Top Lilydale, MN Mortgage Lenders

RankLilydale Mortgage LenderLilydale Home Loans ProcessedLilydale Home Loans ApprovedLilydale Home Loans DeniedLilydale Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLilydale Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 749 71%9%
  • 185%
  • (417,000 Loan / $225,000 Income)
  • 202%
  • (190,000 Loan / $94,000 Income)
2Us Bank 218 75%9%
  • 200%
  • (281,000 / $140,000)
  • 253%
  • (400,000 / $158,000)
3Jpmorgan Chase Bank 178 89%10%
  • 224%
  • (413,000 / $184,000)
  • 205%
  • (404,000 / $197,000)
4Citimortgage 122 80%3%
  • 211%
  • (230,000 / $109,000)
  • 413%
  • (91,000 / $22,000)
5Affinity Plus Federal Credit U 97 63%3%
  • 160%
  • (80,000 / $50,000)
  • 107%
  • (120,000 / $112,000)
6Bank Of America 90 73%13%
  • 235%
  • (311,000 / $132,000)
  • 268%
  • (575,000 / $214,000)
7Wells Fargo Funding 81 98%1%
  • 254%
  • (356,000 / $140,000)
  • 56%
  • (100,000 / $178,000)
8The Business Bank 68 97%1%
  • 267%
  • (233,000 / $87,000)
  • 480%
  • (101,000 / $21,000)
9Tcf National Bank 67 26%22%
  • 216%
  • (270,000 / $125,000)
  • 406%
  • (350,000 / $86,000)
10Countrywide Bank Fsb 57 85%10%
  • 202%
  • (380,000 / $188,000)
  • 285%
  • (340,000 / $119,000)
11Us Bk Na Nd 52 44%38%
  • 112%
  • (87,000 / $77,000)
  • 192%
  • (231,000 / $120,000)
12Provident Funding Associates 52 61%26%
  • 240%
  • (144,000 / $60,000)
  • 265%
  • (303,000 / $114,000)
13Citibank 51 70%11%
  • 111%
  • (316,000 / $283,000)
  • 72%
  • (35,000 / $48,000)
14Associated Bank 48 62%16%
  • 225%
  • (126,000 / $56,000)
  • 170%
  • (155,000 / $91,000)
15Ally Bank 47 80%8%
  • 218%
  • (372,000 / $170,000)
  • 316%
  • (209,000 / $66,000)
16Phh Home Loans 45 88%0%
  • 270%
  • (235,000 / $87,000)
0
17Marketplace Home Mortgage Llc 42 90%0%
  • 260%
  • (258,000 / $99,000)
0
18Lend Smart Mortgage 42 2%38%
  • 443%
  • (417,000 / $94,000)
  • 272%
  • (185,000 / $68,000)
19Bremer Bank Na (Twin Cities) 42 69%4%
  • 155%
  • (160,000 / $103,000)
  • 106%
  • (417,000 / $392,000)
20United Guaranty Corporation 40 82%10%
  • 254%
  • (371,000 / $146,000)
  • 310%
  • (341,000 / $110,000)

Lilydale, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,511
  2. Loan Applications Denied: 372
  3. % of Loan Applications Denied: 10
  4. # of Loan Originations: 2,512
  5. % of Loan Applications Originated 71

Lilydale, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Debt-to-income ratio11
Credit history5
Credit application incomplete5
Unverifiable information2

Lilydale, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000419 6213
$100,000 - $300,0002,037 739
$300,000 - $500,000952 7210
$500,000 - $1,000,00092 5528
$1,000,000 - $1,500,0008 500
$1,500,000 - $2,000,0001 00
> $2,000,0002 500

Lilydale, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,595 6612
$100,000 - $300,0001,692 749
$300,000 - $500,000167 6810
$500,000 - $1,000,00044 840
$1,000,000 - $1,500,0004 500
$1,500,000 - $2,000,0005 4020
> $2,000,0004 7525

Loan to Income Ratios Research for Mortgage in Lilydale, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%8671 11
30 - 60%19063 11
60 - 100%29972 10
100 - 200%1,11074 8
200 - 300%96474 8
300 - 400%49368 8
> 400%36956 24

Lilydale, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,408 7110
Not Owner-Occupied As A Principal Dwelling100 6813

Home Owner Property Type Statistics in Lilydale, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,394 7110
One To Four-Family115 805
Manufactured Housing2 0100
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