Top Leaf Valley, MN Mortgage Lenders

RankLeaf Valley Mortgage LenderLeaf Valley Home Loans ProcessedLeaf Valley Home Loans ApprovedLeaf Valley Home Loans DeniedLeaf Valley Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLeaf Valley Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 436 73%11%
  • 203%
  • (106,000 Loan / $52,000 Income)
  • 219%
  • (417,000 Loan / $190,000 Income)
2Jpmorgan Chase Bank 169 88%9%
  • 173%
  • (137,000 / $79,000)
  • 215%
  • (257,000 / $119,000)
3Citimortgage 115 93%2%
  • 227%
  • (150,000 / $66,000)
  • 382%
  • (268,000 / $70,000)
4Countrywide Bank Fsb 106 74%20%
  • 242%
  • (126,000 / $52,000)
  • 285%
  • (57,000 / $20,000)
5Us Bank 77 85%6%
  • 260%
  • (190,000 / $73,000)
  • 235%
  • (210,000 / $89,000)
6State Bank & Trust 77 71%7%
  • 120%
  • (36,000 / $30,000)
  • 170%
  • (136,000 / $80,000)
7Bank Of America 58 68%18%
  • 261%
  • (875,000 / $334,000)
  • 314%
  • (286,000 / $91,000)
8Countrywide Home Loans 53 81%11%
  • 220%
  • (264,000 / $120,000)
  • 291%
  • (280,000 / $96,000)
9Citibank 41 68%19%
  • 194%
  • (76,000 / $39,000)
  • 228%
  • (57,000 / $25,000)
10Beneficial Company Llc 32 9%68%
  • 321%
  • (148,000 / $46,000)
  • 352%
  • (176,000 / $50,000)
11Merchants Bank 28 82%14%
  • 188%
  • (162,000 / $86,000)
  • 159%
  • (245,000 / $154,000)
12Washington Mutual Bank 25 68%24%
  • 270%
  • (176,000 / $65,000)
  • 329%
  • (270,000 / $82,000)
13Gate City Bank 25 76%4%
  • 218%
  • (164,000 / $75,000)
  • 375%
  • (90,000 / $24,000)
14Mortgage Guaranty Insurance Co 23 91%4%
  • 241%
  • (140,000 / $58,000)
  • 263%
  • (174,000 / $66,000)
15Amerisave Mortgage Corporation 22 36%31%
  • 280%
  • (140,000 / $50,000)
  • 470%
  • (80,000 / $17,000)
16Affinity Plus Federal Credit U 22 72%9%
  • 130%
  • (153,000 / $117,000)
  • 1871%
  • (393,000 / $21,000)
17Pmi Mortgage Insurance Co. 21 61%9%
  • 212%
  • (310,000 / $146,000)
  • 441%
  • (181,000 / $41,000)
18Blackridge Bank 20 50%30%
  • 196%
  • (193,000 / $98,000)
  • 301%
  • (247,000 / $82,000)
19Us Bank North Dakota 19 36%36%
  • 115%
  • (67,000 / $58,000)
  • 182%
  • (190,000 / $104,000)
20Genworth Mortgage Insurance Co 19 57%0%
  • 336%
  • (185,000 / $55,000)
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Leaf Valley, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,079
  2. Loan Applications Denied: 301
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 1,493
  5. % of Loan Applications Originated 71

Leaf Valley, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Debt-to-income ratio10
Credit history6
Credit application incomplete3
Unverifiable information2

Leaf Valley, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000373 6616
$100,000 - $300,0001,391 7214
$300,000 - $500,000288 7311
$500,000 - $1,000,00026 6526
$1,000,000 - $1,500,0001 0100

Leaf Valley, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,335 6717
$100,000 - $300,000645 769
$300,000 - $500,00078 858
$500,000 - $1,000,00017 8711
$1,000,000 - $1,500,0004 1000

Loan to Income Ratios Research for Mortgage in Leaf Valley, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6267 17
30 - 60%7971 11
60 - 100%17878 8
100 - 200%59976 11
200 - 300%56571 15
300 - 400%33069 15
> 400%26656 23

Leaf Valley, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,528 6617
Not Owner-Occupied As A Principal Dwelling524 856
Not Applicable5 6020

Home Owner Property Type Statistics in Leaf Valley, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,930 7214
One To Four-Family114 763
Manufactured Housing35 4237
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