Top Lamberton, MN Mortgage Lenders

RankLamberton Mortgage LenderLamberton Home Loans ProcessedLamberton Home Loans ApprovedLamberton Home Loans DeniedLamberton Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLamberton Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 753 64%12%
  • 221%
  • (175,000 Loan / $79,000 Income)
  • 205%
  • (232,000 Loan / $113,000 Income)
2Jpmorgan Chase Bank 196 79%16%
  • 276%
  • (108,000 / $39,000)
  • 208%
  • (198,000 / $95,000)
3Countrywide Bank Fsb 165 71%21%
  • 230%
  • (83,000 / $36,000)
  • 260%
  • (156,000 / $60,000)
4Affinity Plus Federal Credit U 165 61%7%
  • 142%
  • (147,000 / $103,000)
  • 290%
  • (90,000 / $31,000)
5Citimortgage 161 88%5%
  • 278%
  • (192,000 / $69,000)
  • 174%
  • (346,000 / $198,000)
6Us Bank 131 69%20%
  • 226%
  • (86,000 / $38,000)
  • 258%
  • (137,000 / $53,000)
7State Bank & Trust 131 80%10%
  • 104%
  • (22,000 / $21,000)
  • 145%
  • (125,000 / $86,000)
8Countrywide Home Loans 101 77%14%
  • 291%
  • (198,000 / $68,000)
  • 256%
  • (200,000 / $78,000)
9Mortgage Guaranty Insurance Co 91 72%5%
  • 248%
  • (149,000 / $60,000)
  • 150%
  • (101,000 / $67,000)
10Beneficial Company Llc 88 3%75%
  • 300%
  • (186,000 / $62,000)
  • 250%
  • (175,000 / $70,000)
11Bank Of America 86 69%20%
  • 281%
  • (284,000 / $101,000)
  • 323%
  • (110,000 / $34,000)
12Bremer Bank Na (Fargo) 85 81%7%
  • 122%
  • (105,000 / $86,000)
  • 164%
  • (28,000 / $17,000)
13Citibank 72 80%11%
  • 72%
  • (80,000 / $110,000)
  • 62%
  • (30,000 / $48,000)
14Us Bank North Dakota 62 35%46%
  • 128%
  • (131,000 / $102,000)
  • 100%
  • (21,000 / $21,000)
15Genworth Mortgage Insurance Co 58 63%3%
  • 294%
  • (153,000 / $52,000)
  • 295%
  • (180,000 / $61,000)
16Agstar Financial Services 53 58%5%
  • 262%
  • (155,000 / $59,000)
  • 289%
  • (425,000 / $147,000)
17Wells Fargo Funding 52 100%0%
  • 327%
  • (314,000 / $96,000)
0
18Hfc Company Llc 46 2%73%
  • 364%
  • (164,000 / $45,000)
  • 271%
  • (187,000 / $69,000)
19Radian Guaranty 45 80%4%
  • 295%
  • (121,000 / $41,000)
  • 130%
  • (73,000 / $56,000)
20Gmac Mortgage Llc 45 2%40%
  • 522%
  • (230,000 / $44,000)
  • 392%
  • (165,000 / $42,000)

Lamberton, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 4,415
  2. Loan Applications Denied: 823
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 2,771
  5. % of Loan Applications Originated 62

Lamberton, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Credit history10
Debt-to-income ratio8
Credit application incomplete3
Unverifiable information1

Lamberton, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,543 6218
$100,000 - $300,0002,597 6318
$300,000 - $500,000249 6320
$500,000 - $1,000,00020 5040
$1,000,000 - $1,500,0002 5050
$1,500,000 - $2,000,0004 250

Lamberton, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,676 6019
$100,000 - $300,000681 7013
$300,000 - $500,00040 5730
$500,000 - $1,000,00012 588
$1,000,000 - $1,500,0004 1000
$1,500,000 - $2,000,0001 1000
> $2,000,0001 0100

Loan to Income Ratios Research for Mortgage in Lamberton, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%19566 18
30 - 60%27959 20
60 - 100%33264 17
100 - 200%1,10266 15
200 - 300%1,20564 16
300 - 400%72461 17
> 400%57849 29

Lamberton, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling4,008 6218
Not Owner-Occupied As A Principal Dwelling365 6817
Not Applicable7 5742

Home Owner Property Type Statistics in Lamberton, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,981 6219
One To Four-Family319 735
Manufactured Housing115 5036
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