Top La Jara, NM Mortgage Lenders

RankLa Jara Mortgage LenderLa Jara Home Loans ProcessedLa Jara Home Loans ApprovedLa Jara Home Loans DeniedLa Jara Mortgage Median Loan to Income Ratio (LTR) for Approved LoansLa Jara Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 116 40%36%
  • 205%
  • (644,000 Loan / $314,000 Income)
  • 81%
  • (47,000 Loan / $58,000 Income)
2Dhi Mortgage Company Limited 91 0%56% 0
  • 395%
  • (178,000 / $45,000)
3Countrywide Home Loans 40 90%2%
  • 297%
  • (110,000 / $37,000)
  • 255%
  • (204,000 / $80,000)
4Countrywide Bank Fsb 37 91%5%
  • 131%
  • (131,000 / $100,000)
  • 500%
  • (105,000 / $21,000)
5Los Alamos National Bank 33 57%6%
  • 220%
  • (242,000 / $110,000)
  • 583%
  • (350,000 / $60,000)
6Charter Bank 23 82%4%
  • 323%
  • (246,000 / $76,000)
  • 809%
  • (170,000 / $21,000)
7Wells Fargo Fin'l New Mexico 21 9%61%
  • 315%
  • (60,000 / $19,000)
  • 108%
  • (25,000 / $23,000)
8Bank Of America 19 42%36%
  • 166%
  • (417,000 / $250,000)
  • 142%
  • (71,000 / $50,000)
921st Mortgage 16 25%56%
  • 141%
  • (89,000 / $63,000)
  • 245%
  • (54,000 / $22,000)
10Pulte Mortgage Llc 15 20%6%
  • 420%
  • (164,000 / $39,000)
  • 433%
  • (195,000 / $45,000)
11Jpmorgan Chase Bank 15 73%26%
  • 283%
  • (389,000 / $137,000)
  • 212%
  • (306,000 / $144,000)
12Flagstar Bank 13 69%23%
  • 228%
  • (169,000 / $74,000)
  • 395%
  • (162,000 / $41,000)
13Citimortgage 13 92%0%
  • 186%
  • (160,000 / $86,000)
0
14Quicken Loans 11 90%9%
  • 356%
  • (203,000 / $57,000)
  • 186%
  • (95,000 / $51,000)
15Bokf Na 11 72%18%
  • 259%
  • (417,000 / $161,000)
  • 415%
  • (79,000 / $19,000)
16Beneficial Company Llc 10 10%80%
  • 221%
  • (93,000 / $42,000)
  • 150%
  • (15,000 / $10,000)
17Century Bank 9 77%11%
  • 300%
  • (417,000 / $139,000)
  • 10%
  • (3,000 / $30,000)
18Dubuque Bank & Trust Co. 8 87%12%
  • 216%
  • (171,000 / $79,000)
  • 120%
  • (300,000 / $250,000)
19New Mexico Educators Fcu 7 57%0%
  • 154%
  • (350,000 / $226,000)
0
20Vanderbilt Mortgage 6 0%66% 0
  • 209%
  • (46,000 / $22,000)

La Jara, NM Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 778
  2. Loan Applications Denied: 222
  3. % of Loan Applications Denied: 28
  4. # of Loan Originations: 374
  5. % of Loan Applications Originated 48

La Jara, NM Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history25
Debt-to-income ratio15
Collateral14
Unverifiable information3
Credit application incomplete3

La Jara, NM Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000215 3544
$100,000 - $300,000385 4428
$300,000 - $500,000121 688
$500,000 - $1,000,00045 7711
$1,000,000 - $1,500,0009 4444
$1,500,000 - $2,000,0001 1000
> $2,000,0002 00

La Jara, NM Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000506 3738
$100,000 - $300,000230 6710
$300,000 - $500,00026 6415
$500,000 - $1,000,00010 600
$1,000,000 - $1,500,0004 1000
$1,500,000 - $2,000,0001 00
> $2,000,0001 0100

Loan to Income Ratios Research for Mortgage in La Jara, NM

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4922 59
30 - 60%3652 36
60 - 100%6053 26
100 - 200%17352 17
200 - 300%18152 24
300 - 400%15248 25
> 400%12737 39

La Jara, NM Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling675 4630
Not Owner-Occupied As A Principal Dwelling98 5917
Not Applicable2 050

Home Owner Property Type Statistics in La Jara, NM for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)645 5125
Manufactured Housing119 3149
One To Four-Family14 500
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