Top Langor, MN Mortgage Lenders

RankLangor Mortgage LenderLangor Home Loans ProcessedLangor Home Loans ApprovedLangor Home Loans DeniedLangor Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLangor Mortgage Median LTR for Denied Loans
1Affinity Plus Federal Credit U 146 65%8%
  • 133%
  • (103,000 Loan / $77,000 Income)
  • 214%
  • (75,000 Loan / $35,000 Income)
2Wells Fargo Bank 138 44%22%
  • 192%
  • (50,000 / $26,000)
  • 230%
  • (76,000 / $33,000)
3Countrywide Bank Fsb 28 60%32%
  • 236%
  • (85,000 / $36,000)
  • 171%
  • (67,000 / $39,000)
4First Suburban National Bank 16 18%25%
  • 251%
  • (113,000 / $45,000)
  • 286%
  • (106,000 / $37,000)
5Jpmorgan Chase Bank 14 78%21%
  • 104%
  • (89,000 / $85,000)
  • 166%
  • (25,000 / $15,000)
6Freedom Mortgage Corp. 13 69%30%
  • 387%
  • (93,000 / $24,000)
  • 295%
  • (145,000 / $49,000)
7Countrywide Home Loans 13 69%23%
  • 258%
  • (80,000 / $31,000)
  • 221%
  • (124,000 / $56,000)
8Mortgage Guaranty Insurance Co 12 66%0%
  • 216%
  • (115,000 / $53,000)
0
9Citimortgage 12 58%16%
  • 295%
  • (207,000 / $70,000)
  • 723%
  • (188,000 / $26,000)
10Us Bank 11 54%36%
  • 153%
  • (100,000 / $65,000)
  • 300%
  • (201,000 / $67,000)
11Cmg Mortgage Insurance Co. 11 100%0%
  • 240%
  • (48,000 / $20,000)
0
12Beneficial Company Llc 9 0%88% 0
  • 254%
  • (94,000 / $37,000)
13Hfc Company Llc 8 25%50%
  • 79%
  • (113,000 / $143,000)
  • 146%
  • (60,000 / $41,000)
14First National Bank Of America 8 37%50%
  • 191%
  • (23,000 / $12,000)
  • 150%
  • (48,000 / $32,000)
15Bank Forward 8 37%25%
  • 300%
  • (180,000 / $60,000)
  • 243%
  • (178,000 / $73,000)
16Ultima Bank Minnesota 7 57%28%
  • 1000%
  • (350,000 / $35,000)
  • 897%
  • (305,000 / $34,000)
17Quicken Loans 7 14%57%
  • 346%
  • (201,000 / $58,000)
  • 487%
  • (161,000 / $33,000)
18Embrace Home Loans, 7 28%71%
  • 281%
  • (169,000 / $60,000)
  • 407%
  • (110,000 / $27,000)
19Bank Of America 7 28%71%
  • 240%
  • (84,000 / $35,000)
  • 277%
  • (244,000 / $88,000)
20Wells Fargo Fin'l Minnesota 6 0%66% 0
  • 144%
  • (75,000 / $52,000)

Langor, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 693
  2. Loan Applications Denied: 164
  3. % of Loan Applications Denied: 23
  4. # of Loan Originations: 364
  5. % of Loan Applications Originated 52

Langor, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Credit history13
Debt-to-income ratio11
Unverifiable information2
Credit application incomplete1

Langor, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000341 4724
$100,000 - $300,000335 5621
$300,000 - $500,00016 3737
$500,000 - $1,000,0001 1000

Langor, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000612 5025
$100,000 - $300,00075 6713
$300,000 - $500,0005 8020
$500,000 - $1,000,0001 1000

Loan to Income Ratios Research for Mortgage in Langor, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1872 16
30 - 60%5950 20
60 - 100%6751 17
100 - 200%22658 17
200 - 300%16349 28
300 - 400%8551 25
> 400%7533 37

Langor, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling607 5024
Not Owner-Occupied As A Principal Dwelling83 6915

Home Owner Property Type Statistics in Langor, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)589 5223
Manufactured Housing68 3635
One To Four-Family36 800
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