, MN Mortgage Lenders

RankLittle Rock Mortgage LenderLittle Rock Home Loans ProcessedLittle Rock Home Loans ApprovedLittle Rock Home Loans DeniedLittle Rock Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLittle Rock Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 478 56%21%
  • 194%
  • (76,000 Loan / $39,000 Income)
  • 186%
  • (181,000 Loan / $97,000 Income)
2Us Bank 163 84%7%
  • 242%
  • (250,000 / $103,000)
  • 291%
  • (373,000 / $128,000)
3Countrywide Bank Fsb 156 69%20%
  • 229%
  • (193,000 / $84,000)
  • 266%
  • (384,000 / $144,000)
4State Bank & Trust 133 73%9%
  • 107%
  • (82,000 / $76,000)
  • 210%
  • (168,000 / $80,000)
5Jpmorgan Chase Bank 128 81%15%
  • 256%
  • (95,000 / $37,000)
  • 270%
  • (184,000 / $68,000)
6Citimortgage 126 81%10%
  • 177%
  • (80,000 / $45,000)
  • 178%
  • (175,000 / $98,000)
7Affinity Plus Federal Credit U 80 53%10%
  • 164%
  • (164,000 / $100,000)
  • 153%
  • (198,000 / $129,000)
8Countrywide Home Loans 79 79%15%
  • 211%
  • (146,000 / $69,000)
  • 270%
  • (100,000 / $37,000)
9Mortgage Guaranty Insurance Co 60 60%5%
  • 268%
  • (188,000 / $70,000)
  • 105%
  • (57,000 / $54,000)
10Bank Of America 59 54%27%
  • 280%
  • (199,000 / $71,000)
  • 235%
  • (302,000 / $128,000)
11Bremer Bank Na (Fargo) 58 77%6%
  • 132%
  • (110,000 / $83,000)
  • 46%
  • (24,000 / $52,000)
12Beneficial Company Llc 51 3%90%
  • 486%
  • (224,000 / $46,000)
  • 243%
  • (190,000 / $78,000)
13Rural American Bank 41 87%4%
  • 237%
  • (140,000 / $59,000)
  • 2500%
  • (50,000 / $2,000)
14Citibank 37 75%18%
  • 64%
  • (40,000 / $62,000)
  • 86%
  • (82,000 / $95,000)
15Citifinancial Services Inc 36 27%30%
  • 340%
  • (119,000 / $35,000)
  • 150%
  • (116,000 / $77,000)
16Wells Fargo Funding 32 96%0%
  • 273%
  • (224,000 / $82,000)
0
17Us Bank North Dakota 32 21%46%
  • 162%
  • (65,000 / $40,000)
  • 231%
  • (81,000 / $35,000)
18Genworth Mortgage Insurance Co 26 53%0%
  • 275%
  • (113,000 / $41,000)
0
19Bank Forward 26 80%11%
  • 177%
  • (167,000 / $94,000)
  • 211%
  • (250,000 / $118,000)
20Gmac Mortgage Llc 25 12%44%
  • 237%
  • (415,000 / $175,000)
  • 286%
  • (143,000 / $50,000)

Little Rock, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,973
  2. Loan Applications Denied: 581
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 1,823
  5. % of Loan Applications Originated 61

Little Rock, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Credit history11
Debt-to-income ratio9
Credit application incomplete3
Unverifiable information1

Little Rock, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000959 5723
$100,000 - $300,0001,743 6218
$300,000 - $500,000246 6613
$500,000 - $1,000,00024 2541
$1,000,000 - $1,500,0001 1000

Little Rock, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,235 5821
$100,000 - $300,000660 6814
$300,000 - $500,00054 777
$500,000 - $1,000,00017 5717
$1,000,000 - $1,500,0002 1000
> $2,000,0005 400

Loan to Income Ratios Research for Mortgage in Little Rock, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%13253 26
30 - 60%19661 22
60 - 100%27266 16
100 - 200%75368 15
200 - 300%81759 18
300 - 400%45960 16
> 400%34444 30

Little Rock, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,366 5821
Not Owner-Occupied As A Principal Dwelling577 7112
Not Applicable3 330

Home Owner Property Type Statistics in Little Rock, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,627 6119
Manufactured Housing180 4830
One To Four-Family166 682
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