Top Kasson, MN Mortgage Lenders

RankKasson Mortgage LenderKasson Home Loans ProcessedKasson Home Loans ApprovedKasson Home Loans DeniedKasson Mortgage Median Loan to Income Ratio (LTR) for Approved LoansKasson Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 4,446 65%16%
  • 200%
  • (176,000 Loan / $88,000 Income)
  • 201%
  • (232,000 Loan / $115,000 Income)
2Jpmorgan Chase Bank 1,122 83%13%
  • 241%
  • (181,000 / $75,000)
  • 207%
  • (145,000 / $70,000)
3Us Bank 962 77%14%
  • 224%
  • (204,000 / $91,000)
  • 252%
  • (126,000 / $50,000)
4Affinity Plus Federal Credit U 939 66%5%
  • 129%
  • (109,000 / $84,000)
  • 225%
  • (70,000 / $31,000)
5Citimortgage 673 79%8%
  • 219%
  • (252,000 / $115,000)
  • 280%
  • (132,000 / $47,000)
6Bank Of America 669 74%14%
  • 241%
  • (128,000 / $53,000)
  • 222%
  • (200,000 / $90,000)
7Countrywide Bank Fsb 591 69%19%
  • 224%
  • (137,000 / $61,000)
  • 271%
  • (291,000 / $107,000)
8Eastwood Bank 493 70%10%
  • 162%
  • (109,000 / $67,000)
  • 191%
  • (218,000 / $114,000)
9Mortgage Guaranty Insurance Co 385 71%8%
  • 240%
  • (106,000 / $44,000)
  • 213%
  • (162,000 / $76,000)
10Wells Fargo Funding 346 98%1%
  • 245%
  • (371,000 / $151,000)
  • 289%
  • (162,000 / $56,000)
11Countrywide Home Loans 329 81%13%
  • 240%
  • (202,000 / $84,000)
  • 229%
  • (170,000 / $74,000)
12Beneficial Company Llc 314 5%81%
  • 126%
  • (145,000 / $115,000)
  • 245%
  • (194,000 / $79,000)
13State Bank & Trust 290 70%14%
  • 139%
  • (81,000 / $58,000)
  • 200%
  • (84,000 / $42,000)
14United Guaranty Corporation 278 73%8%
  • 233%
  • (84,000 / $36,000)
  • 242%
  • (255,000 / $105,000)
15Think Mutual Bank 268 75%9%
  • 121%
  • (253,000 / $209,000)
  • 212%
  • (238,000 / $112,000)
16Genworth Mortgage Insurance Co 266 69%4%
  • 235%
  • (87,000 / $37,000)
  • 197%
  • (255,000 / $129,000)
17Embrace Home Loans, 265 7%48%
  • 265%
  • (228,000 / $86,000)
  • 266%
  • (160,000 / $60,000)
18Kleinbank 264 75%13%
  • 144%
  • (62,000 / $43,000)
  • 210%
  • (40,000 / $19,000)
19Us Bank North Dakota 254 31%45%
  • 119%
  • (85,000 / $71,000)
  • 173%
  • (163,000 / $94,000)
20Agstar Financial Services 242 62%5%
  • 222%
  • (140,000 / $63,000)
  • 328%
  • (92,000 / $28,000)

Kasson, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 25,238
  2. Loan Applications Denied: 4,443
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 16,358
  5. % of Loan Applications Originated 64

Kasson, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Credit history11
Debt-to-income ratio9
Credit application incomplete3
Unverifiable information1

Kasson, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0008,561 6220
$100,000 - $300,00015,085 6516
$300,000 - $500,0001,478 6317
$500,000 - $1,000,000106 4526
$1,000,000 - $1,500,0007 5742
$1,500,000 - $2,000,0001 00

Kasson, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00019,628 6219
$100,000 - $300,0005,168 7012
$300,000 - $500,000289 7511
$500,000 - $1,000,000122 7811
$1,000,000 - $1,500,00018 7711
$1,500,000 - $2,000,0006 5016
> $2,000,0007 990

Loan to Income Ratios Research for Mortgage in Kasson, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1,05962 22
30 - 60%1,48163 19
60 - 100%2,12668 15
100 - 200%7,45068 13
200 - 300%6,87464 16
300 - 400%3,80962 18
> 400%2,43948 29

Kasson, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling22,223 6318
Not Owner-Occupied As A Principal Dwelling2,869 7413
Not Applicable27 5522

Home Owner Property Type Statistics in Kasson, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)23,061 6417
One To Four-Family1,466 756
Manufactured Housing711 4831
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