Top Kilkenny, MN Mortgage Lenders

RankKilkenny Mortgage LenderKilkenny Home Loans ProcessedKilkenny Home Loans ApprovedKilkenny Home Loans DeniedKilkenny Mortgage Median Loan to Income Ratio (LTR) for Approved LoansKilkenny Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,732 64%16%
  • 190%
  • (118,000 Loan / $62,000 Income)
  • 170%
  • (145,000 Loan / $85,000 Income)
2Affinity Plus Federal Credit U 520 63%7%
  • 123%
  • (90,000 / $73,000)
  • 246%
  • (175,000 / $71,000)
3Jpmorgan Chase Bank 415 87%9%
  • 218%
  • (59,000 / $27,000)
  • 263%
  • (108,000 / $41,000)
4Citimortgage 283 79%7%
  • 220%
  • (172,000 / $78,000)
  • 257%
  • (232,000 / $90,000)
5Cornerstone Mortgage Company 265 85%3%
  • 268%
  • (121,000 / $45,000)
  • 311%
  • (112,000 / $36,000)
6Bank Of America 240 78%11%
  • 225%
  • (63,000 / $28,000)
  • 279%
  • (109,000 / $39,000)
7Bremer Bank Na (Fargo) 237 78%8%
  • 127%
  • (88,000 / $69,000)
  • 165%
  • (66,000 / $40,000)
8Us Bank 222 72%17%
  • 223%
  • (203,000 / $91,000)
  • 254%
  • (89,000 / $35,000)
9Northview Bank 197 57%20%
  • 193%
  • (60,000 / $31,000)
  • 200%
  • (106,000 / $53,000)
10State Bank & Trust 191 75%12%
  • 142%
  • (40,000 / $28,000)
  • 277%
  • (158,000 / $57,000)
11Countrywide Bank Fsb 188 73%16%
  • 177%
  • (124,000 / $70,000)
  • 252%
  • (217,000 / $86,000)
12Frandsen Bank & Trust 172 88%6%
  • 166%
  • (80,000 / $48,000)
  • 164%
  • (128,000 / $78,000)
13Mortgage Guaranty Insurance Co 144 72%10%
  • 240%
  • (77,000 / $32,000)
  • 264%
  • (331,000 / $125,000)
14Wells Fargo Funding 134 97%1%
  • 169%
  • (110,000 / $65,000)
  • 218%
  • (105,000 / $48,000)
15Beneficial Company Llc 133 6%78%
  • 248%
  • (154,000 / $62,000)
  • 245%
  • (150,000 / $61,000)
16Embrace Home Loans, 114 3%43%
  • 218%
  • (72,000 / $33,000)
  • 266%
  • (160,000 / $60,000)
17Citibank 112 68%12%
  • 125%
  • (55,000 / $44,000)
  • 90%
  • (30,000 / $33,000)
18Genworth Mortgage Insurance Co 111 63%6%
  • 228%
  • (228,000 / $100,000)
  • 271%
  • (106,000 / $39,000)
19Countrywide Home Loans 107 78%16%
  • 189%
  • (144,000 / $76,000)
  • 284%
  • (142,000 / $50,000)
20Lake State Federal Credit Unio 106 18%21%
  • 168%
  • (49,000 / $29,000)
  • 390%
  • (82,000 / $21,000)

Kilkenny, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 9,736
  2. Loan Applications Denied: 1,690
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 6,248
  5. % of Loan Applications Originated 64

Kilkenny, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history13
Collateral12
Debt-to-income ratio10
Credit application incomplete2
Unverifiable information1

Kilkenny, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0004,099 6418
$100,000 - $300,0005,402 6316
$300,000 - $500,000223 5716
$500,000 - $1,000,00011 4536
$1,000,000 - $1,500,0001 0100

Kilkenny, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0008,287 6318
$100,000 - $300,0001,344 6913
$300,000 - $500,00063 6612
$500,000 - $1,000,00031 5425
$1,000,000 - $1,500,0004 750
$1,500,000 - $2,000,0004 1000
> $2,000,0003 1000

Loan to Income Ratios Research for Mortgage in Kilkenny, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%46865 19
30 - 60%68163 19
60 - 100%86967 17
100 - 200%2,83766 15
200 - 300%2,58963 15
300 - 400%1,47662 17
> 400%81650 25

Kilkenny, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling8,984 6317
Not Owner-Occupied As A Principal Dwelling713 6915
Not Applicable12 410

Home Owner Property Type Statistics in Kilkenny, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)8,984 6417
One To Four-Family506 745
Manufactured Housing246 4430
More Kilkenny, MN Mortgage Research: