Top Lansing, MN Mortgage Lenders

RankLansing Mortgage LenderLansing Home Loans ProcessedLansing Home Loans ApprovedLansing Home Loans DeniedLansing Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLansing Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 880 74%11%
  • 184%
  • (190,000 Loan / $103,000 Income)
  • 177%
  • (194,000 Loan / $109,000 Income)
2Home Federal Savings Bank 136 71%13%
  • 151%
  • (62,000 / $41,000)
  • 266%
  • (205,000 / $77,000)
3Prime Lending 89 88%10%
  • 235%
  • (87,000 / $37,000)
  • 227%
  • (100,000 / $44,000)
4Us Bank 82 78%17%
  • 180%
  • (198,000 / $110,000)
  • 256%
  • (77,000 / $30,000)
5Citimortgage 77 71%10%
  • 217%
  • (87,000 / $40,000)
  • 339%
  • (417,000 / $123,000)
6United Guaranty Corporation 69 81%5%
  • 227%
  • (139,000 / $61,000)
  • 218%
  • (214,000 / $98,000)
7Jpmorgan Chase Bank 69 71%23%
  • 228%
  • (48,000 / $21,000)
  • 200%
  • (48,000 / $24,000)
8Bank Of America 61 68%19%
  • 194%
  • (70,000 / $36,000)
  • 341%
  • (140,000 / $41,000)
9Citibank 57 77%7%
  • 78%
  • (107,000 / $136,000)
  • 217%
  • (50,000 / $23,000)
10Us Bk Na Nd 53 56%39%
  • 115%
  • (67,000 / $58,000)
  • 154%
  • (127,000 / $82,000)
11Countrywide Bank Fsb 52 76%9%
  • 225%
  • (108,000 / $48,000)
  • 252%
  • (169,000 / $67,000)
12C.U. Mortgage Services, 52 76%3%
  • 166%
  • (133,000 / $80,000)
  • 225%
  • (117,000 / $52,000)
13Iowa Bankers Mortgage Corporat 49 91%6%
  • 186%
  • (170,000 / $91,000)
  • 115%
  • (75,000 / $65,000)
14Mortgage Guaranty Insurance Co 47 74%14%
  • 245%
  • (108,000 / $44,000)
  • 171%
  • (344,000 / $201,000)
15Genworth Mortgage Insurance Co 46 65%0%
  • 203%
  • (261,000 / $128,000)
0
16Wells Fargo Funding 45 100%0% 0 0
17Countrywide Home Loans 41 68%21%
  • 157%
  • (63,000 / $40,000)
  • 208%
  • (100,000 / $48,000)
18Cmg Mortgage Insurance Co. 41 90%2%
  • 214%
  • (118,000 / $55,000)
  • 232%
  • (137,000 / $59,000)
19Embrace Home Loans, 40 10%55%
  • 202%
  • (69,000 / $34,000)
  • 351%
  • (292,000 / $83,000)
20Consumer Loan Services Llc 40 72%10%
  • 314%
  • (66,000 / $21,000)
  • 261%
  • (102,000 / $39,000)

Lansing, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,954
  2. Loan Applications Denied: 505
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 2,010
  5. % of Loan Applications Originated 68

Lansing, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Credit history7
Debt-to-income ratio5
Credit application incomplete3
Unverifiable information1

Lansing, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,066 6321
$100,000 - $300,0001,770 7014
$300,000 - $500,000116 6316
$500,000 - $1,000,0002 500

Lansing, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,210 6518
$100,000 - $300,000692 7212
$300,000 - $500,00040 7210
$500,000 - $1,000,00011 2736
$1,000,000 - $1,500,0001 1000

Loan to Income Ratios Research for Mortgage in Lansing, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%10264 25
30 - 60%17260 20
60 - 100%28065 16
100 - 200%1,01372 14
200 - 300%83970 14
300 - 400%36564 20
> 400%18346 33

Lansing, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,846 6816
Not Owner-Occupied As A Principal Dwelling100 6024
Not Applicable2 500

Home Owner Property Type Statistics in Lansing, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,666 6718
One To Four-Family268 804
Manufactured Housing20 3050
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