Top Lino Lakes, MN Mortgage Lenders

RankLino Lakes Mortgage LenderLino Lakes Home Loans ProcessedLino Lakes Home Loans ApprovedLino Lakes Home Loans DeniedLino Lakes Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLino Lakes Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 2,505 67%13%
  • 216%
  • (121,000 Loan / $56,000 Income)
  • 230%
  • (261,000 Loan / $113,000 Income)
2Us Bank 768 85%7%
  • 232%
  • (144,000 / $62,000)
  • 321%
  • (734,000 / $228,000)
3Jpmorgan Chase Bank 632 87%9%
  • 220%
  • (260,000 / $118,000)
  • 204%
  • (272,000 / $133,000)
4Citimortgage 574 84%6%
  • 242%
  • (247,000 / $102,000)
  • 298%
  • (319,000 / $107,000)
5Countrywide Bank Fsb 425 74%15%
  • 237%
  • (320,000 / $135,000)
  • 293%
  • (373,000 / $127,000)
6Citibank 314 76%9%
  • 135%
  • (189,000 / $140,000)
  • 104%
  • (52,000 / $50,000)
7Tcf National Bank 307 31%39%
  • 251%
  • (118,000 / $47,000)
  • 297%
  • (125,000 / $42,000)
8Wells Fargo Funding 296 98%0%
  • 225%
  • (180,000 / $80,000)
  • 365%
  • (417,000 / $114,000)
9Bank Of America 296 81%11%
  • 246%
  • (320,000 / $130,000)
  • 267%
  • (417,000 / $156,000)
10Affinity Plus Federal Credit U 238 66%2%
  • 117%
  • (184,000 / $156,000)
  • 237%
  • (340,000 / $143,000)
11Countrywide Home Loans 212 83%10%
  • 250%
  • (160,000 / $64,000)
  • 259%
  • (161,000 / $62,000)
12Phh Home Loans 211 84%2%
  • 250%
  • (125,000 / $50,000)
  • 252%
  • (159,000 / $63,000)
13Bell America Mortgage Llc Dba 204 69%1%
  • 291%
  • (172,000 / $59,000)
  • 282%
  • (195,000 / $69,000)
14The Business Bank 181 95%2%
  • 251%
  • (118,000 / $47,000)
  • 336%
  • (175,000 / $52,000)
15Mortgage Guaranty Insurance Co 176 70%9%
  • 281%
  • (183,000 / $65,000)
  • 245%
  • (307,000 / $125,000)
16Provident Funding Associates 175 74%13%
  • 228%
  • (240,000 / $105,000)
  • 242%
  • (328,000 / $135,000)
17C.U. Mortgage Services, 169 62%11%
  • 232%
  • (142,000 / $61,000)
  • 316%
  • (225,000 / $71,000)
18Us Bank North Dakota 157 39%37%
  • 100%
  • (130,000 / $129,000)
  • 189%
  • (189,000 / $100,000)
19Us Bk Na Nd 151 56%27%
  • 115%
  • (89,000 / $77,000)
  • 177%
  • (176,000 / $99,000)
20United Guaranty Corporation 132 75%6%
  • 278%
  • (117,000 / $42,000)
  • 291%
  • (283,000 / $97,000)

Lino Lakes, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 13,920
  2. Loan Applications Denied: 1,870
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 9,686
  5. % of Loan Applications Originated 69

Lino Lakes, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Debt-to-income ratio8
Credit history5
Credit application incomplete3
Unverifiable information1

Lino Lakes, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,070 6217
$100,000 - $300,0009,252 7112
$300,000 - $500,0002,417 6713
$500,000 - $1,000,000179 4236
$1,000,000 - $1,500,0002 500

Lino Lakes, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0008,286 6715
$100,000 - $300,0005,446 7210
$300,000 - $500,000143 7012
$500,000 - $1,000,00036 5713
$1,000,000 - $1,500,0005 060
$1,500,000 - $2,000,0002 500
> $2,000,0002 500

Loan to Income Ratios Research for Mortgage in Lino Lakes, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%46462 17
30 - 60%67365 14
60 - 100%84366 13
100 - 200%3,32073 9
200 - 300%4,40072 11
300 - 400%2,57767 14
> 400%1,64356 22

Lino Lakes, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling13,488 6913
Not Owner-Occupied As A Principal Dwelling375 6017
Not Applicable7 2814

Home Owner Property Type Statistics in Lino Lakes, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)13,038 6913
One To Four-Family823 765
Manufactured Housing59 2261
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