Top Little Canada, MN Mortgage Lenders

RankLittle Canada Mortgage LenderLittle Canada Home Loans ProcessedLittle Canada Home Loans ApprovedLittle Canada Home Loans DeniedLittle Canada Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLittle Canada Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 978 68%12%
  • 204%
  • (266,000 Loan / $130,000 Income)
  • 233%
  • (70,000 Loan / $30,000 Income)
2Us Bank 276 79%9%
  • 222%
  • (298,000 / $134,000)
  • 197%
  • (160,000 / $81,000)
3Jpmorgan Chase Bank 255 87%10%
  • 228%
  • (87,000 / $38,000)
  • 274%
  • (228,000 / $83,000)
4Citimortgage 210 80%8%
  • 220%
  • (194,000 / $88,000)
  • 251%
  • (282,000 / $112,000)
5Affinity Plus Federal Credit U 204 67%2%
  • 125%
  • (69,000 / $55,000)
  • 148%
  • (122,000 / $82,000)
6Tcf National Bank 184 21%42%
  • 246%
  • (133,000 / $54,000)
  • 232%
  • (165,000 / $71,000)
7Bank Of America 156 76%10%
  • 251%
  • (166,000 / $66,000)
  • 276%
  • (119,000 / $43,000)
8Countrywide Bank Fsb 139 73%17%
  • 250%
  • (500,000 / $200,000)
  • 270%
  • (336,000 / $124,000)
9Phh Home Loans 115 80%6%
  • 264%
  • (185,000 / $70,000)
  • 247%
  • (408,000 / $165,000)
10Citibank 110 78%7%
  • 173%
  • (142,000 / $82,000)
  • 116%
  • (97,000 / $83,000)
11Wells Fargo Funding 100 96%3%
  • 222%
  • (187,000 / $84,000)
  • 418%
  • (180,000 / $43,000)
12Us Bk Na Nd 91 52%40%
  • 104%
  • (75,000 / $72,000)
  • 180%
  • (94,000 / $52,000)
13Mortgage Guaranty Insurance Co 83 74%1%
  • 300%
  • (111,000 / $37,000)
  • 310%
  • (155,000 / $50,000)
14Hiway Federal Credit Union 77 79%6%
  • 122%
  • (59,000 / $48,000)
  • 131%
  • (141,000 / $107,000)
15Us Bank North Dakota 76 32%50%
  • 90%
  • (80,000 / $88,000)
  • 117%
  • (41,000 / $35,000)
16Countrywide Home Loans 76 81%14%
  • 279%
  • (307,000 / $110,000)
  • 282%
  • (164,000 / $58,000)
17United Guaranty Corporation 70 65%8%
  • 248%
  • (216,000 / $87,000)
  • 352%
  • (264,000 / $75,000)
18Provident Funding Associates 70 70%15%
  • 256%
  • (308,000 / $120,000)
  • 320%
  • (260,000 / $81,000)
19Bremer Bank Na (Twin Cities) 70 67%10%
  • 122%
  • (286,000 / $234,000)
  • 64%
  • (47,000 / $73,000)
20Bell America Mortgage Llc Dba 63 77%4%
  • 305%
  • (205,000 / $67,000)
  • 358%
  • (348,000 / $97,000)

Little Canada, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 5,825
  2. Loan Applications Denied: 899
  3. % of Loan Applications Denied: 15
  4. # of Loan Originations: 3,820
  5. % of Loan Applications Originated 65

Little Canada, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Debt-to-income ratio10
Credit history9
Credit application incomplete3
Unverifiable information2

Little Canada, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,442 6020
$100,000 - $300,0003,736 6713
$300,000 - $500,000598 6015
$500,000 - $1,000,00047 4429
$1,000,000 - $1,500,0001 0100
$1,500,000 - $2,000,0001 1000

Little Canada, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0004,138 6416
$100,000 - $300,0001,610 6712
$300,000 - $500,00061 539
$500,000 - $1,000,00012 5041
$1,000,000 - $1,500,0002 500
$1,500,000 - $2,000,0001 1000
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Little Canada, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%18957 24
30 - 60%32359 23
60 - 100%45262 17
100 - 200%1,53568 10
200 - 300%1,61168 12
300 - 400%1,00265 15
> 400%71353 23

Little Canada, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling5,612 6515
Not Owner-Occupied As A Principal Dwelling198 6418
Not Applicable5 6040

Home Owner Property Type Statistics in Little Canada, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)5,352 6615
One To Four-Family346 734
Manufactured Housing127 2250
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