Top Le Sauk, MN Mortgage Lenders

RankLe Sauk Mortgage LenderLe Sauk Home Loans ProcessedLe Sauk Home Loans ApprovedLe Sauk Home Loans DeniedLe Sauk Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLe Sauk Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,618 70%10%
  • 199%
  • (199,000 Loan / $100,000 Income)
  • 198%
  • (234,000 Loan / $118,000 Income)
2Liberty Savings Bank Fsb 1,311 92%3%
  • 224%
  • (146,000 / $65,000)
  • 267%
  • (142,000 / $53,000)
3Bremer Bank Na (St Cloud) 523 86%1%
  • 207%
  • (112,000 / $54,000)
  • 88%
  • (22,000 / $25,000)
4Us Bank 402 83%8%
  • 216%
  • (234,000 / $108,000)
  • 300%
  • (126,000 / $42,000)
5Jpmorgan Chase Bank 373 90%8%
  • 221%
  • (175,000 / $79,000)
  • 175%
  • (112,000 / $64,000)
6Mortgage Guaranty Insurance Co 312 85%4%
  • 273%
  • (167,000 / $61,000)
  • 256%
  • (177,000 / $69,000)
7Bankvista 283 89%7%
  • 214%
  • (167,000 / $78,000)
  • 247%
  • (94,000 / $38,000)
8Citimortgage 260 83%4%
  • 227%
  • (230,000 / $101,000)
  • 289%
  • (200,000 / $69,000)
9Phh Mortgage Corporation 256 93%2%
  • 218%
  • (168,000 / $77,000)
  • 243%
  • (151,000 / $62,000)
10Affinity Plus Federal Credit U 215 68%2%
  • 125%
  • (60,000 / $48,000)
  • 321%
  • (132,000 / $41,000)
11Bank Of America 191 84%6%
  • 261%
  • (94,000 / $36,000)
  • 193%
  • (112,000 / $58,000)
12Countrywide Bank Fsb 161 70%19%
  • 251%
  • (297,000 / $118,000)
  • 280%
  • (140,000 / $50,000)
13Citibank 149 69%13%
  • 150%
  • (90,000 / $60,000)
  • 97%
  • (80,000 / $82,000)
14Wells Fargo Funding 140 100%0%
  • 197%
  • (146,000 / $74,000)
0
15Genworth Mortgage Insurance Co 131 81%3%
  • 279%
  • (162,000 / $58,000)
  • 206%
  • (238,000 / $115,000)
16Suntrust Mortgage 121 93%3%
  • 226%
  • (52,000 / $23,000)
  • 389%
  • (179,000 / $46,000)
17Great River Federal Cu 107 39%30%
  • 69%
  • (50,000 / $72,000)
  • 200%
  • (80,000 / $40,000)
18Us Bk Na Nd 106 64%20%
  • 107%
  • (133,000 / $124,000)
  • 166%
  • (178,000 / $107,000)
19Beneficial Company Llc 105 6%79%
  • 225%
  • (162,000 / $72,000)
  • 276%
  • (94,000 / $34,000)
20Stearns Bank Na 98 74%9%
  • 178%
  • (116,000 / $65,000)
  • 238%
  • (155,000 / $65,000)

Le Sauk, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 9,683
  2. Loan Applications Denied: 1,076
  3. % of Loan Applications Denied: 11
  4. # of Loan Originations: 7,295
  5. % of Loan Applications Originated 75

Le Sauk, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral8
Credit history7
Debt-to-income ratio6
Credit application incomplete2
Unverifiable information1

Le Sauk, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,031 7013
$100,000 - $300,0007,202 7610
$300,000 - $500,000432 7212
$500,000 - $1,000,00017 5229
$1,000,000 - $1,500,0001 1000

Le Sauk, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0007,521 7311
$100,000 - $300,0002,011 778
$300,000 - $500,000100 839
$500,000 - $1,000,00037 868
$1,000,000 - $1,500,0004 7525
$1,500,000 - $2,000,0004 5025
> $2,000,0006 660

Loan to Income Ratios Research for Mortgage in Le Sauk, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%32468 14
30 - 60%48765 19
60 - 100%72272 12
100 - 200%2,61577 8
200 - 300%3,00876 9
300 - 400%1,64474 10
> 400%88367 20

Le Sauk, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling9,397 7511
Not Owner-Occupied As A Principal Dwelling273 7313
Not Applicable2 1000

Home Owner Property Type Statistics in Le Sauk, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)8,878 7411
One To Four-Family759 823
Manufactured Housing46 3652
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