Top Kettle River, MN Mortgage Lenders

RankKettle River Mortgage LenderKettle River Home Loans ProcessedKettle River Home Loans ApprovedKettle River Home Loans DeniedKettle River Mortgage Median Loan to Income Ratio (LTR) for Approved LoansKettle River Mortgage Median LTR for Denied Loans
1Northview Bank 374 59%21%
  • 178%
  • (25,000 Loan / $14,000 Income)
  • 212%
  • (53,000 Loan / $25,000 Income)
2Lake State Federal Credit Unio 182 25%21%
  • 194%
  • (74,000 / $38,000)
  • 386%
  • (197,000 / $51,000)
3Woodlands National Bank 167 47%20%
  • 219%
  • (90,000 / $41,000)
  • 257%
  • (18,000 / $7,000)
4Wells Fargo Bank 167 58%16%
  • 159%
  • (121,000 / $76,000)
  • 139%
  • (139,000 / $100,000)
5Phh Mortgage Corporation 75 88%4%
  • 250%
  • (70,000 / $28,000)
  • 213%
  • (169,000 / $79,000)
6Jpmorgan Chase Bank 59 79%15%
  • 259%
  • (83,000 / $32,000)
  • 277%
  • (97,000 / $35,000)
7Mortgage Guaranty Insurance Co 49 65%6%
  • 238%
  • (300,000 / $126,000)
  • 213%
  • (162,000 / $76,000)
8Bank Of America 39 79%15%
  • 195%
  • (80,000 / $41,000)
  • 280%
  • (84,000 / $30,000)
9Flagstar Bank 36 63%25%
  • 202%
  • (168,000 / $83,000)
  • 250%
  • (100,000 / $40,000)
10Citimortgage 33 69%12%
  • 267%
  • (238,000 / $89,000)
  • 136%
  • (250,000 / $183,000)
11Us Bank 31 77%16%
  • 262%
  • (181,000 / $69,000)
  • 167%
  • (132,000 / $79,000)
12Affinity Plus Federal Credit U 30 60%13%
  • 178%
  • (152,000 / $85,000)
  • 246%
  • (111,000 / $45,000)
13Beneficial Company Llc 29 3%79%
  • 366%
  • (121,000 / $33,000)
  • 265%
  • (170,000 / $64,000)
14Agstar Financial Services 29 55%27%
  • 188%
  • (179,000 / $95,000)
  • 277%
  • (150,000 / $54,000)
15Countrywide Bank Fsb 27 59%29%
  • 180%
  • (101,000 / $56,000)
  • 358%
  • (172,000 / $48,000)
16Towne Mortgage Company 23 95%4%
  • 210%
  • (263,000 / $125,000)
  • 293%
  • (170,000 / $58,000)
17Us Bank North Dakota 21 38%38%
  • 155%
  • (212,000 / $136,000)
  • 203%
  • (132,000 / $65,000)
18Cmg Mortgage Insurance Co. 20 80%0%
  • 269%
  • (194,000 / $72,000)
0
19Wealthbridge Mortgage Corp. 19 78%10%
  • 235%
  • (132,000 / $56,000)
  • 489%
  • (137,000 / $28,000)
20Radian Guaranty 18 94%0%
  • 201%
  • (133,000 / $66,000)
0

Kettle River, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,069
  2. Loan Applications Denied: 451
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 1,114
  5. % of Loan Applications Originated 53

Kettle River, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history15
Collateral14
Debt-to-income ratio13
Credit application incomplete2
Unverifiable information1

Kettle River, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000728 5322
$100,000 - $300,0001,299 5321
$300,000 - $500,00040 5717
$500,000 - $1,000,0002 500

Kettle River, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,700 5123
$100,000 - $300,000346 6215
$300,000 - $500,00017 7017
$500,000 - $1,000,0003 660
$1,000,000 - $1,500,0001 0100
$1,500,000 - $2,000,0001 1000
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Kettle River, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%4168 17
30 - 60%9957 26
60 - 100%21762 17
100 - 200%57855 19
200 - 300%58450 20
300 - 400%34753 20
> 400%20339 39

Kettle River, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,769 5122
Not Owner-Occupied As A Principal Dwelling284 6516
Not Applicable7 4214

Home Owner Property Type Statistics in Kettle River, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,783 5322
Manufactured Housing175 4529
One To Four-Family111 686
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