Top Kego, MN Mortgage Lenders

RankKego Mortgage LenderKego Home Loans ProcessedKego Home Loans ApprovedKego Home Loans DeniedKego Mortgage Median Loan to Income Ratio (LTR) for Approved LoansKego Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 489 74%8%
  • 152%
  • (403,000 Loan / $265,000 Income)
  • 188%
  • (187,000 Loan / $99,000 Income)
2Us Bank 224 83%8%
  • 166%
  • (70,000 / $42,000)
  • 227%
  • (180,000 / $79,000)
3Jpmorgan Chase Bank 127 91%8%
  • 208%
  • (394,000 / $189,000)
  • 343%
  • (378,000 / $110,000)
4Citimortgage 74 77%9%
  • 206%
  • (153,000 / $74,000)
  • 335%
  • (57,000 / $17,000)
5Countrywide Bank Fsb 65 70%9%
  • 169%
  • (371,000 / $219,000)
  • 210%
  • (145,000 / $69,000)
6Bank Of America 59 62%16%
  • 232%
  • (79,000 / $34,000)
  • 202%
  • (350,000 / $173,000)
7Affinity Plus Federal Credit U 44 88%0%
  • 144%
  • (183,000 / $127,000)
0
8The Business Bank 43 97%0%
  • 173%
  • (200,000 / $115,000)
0
9Countrywide Home Loans 42 85%9%
  • 163%
  • (648,000 / $397,000)
  • 256%
  • (555,000 / $216,000)
10Wells Fargo Funding 32 96%0%
  • 138%
  • (276,000 / $200,000)
0
11Us Bk Na Nd 32 40%43%
  • 164%
  • (69,000 / $42,000)
  • 171%
  • (67,000 / $39,000)
12Citibank 31 64%12%
  • 122%
  • (295,000 / $240,000)
  • 94%
  • (210,000 / $223,000)
13Phh Mortgage Corporation 29 82%3%
  • 248%
  • (253,000 / $102,000)
  • 83%
  • (297,000 / $354,000)
14Us Bank North Dakota 26 42%42%
  • 133%
  • (95,000 / $71,000)
  • 204%
  • (172,000 / $84,000)
15Liberty Savings Bank Fsb 22 100%0%
  • 171%
  • (183,000 / $107,000)
0
16Mortgage Guaranty Insurance Co 21 57%19%
  • 140%
  • (350,000 / $249,000)
  • 218%
  • (131,000 / $60,000)
17Bank Forward 21 95%4%
  • 192%
  • (384,000 / $200,000)
  • 194%
  • (235,000 / $121,000)
18Merchants Bank 20 95%5%
  • 201%
  • (308,000 / $153,000)
  • 89%
  • (50,000 / $56,000)
19Provident Funding Associates 19 63%26%
  • 198%
  • (252,000 / $127,000)
  • 288%
  • (280,000 / $97,000)
20C.U. Mortgage Services, 19 73%5%
  • 223%
  • (190,000 / $85,000)
  • 173%
  • (73,000 / $42,000)

Kego, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,478
  2. Loan Applications Denied: 287
  3. % of Loan Applications Denied: 11
  4. # of Loan Originations: 1,814
  5. % of Loan Applications Originated 73

Kego, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Debt-to-income ratio13
Credit history7
Credit application incomplete6
Unverifiable information3

Kego, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000455 6712
$100,000 - $300,0001,623 7410
$300,000 - $500,000364 7412
$500,000 - $1,000,00031 5732
$1,000,000 - $1,500,0004 750
$1,500,000 - $2,000,0001 1000

Kego, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,203 6614
$100,000 - $300,0001,111 779
$300,000 - $500,000129 844
$500,000 - $1,000,00028 6710
$1,000,000 - $1,500,0006 6616
$1,500,000 - $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Kego, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6562 13
30 - 60%12873 10
60 - 100%33877 9
100 - 200%94176 8
200 - 300%50374 11
300 - 400%24666 18
> 400%25758 19

Kego, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Not Owner-Occupied As A Principal Dwelling1,493 789
Owner-Occupied As A Principal Dwelling927 6414
Not Applicable6 1000

Home Owner Property Type Statistics in Kego, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,354 7311
One To Four-Family70 707
Manufactured Housing54 6418
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