Top Kelliher, MN Mortgage Lenders

RankKelliher Mortgage LenderKelliher Home Loans ProcessedKelliher Home Loans ApprovedKelliher Home Loans DeniedKelliher Mortgage Median Loan to Income Ratio (LTR) for Approved LoansKelliher Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,167 61%16%
  • 222%
  • (138,000 Loan / $62,000 Income)
  • 213%
  • (77,000 Loan / $36,000 Income)
2Jpmorgan Chase Bank 378 82%14%
  • 264%
  • (132,000 / $50,000)
  • 243%
  • (90,000 / $37,000)
3Countrywide Bank Fsb 282 69%18%
  • 227%
  • (155,000 / $68,000)
  • 312%
  • (50,000 / $16,000)
4Us Bank 260 76%15%
  • 247%
  • (173,000 / $70,000)
  • 294%
  • (200,000 / $68,000)
5Citimortgage 260 84%7%
  • 250%
  • (150,000 / $60,000)
  • 283%
  • (261,000 / $92,000)
6Affinity Plus Federal Credit U 194 69%5%
  • 128%
  • (32,000 / $25,000)
  • 231%
  • (155,000 / $67,000)
7Eastwood Bank 175 69%8%
  • 143%
  • (131,000 / $91,000)
  • 129%
  • (35,000 / $27,000)
8State Bank & Trust 156 77%8%
  • 150%
  • (45,000 / $30,000)
  • 293%
  • (417,000 / $142,000)
9Countrywide Home Loans 147 83%11%
  • 228%
  • (171,000 / $75,000)
  • 191%
  • (86,000 / $45,000)
10Bank Of America 145 69%17%
  • 276%
  • (94,000 / $34,000)
  • 205%
  • (119,000 / $58,000)
11Mortgage Guaranty Insurance Co 139 68%7%
  • 281%
  • (287,000 / $102,000)
  • 243%
  • (185,000 / $76,000)
12Bremer Bank Na (Fargo) 139 82%5%
  • 156%
  • (94,000 / $60,000)
  • 256%
  • (64,000 / $25,000)
13Beneficial Company Llc 139 5%82%
  • 173%
  • (73,000 / $42,000)
  • 227%
  • (182,000 / $80,000)
14Us Bank North Dakota 96 28%38%
  • 180%
  • (150,000 / $83,000)
  • 243%
  • (151,000 / $62,000)
15Genworth Mortgage Insurance Co 96 64%2%
  • 256%
  • (149,000 / $58,000)
  • 475%
  • (171,000 / $36,000)
16Wells Fargo Fin'l Minnesota 88 21%46%
  • 266%
  • (197,000 / $74,000)
  • 211%
  • (89,000 / $42,000)
17Think Mutual Bank 86 76%8%
  • 93%
  • (56,000 / $60,000)
  • 375%
  • (150,000 / $40,000)
18United Guaranty Corporation 79 70%6%
  • 264%
  • (111,000 / $42,000)
  • 280%
  • (129,000 / $46,000)
19Citibank 72 77%12%
  • 79%
  • (124,000 / $156,000)
  • 58%
  • (33,000 / $56,000)
20Embrace Home Loans, 71 8%46%
  • 265%
  • (228,000 / $86,000)
  • 246%
  • (165,000 / $67,000)

Kelliher, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 7,230
  2. Loan Applications Denied: 1,341
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 4,530
  5. % of Loan Applications Originated 62

Kelliher, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Credit history9
Debt-to-income ratio8
Credit application incomplete3
Unverifiable information1

Kelliher, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,530 6119
$100,000 - $300,0004,171 6217
$300,000 - $500,000471 6515
$500,000 - $1,000,00053 4226
$1,000,000 - $1,500,0004 5050
$1,500,000 - $2,000,0001 00

Kelliher, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0005,941 6119
$100,000 - $300,0001,153 6714
$300,000 - $500,00083 6812
$500,000 - $1,000,00041 7912
$1,000,000 - $1,500,0005 2040
$1,500,000 - $2,000,0002 5050
> $2,000,0005 1000

Loan to Income Ratios Research for Mortgage in Kelliher, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%33661 22
30 - 60%44163 17
60 - 100%56864 19
100 - 200%1,81965 15
200 - 300%1,94763 16
300 - 400%1,28763 17
> 400%83248 30

Kelliher, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling6,441 6119
Not Owner-Occupied As A Principal Dwelling751 7214
Not Applicable9 5522

Home Owner Property Type Statistics in Kelliher, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)6,491 6219
One To Four-Family492 754
Manufactured Housing247 4534
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